Kemba Financial Pickerington OH Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Kemba Financial at 941 Hill Rd N, Pickerington, OH 43147! Since our establishment in 1933, we've been dedicated to serving our community with reliable financial solutions and exceptional member service. With a strong membership base of over 133,000 and total assets reaching an impressive $2.28 billion, we pride ourselves on being a trusted partner in your financial journey. At Kemba Financial, we understand the importance of having a financial institution that puts you first. Our commitment is evident through our wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Whether you're looking to finance your next vehicle or consolidate debt, our experienced team is here to help you navigate your options with ease. While members can visit us at our branch location, official correspondence should be sent to the same address: 941 Hill Rd N, Pickerington, OH 43147-8885. We also offer convenient access through online and mobile banking for added flexibility. Our leadership team, including CEO Mark Decello and Board President Donna Folberth, is dedicated to fostering a culture of trust and support within the credit union. Together with our team of 327 employees, we work hard every day to ensure that each member feels valued and empowered. With total deposits amounting to $70 million and net worth standing at $274 million, we are committed to maintaining a secure and stable environment for your finances. Our members benefit from a range of loan options, boasting a total of 94,363 loans and leases currently active. If you're ready to take control of your financial future or simply have questions about what we can do for you, don't hesitate to reach out! Call us at 614-235-2395 or visit our website at Kemba Financial for more information. We look forward to welcoming you into our community!

Branch History & Mission

A Legacy of Service

Kemba Financial started as a small credit union aimed at helping local residents achieve their financial goals. Over the decades, we've expanded our offerings from basic savings accounts to a comprehensive suite of financial products, including auto loans, mortgages, and business banking solutions. This growth reflects our commitment to adapting to the needs of our members while maintaining our core values. As we look back on our history, we celebrate key milestones that have shaped who we are today. From introducing online banking services to ensuring ADA compliance for all members, each step has been taken with our community's best interests in mind. Our location is easily accessible for all, featuring both drive-thru banking options and ATM availability for your convenience.

Join Us Today

As we continue this journey together, we invite you to become part of the Kemba Financial family. Experience firsthand how our commitment to member service makes us more than just a credit union; we're your trusted partner in achieving your financial dreams. Explore what we have to offer and consider joining us today! For more information about membership eligibility or opening an account, please visit Kemba Financial. Together, let's build a brighter future for ourselves and our community!

Our Mission

At Kemba Financial, our mission is clear: we strive to empower our members by providing personalized financial solutions that promote stability and growth. We believe that everyone deserves access to quality financial services tailored to their unique situations. Beyond transactions and loans, we actively engage in community outreach programs that give back and foster connections within Pickerington. Whether it's hosting financial literacy workshops or partnering with local organizations for charitable initiatives, our goal is to make a positive impact beyond banking. While members can visit us at 941 Hill Rd N for all their banking needs, official correspondence should be sent to 941 Hill Rd N, Pickerington, OH 43147-8885 if different.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

Our branch offers a range of services designed to meet all your banking needs from checking and savings accounts to auto loans and mortgage refinancing. Need cash? You'll find our ATM readily available on-site. Plus, if you're visiting during peak times or have questions about shared services with partner credit unions, our friendly staff is always here to assist you.

Easy Access and Nearby Landmarks

Whether you're stopping by for a quick transaction or need assistance with your financial goals, our location is designed for your convenience. Just minutes away from popular spots like the Pickerington Ponds Metro Park and local shopping areas, you can easily fit us into your day. Plus, we offer ample parking spaces and are equipped with ADA-compliant features, ensuring that everyone can access our services without hassle. While members can visit us at 941 Hill Rd N, official correspondence should be sent to the same address, as our mailing address remains the same.

Operating Hours Tailored for You

At Kemba Financial, we know that life can get busy. That's why our lobby hours are set to accommodate your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're in need of drive-thru banking, we're open Monday through Thursday from 8 AM to 5:30 PM, Friday until 6 PM, and Saturday until 1 PM as well.

Visit Us Today!

We invite you to stop by Kemba Financial in Pickerington or give us a call at 614-235-2395. Whether you're looking for personalized banking solutions or simply want to chat about your financial future, we're excited to welcome you into our community!

Member Eligibility

At Kemba Financial, becoming a member means joining a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We pride ourselves on being inclusive and supportive, ensuring that everyone has access to our services. You can find all the specific eligibility details by visiting this page. There, you'll see how easy it is to meet the requirements and become part of our family. Once you're ready to open an account, simply head over to this link for a straightforward application process. We're here to help you every step of the way! If you have any questions or need assistance, don't hesitate to call us at (614) 235-2395. Our friendly staff is excited to welcome you and guide you through your journey with Kemba Financial at our conveniently located branch at 941 Hill Rd N Pickerington Oh 43147. Join us today and experience the many benefits of membership!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that can simplify your daily operations. From payment processing solutions to payroll services, these tools help you focus on what matters most growing your business. For instance, imagine being able to accept payments seamlessly from customers while keeping track of sales data all in one place. Visit us at 941 Hill Rd N Pickerington Oh 43147, Pickerington, OH or call us at (614) 235-2395 to learn more about how we can partner with you on your path to success!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Kemba Financial offers specialized services such as merchant services and business loans to help you thrive. We understand that running a business comes with challenges, and we're here to provide the financial tools needed for success.

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and more. Need quick access to cash? Our network of ATMs ensures that you can withdraw money whenever necessary without any hassle. Plus, our basic drive-thru banking allows for quick deposits and withdrawals for those busy days when time is short.

Credit Solutions That Reward You

Our credit cards with rewards not only help you manage your spending but also allow you to earn points on everyday purchases. Imagine earning cash back or travel rewards just by using your card for groceries or gas!

Personal Banking Made Easy

Navigating personal finances can sometimes feel overwhelming. At Kemba Financial, we simplify this process by offering checking and savings accounts tailored to fit various lifestyles. Whether you are saving for a dream vacation or managing daily expenses, our accounts provide easy access and attractive features. When it comes to purchasing a vehicle, our auto loans and vehicle financing options are designed with competitive rates to make your car-buying experience smooth. Imagine driving off in the car you've always wanted without breaking the bank; that's what we aim for! Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we have solutions that can help make homeownership a reality. For those unexpected moments or bigger purchases, our personal loans and debt consolidation services offer flexibility and support. You can consolidate debts into one manageable payment or get the funds you need for an important life event.

Shared Branch Services

We also offer basic shared branch transactions for members of partner credit unions making it easier than ever to access funds when you're away from home. At Kemba Financial in Pickerington, OH, we're committed to making banking simple and accessible for everyone. If you're ready to explore how our services can benefit you or if you have any questions about what we offer, give us a call at 614-235-2395 or visit us online at Kemba.org. We're excited to help you achieve your financial dreams!

Digital & Online Banking

Key Features

Our online banking platform provides an intuitive experience, allowing you to check balances, pay bills, and transfer money with just a few clicks. If you're looking to send money quickly, our person-to-person transfer feature makes it simple to share funds with friends or family without any hassle. For those who prefer using their smartphones, our mobile application ensures that banking is always at your fingertips. You can access all the features you love about online banking right from your phone. Plus, if you want to keep track of your statements easily, we offer e-statements that let you view your account details anytime, anywhere.

Security and Convenience

We take security seriously. With electronic signature authorization available, signing documents online is not only quick but also safe. You can trust that your information is protected while you enjoy the convenience of digital transactions. Whether you're at home or on the go, Kemba Financial makes it easy to stay connected with your finances. Our commitment to providing user-friendly and accessible banking solutions means that managing your money has never been easier or more secure. Visit us online today at https://www.kemba.org/ to explore all the ways we can help simplify your banking experience!

Financial Strength

At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned money. With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by our $26,980 in used auto loans and $1,665,204,894 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $12,653,426, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,665,523. Total Share Accounts: 325,003, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 941 Hill Rd N Pickerington Oh 43147 or call (614) 235-2395 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are committed to offering tailored solutions.

Eligibility and Refinancing Options

We encourage potential borrowers to explore eligibility options by visiting this link. If you're considering refinancing an existing loan for better rates or terms, our experienced staff can help you navigate this process smoothly. Our commitment is reflected not only in our competitive loan offerings but also in our customer service. You can reach us at 614-235-2395 for any inquiries or assistance regarding our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kemba Financial, we're dedicated to helping you secure the financing that best suits your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $123,925,239 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest options for your convenience.

Loan Aggregator

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Kemba Financial