Kemba Financial Gahanna OH Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kemba Financial in Gahanna, where our commitment to serving you goes beyond just banking. Established in 1933, we have grown into a trusted community partner with a total membership of over 133,000 members. Located at 110 N Hamilton Rd, Gahanna, OH 43230, our branch is dedicated to providing personalized financial solutions that help you achieve your goals. At Kemba Financial, we believe that your financial journey should be supported every step of the way. With assets totaling an impressive $2,277,003,980 and total deposits reaching $70,021,040, we stand ready to assist you with a variety of services from personal banking and auto loans to business financing and mortgage solutions. Our current loan portfolio includes over 94,363 loans and leases, reflecting our dedication to empowering members like you with the resources they need. Our leadership team is passionate about fostering a welcoming environment. Led by CEO Mark Decello and Board President Donna Folberth, we prioritize your needs and strive to create lasting relationships within the community. With a team of 327 employees, we ensure that help is always close at hand. While members can visit us at our Gahanna location for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, please don't hesitate to call us at 614-235-2395. Join us at Kemba Financial today and experience how we can work together towards your financial success! For more details about membership or to explore our offerings, visit our website at Kemba Financial.

Branch History & Mission

At Kemba Financial, our story began in 1933 in Gahanna, OH, where we opened our doors with a mission to serve our community by providing accessible financial services. Over the years, we have grown into a trusted financial institution, now boasting a membership of over 133,000 individuals. With total assets exceeding $2.27 billion, we are proud to be a part of the lives of so many in our community. Located at 110 N Hamilton Rd, Gahanna, OH 43230, our branch is nestled in a vibrant area that is easily accessible for all members. We invite you to visit us during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. Our drive-thru service makes it even more convenient for you to manage your banking needs without leaving your vehicle. Kemba Financial's mission goes beyond just providing traditional banking services; we strive to enrich the communities we serve. Our commitment includes offering personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also focus on business banking solutions such as merchant services and business loans, ensuring that every member has the tools they need for financial success. While members can visit us at 110 N Hamilton Rd, official correspondence should be sent to 110 N Hamilton Rd, Gahanna, OH 43230 if needed. We understand the importance of accessibility and have made significant strides towards digital advancements. Our online banking platform allows members to manage their accounts anytime and anywhere while ensuring compliance with ADA standards for inclusivity. Over the years, Kemba Financial has engaged in numerous community outreach initiatives and partnerships aimed at giving back. We believe in supporting local causes and helping those in need within our neighborhoods. Together with our dedicated staff comprising over 327 employees we aim to make a real impact by empowering individuals through education and support. We are excited about the future and invite anyone looking for reliable financial services or wanting to join a community-focused credit union to reach out. Experience the benefits that come with being a member of Kemba Financial today! For more information or to open an account online, please visit our website or call us at 614-235-2395. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. Ample parking is available right outside our doors, making your trip as easy as possible.

Call to Action

While members can visit us at 110 N Hamilton Rd Gahanna Oh 43230, official correspondence should be sent to 110 N Hamilton Rd, Gahanna, OH 43230. Have questions or want more information? Don't hesitate to give us a call at (614) 235-2395! We look forward to welcoming you into our branch soon!

Operating Hours

We know your time is valuable, so we've tailored our operating hours to fit your busy schedule. Visit us Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. If you're on the go, our drive-thru service operates Monday through Thursday from 8 am to 5:30 pm and on Friday until 6 pm.

Services Offered

At Kemba Financial, we offer a wide range of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help. We also provide convenient ATM access for quick withdrawals and balance checks.

Member Eligibility

At Kemba Financial, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that values each member. If you're looking to join us at our Gahanna branch located at 110 N Hamilton Rd Gahanna Oh 43230, we welcome anyone who lives, works, or worships in Franklin County or nearby areas. It's a simple process designed to ensure everyone feels included and valued. You can find all the detailed eligibility criteria on our website at http://www.kemba.org/about/become-a-member. Opening an account is just as easy! With just a few steps, you can start enjoying the benefits of membership, like personalized service and competitive rates on loans and savings. For more information on how to open your account, visit https://apply.kemba.org/oao/?product=savings. If you have any questions, feel free to give us a call at (614) 235-2395 we're here to help!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with seamless payment solutions. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to online payment options, we equip you with tools that enhance customer satisfaction and streamline operations. Visit us at 110 N Hamilton Rd Gahanna Oh 43230 in Gahanna, OH, or call us at (614) 235-2395 to learn how we can help take your business to the next level!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on-the-go? Our ATM services allow easy withdrawals and balance checks whenever you need them. With convenient locations available, accessing your funds has never been easier.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further. Our auto loans and vehicle financing options allow you to drive away in your dream car without breaking the bank. With competitive rates and flexible terms, financing your next vehicle is made straightforward and stress-free.

Business Banking Solutions

For entrepreneurs and business owners, we understand the importance of having reliable financial tools at your fingertips. Our business banking services, including merchant services and business loans, are crafted to support local businesses in thriving.

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards offer valuable benefits such as cashback or points for travel. Enjoy the perks while managing your spending effectively.

Drive-Thru & Shared Branch Transactions

We also offer basic drive-thru banking, perfect for quick transactions like deposits and withdrawals without leaving your car. For members of partner credit unions, our shared branch transactions make it easy to manage accounts across institutions. At Kemba Financial, our goal is to ensure that each member feels supported in their financial endeavors. If you have questions about any of our services or want assistance getting started, don't hesitate to reach out at (614) 235-2395. We're here for you! Visit us at Gahanna today and discover how we can help make your financial goals a reality!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans tailored to suit different budgets and needs. If you already own a home, consider our refinancing options to potentially lower your monthly payments or access cash from your home's equity. We're here to guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that let you manage your accounts from anywhere, anytime. Whether you want to check balances, pay bills, or transfer money between accounts, everything is just a click or tap away.

Personal Banking

Managing your finances should be simple and accessible. That's why we offer personal banking services that include checking and savings accounts designed to fit various lifestyles. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts come with features that help you keep track of your funds easily.

Personal Loans & Debt Consolidation

Sometimes, life throws unexpected expenses your way. Our personal loans provide quick access to cash when you need it most. Additionally, if you're looking to simplify your finances, consider our debt consolidation services that can help combine multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features tailored to enhance your experience. For instance, you can easily set up E-Statements, which allow you to view and manage your statements digitally no more paper clutter! Additionally, if you need to send money quickly to friends or family, our person-to-person transfers make it simple and fast. Security is at the forefront of what we do. With electronic signature authorization, you can sign documents digitally without any hassle. This feature not only speeds up processes but also adds an extra layer of security for your transactions. While we currently do not support mobile payments, we are continuously looking for ways to enhance our offerings. What sets us apart is our commitment to providing user-friendly services that empower you to take control of your financial journey. In short, with Kemba Financial, you have all the tools necessary for real-time account management right at your fingertips. Join us today and discover how easy banking can be!

Financial Strength

At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better every day. With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,980 in used auto loans and an impressive $1,665,204,894 in total loans and leases. Our operational efficiency is reflected in our net income of $12,653,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 325,003, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 110 N Hamilton Rd Gahanna Oh 43230 or call 614-235-2395 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for every budget. Plus, refinancing options are available if you're looking to lower your monthly payments or secure better terms on your existing auto loan.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $204,517,664 can provide the support you need. We are dedicated to helping local businesses thrive by offering tailored solutions that fit various business models and objectives. At Kemba Financial in Gahanna, OH (110 N Hamilton Rd), we're here to support you at every step of your financial journey. For more information about our loan offerings or to discuss eligibility options, please contact us at 614-235-2395 or visit our website at Kemba.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Credit Lines and Personal Loans

We also understand that managing day-to-day expenses can be challenging. That's why we provide flexible credit lines totaling $720,488,058. These can be great for covering unexpected expenses or consolidating debt into manageable payments. Additionally, we offer unsecured credit card loans with a total of $123,925,239, allowing members to manage their finances effectively while enjoying benefits like rewards programs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, providing flexible terms and competitive rates for members ready to invest in their future. If you already own a home and are considering refinancing for better rates or cash-out options, we can guide you through the process smoothly.

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Kemba Financial