Kemba Financial Columbus OH Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Kemba Financial, your trusted partner in personal and business banking since 1933. Located at 4311 N High St, Columbus, OH 43214, our Clintonville branch is dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With over 133,000 members and total assets of $2,277,003,980, we pride ourselves on offering tailored financial solutions that meet your unique needs. At Kemba Financial, we believe in building lasting relationships with our members. Our team, led by CEO Mark Decello and Board President Donna Folberth, is here to ensure you receive the best service possible. Whether you're looking for checking accounts, auto loans, mortgages, or business services, we have you covered. With a robust portfolio that includes over 94,363 loans and leases totaling $70,021,040 in deposits, we are well-positioned to support your financial goals. While members can visit us at our branch location for all banking needs, official correspondence should be sent to the same address: 4311 N High St, Columbus, OH 43214-2609. Our branch operates during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you have any questions or need assistance, don't hesitate to reach out at (614) 235-2395. Join us at Kemba Financial as we continue to foster a community of trust and financial empowerment. Explore our website here for more information about membership eligibility and how you can start your journey with us today!

Branch History & Mission

At Kemba Financial, our story began in 1933, rooted in the heart of Columbus, OH. Over the decades, we have grown from a small credit union into a thriving community institution that proudly serves over 133,000 members. Our branch, located at 4311 N High St, Columbus, OH 43214, has become a cornerstone for local families and businesses alike. From our humble beginnings nearly a century ago, we have evolved to meet the changing needs of our community while staying true to our mission: to provide accessible financial services that empower and uplift every member we serve. Our commitment is not just about banking; it's about building relationships and creating opportunities. We believe that everyone deserves a chance to achieve their financial goals whether that means buying a new home, financing a vehicle, or saving for the future. Kemba Financial boasts impressive total assets of $2,277,003,980 as of now. This growth reflects our dedication to sound financial practices and our members' trust in us. Our headquarters are based in Gahanna, OH, yet we remain deeply embedded in the Columbus community. Our operating hours are designed for your convenience: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. We understand that banking should be convenient. That's why we offer an array of services including personal checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as business banking solutions. With ATM availability and drive-thru service at our branch, accessing your funds is quick and easy. While members can visit us at 4311 N High St, official correspondence should be sent to 4311 N High St, Columbus, OH 43214-2609 if different needs arise. We also provide shared service center access for seamless transactions with partner credit unions. Our mission extends beyond providing financial services; we actively engage in community outreach initiatives that strengthen local ties. We believe in giving back by supporting local charities and organizations that make a difference right here in Columbus. As we look forward to the future, we invite you to join Kemba Financial. Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused organization dedicated to your success. For more information or to become a member today, give us a call at 614-235-2395 or visit us online at kemba.org. Together, let's create a brighter financial future!

Branch Location & Accessibility

Call to Action

Ready to experience exceptional service? Feel free to reach out at 614-235-2395 or stop by during our operating hours. The Kemba Financial team looks forward to assisting you with all your banking needs!

Convenient Location

Situated in the vibrant Clintonville neighborhood, our branch is easily accessible for all residents. You can find us near popular local landmarks, making it easy to combine your banking errands with your daily activities. With ample parking available, visiting us will never be a hassle. We also prioritize accessibility; our branch features ADA-compliant entrances and facilities to ensure everyone can access our services comfortably.

Operating Hours

We know that life gets busy, which is why we aim to accommodate your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends its hours on Fridays until 6 PM. For those who prefer drive-thru banking, we're here for you on Saturdays from 9 AM to 1 PM.

Services Offered

At Kemba Financial, we provide a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. Plus, if you're a member of one of our partner credit unions, feel free to take advantage of shared services right here at our branch. While members can visit us at 4311 N High St, official correspondence should be sent to the same address: 4311 N High St, Columbus, OH 43214-2609.

Member Eligibility

Becoming a member of Kemba Financial is like opening the door to a supportive community that values your financial well-being. If you live, work, or worship in the Columbus area, you're likely eligible to join us! We believe everyone deserves access to quality financial services, which is why we welcome individuals from various backgrounds. The process is simple and friendly just visit us at our branch located at 4311 N High St Columbus Oh 43214, or give us a call at (614) 235-2395 for more information. You can also check out our detailed eligibility criteria online at http://www.kemba.org/about/become-a-member to ensure you meet the requirements. Joining Kemba Financial means enjoying not just great financial products but also being part of a network that truly cares about its members. Ready to take the next step? You can open an account easily by following this link: https://apply.kemba.org/oao/?product=savings. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Real-World Merchant Services

In today's competitive market, having the right tools can make all the difference. Our merchant services allow businesses to accept payments easily, enhancing customer satisfaction and improving cash flow. Imagine a local café that can serve customers faster by accepting mobile payments or a retail store streamlining transactions at checkout. These practical solutions not only boost sales but also simplify everyday operations. Visit us at 4311 N High St Columbus Oh 43214 in Columbus, OH, or call us at (614) 235-2395 to learn how our business banking services can fuel your success!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Cash Services

Need cash quickly? Our ATM and cash withdrawal services ensure that access is easy whenever you need it. Plus, with our basic drive-thru banking options, handling deposits and withdrawals becomes quick and hassle-free.

Convenience at Your Fingertips

In today's busy world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away on your smartphone or computer.

Empowering Businesses

Business owners will appreciate our comprehensive business banking services, including merchant services and business loans designed to support growth and success. We believe in empowering local businesses and helping them thrive in the community.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options provide flexible terms and competitive rates. We work closely with you to find the best fit for your budget, making homeownership more accessible than ever.

Personal Banking Made Easy

Whether you're opening a checking or savings account, or looking for ways to finance your dream car, Kemba Financial has you covered. Our personal banking options include a variety of checking and savings accounts tailored to fit different lifestyles and budgets. For those considering a new vehicle, our auto loans and vehicle financing solutions make it simple to get behind the wheel without breaking the bank.

Rewarding Credit Options

For those looking to earn while they spend, our credit cards with rewards offer great benefits on everyday purchases. Enjoy cashback or points that can be redeemed for exciting rewards it's just another way we strive to add value to your financial experience.

Shared Branch Transactions

If you're a member of partner credit unions, take advantage of our shared branch transactions where you can easily conduct deposits and withdrawals at our location. At Kemba Financial in Columbus, we pride ourselves on being more than just a bank; we're a partner in your financial journey. If you're ready to explore how we can assist you with any of these services or have questions about membership, don't hesitate to reach out at 614-235-2395 or visit us online at Kemba Financial. Join us today and let's achieve your financial goals together!

Support for Your Financial Journey

If life throws you a curveball, our personal loans and debt consolidation services can help lighten the load. Whether you need funds for an unexpected expense or want to simplify your finances by combining debts, we're here to support you every step of the way.

Digital & Online Banking

Key Features

With electronic signature authorization available, signing documents has never been simpler. You can complete transactions from the comfort of your home without the hassle of printing or mailing forms. Plus, e-statements are here to help you go green while keeping track of your financial history. If you're on the go, our mobile application makes banking even more accessible. You can make person-to-person transfers quickly and easily right from your smartphone. Unfortunately, we currently do not support mobile payments; however, our other features ensure that managing your money is still straightforward and secure.

Security and Support

We prioritize your security with advanced measures that protect your information while you bank online. Our dedicated support team is also here to assist you with any questions or concerns you might have about using our digital services. With Kemba Financial, banking is no longer confined to traditional hours or locations. Enjoy the freedom to manage your accounts whenever it suits you best!

Financial Strength

At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, reassuring you that your funds are in safe hands. With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $26,980 in used auto loans and a total of $1,665,204,894 in loans and leases. Our operational efficiency is reflected in our net income of $12,653,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With net shares amounting to $10,665,523, we have ample funds available for lending and investments. Additionally, we boast a robust membership base with a total of 325,003 share accounts, showing the trust our community places in us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 4311 N High St Columbus Oh 43214 or call 614-235-2395 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have flexible terms and competitive rates tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand. Our dedicated team understands the unique challenges faced by businesses today and is here to offer solutions that make sense for your operation. At Kemba Financial, we strive to empower our members with the financial tools they need to succeed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're considering applying for a loan or have questions about our offerings, don't hesitate to reach out or visit us at our branch. Your financial future starts here!

Credit Lines and Unsecured Credit Cards

Managing unexpected expenses? We offer flexible terms on unsecured credit card loans, with a total of $123,925,239 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $720,488,058 provide peace of mind for those who want access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, making buying or refinancing simple. We offer various mortgage products to suit different budgets and preferences. If you're considering refinancing your current mortgage or need assistance with eligibility options, our knowledgeable staff can guide you through every step.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By utilizing this robust framework, LendMesh guarantees that users receive accurate and reliable loan information.

Kemba Financial