Kemba Financial Columbus OH Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Kemba Financial, your trusted partner in financial growth and stability. Located at 6230 E Broad St, Columbus, OH 43213, we have proudly served our community since 1933. With a strong commitment to our members, we currently support over 133,000 individuals and families with a total asset base of $2,277,003,980. At Kemba Financial, we understand that everyone's financial journey is unique. That's why we offer a wide range of services tailored to meet your specific needs whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages. Our dedication to you extends beyond just transactions; it's about building long-lasting relationships within the community. Under the leadership of our CEO, Mark Decello, and Board President, Donna Folberth, we've cultivated an environment where members feel valued and empowered. Our team of 327 employees is here to assist you with anything from everyday banking needs to significant life changes. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 6230 E Broad St, Columbus, OH 43213. We invite you to explore all that Kemba Financial has to offer by visiting our website at www.kemba.org or calling us at 614-235-2395. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Kemba Financial, we take pride in our rich history and steadfast commitment to serving the community. Established in 1933, our branch has grown from humble beginnings to become a trusted financial partner for over 133,000 members in Columbus, OH. Located at 6230 E Broad St, near prominent landmarks, we are easily accessible for all your banking needs. Over the years, Kemba Financial has evolved significantly. From our inception, we have focused on providing personalized financial services that empower individuals and families. Today, we manage total assets of approximately $2.28 billion and offer a wide range of services including personal banking, auto loans, mortgage financing, and business solutions. Our growth is a testament to our dedication to supporting our members' financial journeys. Our mission is simple yet profound: to enhance the lives of our members and the communities we serve. We aim not just to provide outstanding financial products but also to foster community spirit and support local initiatives. Whether it's through partnerships with local organizations or direct outreach efforts, we strive to make a positive impact every day. While members can visit us at 6230 E Broad St Columbus Oh 43213, official correspondence should be sent to 6230 E Broad St, Columbus, OH 43213. We understand that convenience matters, which is why we offer services like ATM access and drive-thru banking for quick transactions during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. As part of our ongoing commitment to technology and accessibility, we provide online banking services that allow you to manage your finances anytime, anywhere. We also ensure ADA compliance so everyone can use our facilities comfortably. Join us at Kemba Financial as we continue this journey of growth and service. Experience firsthand how our member-focused approach can help you achieve your financial goals. Reach out today at (614) 235-2395 or explore more about becoming a member by visiting Kemba's website. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At Kemba Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services without hassle.

Call to Action

We invite you to come visit Kemba Financial at our Columbus branch! If you have any questions or need assistance before stopping by, feel free to give us a call at 614-235-2395. We look forward to serving you!

Drive-Thru and ATM Availability

For added convenience, we have a drive-thru service available for quick transactions without leaving your car. Need cash? Our ATM is also readily available on-site for your convenience.

Operating Hours and Services

We understand that life can be busy! That's why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 1 PM for drive-thru services. Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to helping you achieve your financial goals. Plus, if you prefer online banking or mobile access, we've got you covered!

Member Eligibility

Welcome to the Kemba Financial family! Joining us means becoming part of a caring community where your financial needs truly matter. To become a member of Kemba Financial, you just need to meet a few simple eligibility requirements. Generally, if you live, work, worship, or attend school in certain areas of Ohio or are related to an existing member, you're likely eligible to join. We invite you to explore more about the specific criteria by visiting our detailed resource at kemba.org/about/become-a-member. Once you're ready to take the next step, opening an account is easy and straightforward. You can start your membership journey by visiting our account opening page or simply give us a call at (614) 235-2395 for any questions. We're here to support you every step of the way at our branch located at 6230 E Broad St Columbus Oh 43213 in Columbus, OH. Join us and experience the benefits that come with being a Kemba Financial member!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without worrying about payment processing. Our merchant services help streamline transactions, allowing you to focus on what you do best serving your customers. From point-of-sale solutions to online payment options, we provide the tools you need to manage sales effectively. Located at 6230 E Broad St Columbus Oh 43213 in Columbus, OH, we're here to partner with you every step of the way. For more information or to get started on your financial journey, give us a call at (614) 235-2395. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make quick deposits? Our ATM & Cash Withdrawal Services are readily available for all members. Plus, if you prefer face-to-face interactions for basic transactions like deposits and withdrawals, our Drive-Thru Banking service is here for you during convenient hours. As part of our commitment to accessibility, we also provide basic shared branch transactions for members of partner credit unions, making it easier than ever to handle your banking needs without hassle.

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. Starting and running a business comes with its challenges; let us support you with financial products designed specifically for your needs.

Connect With Us

If you're ready to experience all that Kemba Financial has to offer or have questions about any of our services, feel free to reach out at (614) 235-2395 or visit us online at Reynoldsburg. Join us today and take the first step towards better financial health!

Credit Cards and Rewards

At Kemba Financial, we believe in rewarding our members. Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for various benefits. Whether it's cash back or travel rewards, using our credit card can add extra value to your everyday spending.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go through our user-friendly mobile app.

Personal Banking Services

Our personal banking offerings include Checking & Savings Accounts that help you manage your finances with ease. Imagine having access to an account that not only keeps your money safe but also earns you interest! We also provide Auto Loans & Vehicle Financing options to help you hit the road in style. Whether you're eyeing a brand-new car or a reliable used one, we've got financing solutions that fit your budget. If you're considering buying a home, our Mortgage Loans & Refinancing services are designed to make the process smoother for you. We understand that homeownership is a significant step, and we're here to guide you every step of the way. Additionally, our Personal Loans & Debt Consolidation options can assist you in managing your finances more effectively, giving you peace of mind during challenging times.

Digital & Online Banking

Easy Transfers and Payments

Sending money has never been easier with our person-to-person transfer feature. Whether it's splitting a bill with friends or sending a gift, you can do it instantly through our online platform. Although we currently do not support mobile payments, our robust online banking ensures that managing your finances is still straightforward. At Kemba Financial, we are committed to making banking accessible for everyone. With real-time account management and an emphasis on security, you can feel confident knowing that your personal information is protected while you bank from home or on the go. Experience the ease of digital banking today by visiting https://www.kemba.org/ and take advantage of all the services we offer!

Key Features of Our Digital Banking Services

Our online banking platform is user-friendly and packed with features that make it easy for you to take control of your money. Whether you're checking your account balance, paying bills, or transferring funds, everything is just a click away. You can even sign documents securely with our electronic signature authorization feature, making transactions faster and more efficient. If you're looking for quick access to your statements, our e-statements service allows you to receive your financial information electronically. No more waiting for paper statements in the mail! Plus, if you prefer using a mobile device, our mobile application provides all the tools you need right at your fingertips.

Financial Strength

Commitment to Growth

With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $26,980 in used auto loans and $1,665,204,894 in total loans and leases, supporting members' financial goals across various sectors.

Dedicated Team

We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 325,003, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at 6230 E Broad St Columbus Oh 43213 or call (614) 235-2395 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is evident with a net income of $12,653,426, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have access to the funds you need when it's time to make that purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand an existing one, our business loans are structured to support your ambitions. If you're interested in refinancing any of these options or want to know about eligibility requirements, we encourage you to reach out. Our team is ready to assist you every step of the way. You can visit us at our branch located at 6230 E Broad St Columbus OH 43213, or give us a call at 614-235-2395 during our operating hours: M-Th from 9 AM - 5 PM; Fri from 9 AM - 6 PM; and Sat from 9 AM - 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kemba Financial, we're dedicated to helping you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, making buying or refinancing simple. We are here to guide you through the process of securing a mortgage that fits your budget and future plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $123,925,239 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to benefit our members as they spend.

Loan Aggregator

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Kemba Financial