Kemba Financial Columbus OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kemba Financial, your trusted partner in financial wellness located at 4220 E Broad St, Columbus, OH 43213. Since our establishment in 1933, we have been dedicated to providing exceptional financial services to our community, growing to a proud membership of over 133,000 individuals. With total assets reaching an impressive $2,277,003,980, we are well-positioned to help you achieve your financial goals. At Kemba Financial, we believe in empowering our members with the tools and resources they need for a brighter financial future. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we've got you covered. Our commitment to quality service is reflected in our total deposits of $70,021,040 and our strong net worth of $274,278,832. Our leadership team is passionate about fostering a welcoming environment where every member feels valued. Under the guidance of CEO Mark Decello and Board President Donna Folberth, we strive to maintain transparency and build lasting relationships within our community. If you ever need assistance or have questions about our services, please don't hesitate to reach out. You can give us a call at 614-235-2395 during our business hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 4220 E Broad St, official correspondence should be sent to the same address. We invite you to explore how Kemba Financial can make a positive impact on your financial journey by visiting our website at Kemba.org. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Join Us Today

As we look toward the future, Kemba Financial remains committed to innovation while staying true to our roots of community service. We invite you to become part of our growing family. Experience the benefits of membership today! For inquiries or assistance, call us at 614-235-2395 or visit us during operating hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. Join us at Kemba Financial where your success is our priority!

Our Journey

Since opening our doors, Kemba Financial has continuously evolved to meet the needs of our members and the community. We've seen significant milestones along the way, including expanding our services and enhancing our technology to better serve you. Today, we proudly manage total assets of over $2.27 billion, ensuring that we have the resources to support your financial goals. Located near key landmarks in Columbus, our branch is easily accessible and designed with our members in mind. Whether you're stopping by for personal banking needs or looking for assistance with loans and mortgages, we're here for you. If you need to send us official correspondence, please use our mailing address at 4220 E Broad St, Columbus, OH 43213.

Our Mission

Kemba Financial's mission is simple yet profound: we strive to empower our members through personalized financial solutions while giving back to the community that supports us. We are dedicated to providing a range of services from checking and savings accounts to auto loans and business financing tailored to fit your unique needs. Beyond just banking, we believe in supporting local initiatives and partnerships that make Columbus a better place to live and work. Our shared service center enhances accessibility for all members while ensuring compliance with ADA standards. We also offer digital banking options like online banking and mobile applications so you can manage your finances anytime and anywhere.

Branch Location & Accessibility

Convenient Access and Amenities

At Kemba Financial, we understand that convenience is key. That's why our branch features a drive-thru service for those quick transactions without leaving your car. If you prefer coming inside, our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to 1 PM. You can always reach us at (614) 235-2395 if you have any questions. For those who prefer automated services, we also offer ATM availability right on-site. This means you can easily withdraw cash or check your balance anytime during our operating hours. Plus, our branch is ADA compliant, ensuring everyone has access to our services with ease.

Shared Services for Your Convenience

Kemba Financial doesn't just stop at traditional banking; we also provide shared services for members of partner credit unions. This means that if you are part of a shared service center network, you can conduct deposits and withdrawals here too! While members can visit us at 4220 E Broad St, official correspondence should be sent to the same address as well. We invite you to come by and discover the range of personal banking services we offer from checking and savings accounts to auto loans and more. At Kemba Financial, we're here to help you with all your financial needs in a welcoming environment. So why wait? Stop by today or give us a call we can't wait to assist you!

Member Eligibility

Joining the Kemba Financial family means becoming part of a supportive community that values your financial well-being. To become a member of Kemba Financial, you'll find that eligibility is quite straightforward. If you live, work, worship, or attend school in certain areas of Ohio, you are welcome to join us! We're dedicated to making banking accessible and beneficial for everyone in our community. Plus, as a member, you'll enjoy tailored services like personal loans, auto financing, and much more designed with your needs in mind. The process of becoming a member is simple and inviting. You can start by checking the detailed eligibility criteria at Kemba Financial Membership Eligibility. Once you're ready to open an account, just head over to Open an Account for easy instructions. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 614-235-2395. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide comprehensive merchant services that simplify payment processing for your business. Whether you're running a retail store or a service-based company, our merchant solutions enable you to accept payments easily and efficiently. This means more time spent focusing on what you do best growing your business. Visit us at 4220 E Broad St Columbus Oh 43213 in Columbus, OH or give us a call at (614) 235-2395 to learn more about how our business banking and commercial services can empower your enterprise!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $204,517,664, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our tailored Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans that support your growth ambitions, we're here to help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. With just a few clicks or taps on your phone, you can manage your accounts anytime and anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure you're never far from your funds.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions but may not have time during regular hours, our Basic Drive-Thru Banking allows quick deposits and withdrawals without leaving your car. Plus, through our shared service center availability, members of partner credit unions can easily conduct transactions at our branch too. We invite you to explore all these services and more at Kemba Financial. If you have any questions or want to learn how we can assist with your financial goals, don't hesitate to call us at 614-235-2395 or visit us online at Kemba Financial. Join us today and experience banking that's tailored just for you!

Home Financing Options

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services make the process smooth and stress-free. We know how important it is to find the right home, and with our guidance, you can make informed decisions while securing favorable rates.

Personal Banking Solutions

We understand that managing finances can be challenging, which is why we offer Personal Banking services such as Checking & Savings Accounts. Whether you're saving for a dream vacation or just need a reliable checking account for everyday expenses, we've got you covered. Imagine having a savings account that not only helps you save but also earns interest over time.

Personal Loans and Credit Solutions

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We offer solutions that can help you manage debt more effectively and relieve financial stress. Plus, our Credit Cards with Rewards allow you to earn points on your purchases perfect for treating yourself later!

Vehicle Financing Made Easy

If you're in the market for a new car, our Auto Loans & Vehicle Financing options are designed with you in mind. We provide competitive rates and flexible terms to help you drive away in your dream vehicle without breaking the bank. Picture yourself cruising down the road in your new car, confident that you've secured an affordable loan.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, making it simple for you to check your account balances, pay bills, and transfer funds. If you need to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions right from your device. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing! You can also opt for e-statements to stay organized while reducing paper clutter. They're convenient and give you instant access to your financial history. For those who prefer managing their banking through an app, our mobile application is available for download, providing all the functionalities of online banking right in your pocket.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. Our platform ensures that every transaction is secure, so you can bank with confidence. Whether you're using a computer or a smartphone, accessing your accounts has never been easier or safer. At Kemba Financial, we believe in empowering our members with real-time account management tools that fit into their busy lives. With everything from bill payments to account monitoring at your fingertips, managing your finances has never felt more convenient. Explore all that we have to offer by visiting https://www.kemba.org/ today!

Financial Strength

Commitment to Growth

With $257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,980 in used auto loans and an impressive $1,665,204,894 in total loans and leases.

Efficient Operations

Our operations reflect our commitment to efficiency with a net income of $12,653,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 323 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Savings Options

Members' savings are secured through $462,070,679 in share certificates and $697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts stand at 325,003, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $10,665,523. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Kemba Financial is your trusted partner. Visit us at 4220 E Broad St Columbus OH 43213 or call 614-235-2395 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,099,939 in used vehicle loans and $174,421,344 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our loan options are flexible and tailored to fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $204,517,664 provide the capital needed to grow and expand your business. We recognize the importance of having access to funds when opportunities arise.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $123,925,239 helping members manage their finances effectively. If you're looking for personal loans or debt consolidation options, our team is here to provide support and advice tailored to your individual needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $215,404,606, making buying or refinancing simple. We aim to guide you through the process so that you can focus on finding your dream home rather than getting bogged down by paperwork.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, Kemba Financial provides competitive rates and terms that could save you money over time. Be sure to ask about eligibility options; our team is ready to assist you in exploring what best fits your situation. For more information about our loan offerings or to speak with someone about your specific needs, don't hesitate to contact us at 614-235-2395. Our branch is located at 4220 E Broad St, Columbus, OH 43213, and we're open Monday through Friday with extended hours on Saturdays for your convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey towards financial empowerment starts here at Kemba Financial!

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Kemba Financial