At Kemba Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining robust financial health so you can confidently rely on us for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results. With a
net worth of $274,278,832, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 1203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$462,070,679 in share certificates and
$697,242,473 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$167,622,762, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$257,797,802 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with
$26,980 in used auto loans and a total of
$1,665,204,894 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our
net income of $12,653,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
323 full-time employees and
4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments):
$10,665,523. Total Share and Deposit Accounts:
325,003, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Financial is your trusted partner. Visit us at
1161 S Main St Bellefontaine OH 43311 or call
614-235-2395 to learn more about how we can help you achieve your financial goals.
