Kemba Charleston Credit Union Dunbar WV | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Kemba Charleston, your trusted partner in financial well-being located at 1830 Roxalana Rd, Dunbar, WV 25064. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch and commitment to excellence. With over 3,600 members and growing, we pride ourselves on being more than just a financial institution we're a family that cares about your financial journey. At Kemba Charleston, we understand that every member's needs are unique. That's why we offer a variety of services tailored to help you achieve your financial goals. Our total assets stand impressively at $44,173,470, while our robust total deposits reach $725,750. With a net worth of $8,793,413, you can trust that your funds are safe with us. We're also committed to providing lending solutions that matter. Our total loans and leases amount to 1,321, designed to assist you with everything from auto financing to personal loans. Whether you're looking for the perfect car or need support during life's unexpected moments, we're here for you. Our leadership team is dedicated to ensuring your experience is top-notch. Under the guidance of our CEO, Joetta Heck, and Board President, Calvin Holden, we strive to foster an environment where every member feels valued and heard. We currently employ a dedicated team of 8 professionals who are ready to assist you with friendly service. For official correspondence, please note that while you can visit us at our branch address, any mail should be directed to 1830 Roxalana Road, Dunbar, WV 25064-2705. Ready to take the next step? Visit our website at Kemba Charleston or call us at 304-768-5700 for more information on how we can support you today!

Branch History & Mission

Commitment to Innovation

As we continue to grow, Kemba Charleston is committed to embracing digital advancements. Our online banking services are designed for convenience, allowing members to manage their finances securely from anywhere. We ensure compliance with ADA standards so that everyone can access our services comfortably. Additionally, we understand that personal interactions matter. That's why we offer drive-thru banking for simple transactions and maintain friendly staff ready to assist you during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM.

Community Focus

Kemba Charleston values its role within the community. We actively seek partnerships that strengthen relationships with local businesses and non-profits. Our outreach efforts aim not only at enhancing financial literacy but also at supporting charitable causes that uplift the lives of those around us. Join us today! Experience the difference Kemba Charleston can make in your financial journey. Become a member and discover a place where your needs are prioritized and your goals supported. For more information or to get started, visit us online at Kemba Charleston or call us at (304) 768-5700. Together, let's build a brighter future!

Our Mission

Our mission is clear: we aim to offer personal banking solutions that meet the diverse needs of our members. We focus on providing various services, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also support local businesses through merchant services and business loans. We believe in not just being a financial institution but a vital part of the community. This means actively engaging with local organizations and initiatives to foster growth and wellbeing in Dunbar and surrounding areas. While you can visit us at our branch on Roxalana Road, official correspondence should be directed to our mailing address at 1830 Roxalana Road, Dunbar, WV 25064-2705.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 304-768-5700. Our friendly staff is eager to help you navigate your banking needs. We invite you to visit us at Kemba Charleston today we look forward to serving you!

Nearby Landmarks and Accessibility

You'll find us near several local landmarks, making it easy to plan your visit. We're just a short drive away from the scenic Dunbar Park and the bustling shopping areas along 6th Avenue. When you arrive at our branch, you'll have access to convenient parking right outside, and we pride ourselves on being accessible for everyone, with ADA-compliant features like ramps to ensure all members can enter with ease.

Operating Hours and Services

Our dedicated team is available to serve you from Monday through Friday, 8:30 AM to 4:30 PM. We also offer drive-thru banking for those on the go perfect for quick deposits or withdrawals without needing to leave your car! Although we currently do not have ATM services on-site, our staff is always ready to assist with any cash withdrawal needs. At Kemba Charleston, we provide a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgage options, we are committed to helping you achieve financial well-being. Feel free to inquire about our credit card offerings that come with great rewards!

Member Eligibility

At Kemba Charleston, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! To qualify, you typically need to live, work, worship, or attend school in the Kanawha County area, or have a family member who's already a member with us. We are dedicated to offering our members personalized services and financial products tailored to their needs. Not only will you gain access to competitive rates on loans and savings accounts, but you'll also find a friendly team ready to assist you every step of the way. Ready to join? You can start your journey by checking out the full eligibility details at https://www.kembacharlestonfcu.org/about-us/membership/. When you're ready to open an account, visit us online at https://www.kembacharlestonfcu.org/services/online-mobile/?target=application-center or give us a call at (304) 768-5700. We're located at 1830 Roxalana Rd Dunbar Wv 25064, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept payments easily from your customers, whether they pay by card or mobile. This convenience not only enhances customer satisfaction but also boosts your cash flow. Our services are crafted to fit your business model and make daily transactions smoother. Located at 1830 Roxalana Rd Dunbar Wv 25064 in Dunbar, WV, we're here to partner with you on your journey to success. Reach out today at (304) 768-5700 to discover how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. We understand that purchasing a vehicle is a significant investment, so we strive to offer competitive rates and flexible terms that work for you.

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking services including merchant services and business loans. We believe in supporting local businesses by offering financial products that promote growth and success.

Convenient Services

In addition to these core offerings, Kemba Charleston ensures convenience through basic drive-thru banking services for quick deposits and withdrawals. Though we don't currently have ATMs on-site, our cash withdrawal services ensure that accessing your funds is hassle-free. We invite you to explore all these services further by visiting us at our branch or online at Kemba Charleston. If you have questions or need assistance, please don't hesitate to call us at 304-768-5700. Let us partner with you on your journey towards financial well-being!

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases while enjoying financial flexibility. It's like getting rewarded just for being you!

Home Financing

For those looking to buy or refinance a home, our mortgage loans provide the support you need. Picture finally owning that cozy home you've always wanted our team will guide you through every step of the mortgage process, ensuring it's smooth and straightforward.

Personal Banking

When it comes to personal banking, we offer various options like checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly managing your finances from the comfort of your home with our online and mobile banking services. You can check balances, transfer funds, and pay bills anytime, anywhere. Plus, for those who prefer face-to-face interactions, our friendly staff is available during lobby hours from Monday to Friday, 8:30 AM to 4:30 PM.

Personal Loans

We also understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to help you manage any financial challenges. Whether it's medical bills or a home improvement project, we're here to assist with funding solutions tailored just for you.

Digital & Online Banking

Key Features

We've incorporated features that not only enhance your experience but also prioritize your security. With electronic signature authorization available, signing documents securely has never been simpler. You can also opt for e-statements which reduce clutter and keep your financial information organized and safe. Need to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends or family without any hassle. And if you're looking for convenient payment options, we're excited to offer mobile payments as well!

User-Friendly Experience

Navigating our services is straightforward and user-friendly. Whether you're a tech-savvy individual or someone who prefers simplicity, our digital tools are designed to be intuitive. Real-time account management ensures that you're always in control of your finances. At Kemba Charleston, we are committed to providing our members with the best digital banking experience possible. Explore all that we have to offer by visiting https://www.kembacharlestonfcu.org/ today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kemba Charleston is your trusted partner. Visit us at 1830 Roxalana Rd Dunbar Wv 25064 or call (304) 768-5700 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 8 full-time employees and 0 part-time employees ready to assist you with knowledgeable service. This dedicated team ensures you have support when you need it most.

Investment in Your Future

Our financial strength allows us to focus on your future as well. With $7,962,286 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $325 in used auto loans and $16,405,367 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $7,798,090 in share certificates and $4,553,399 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $8,793,413, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to responsible management is reflected in our net worth ratio of 19.91%, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,754,253 in used vehicle loans and $6,853,049 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners looking to grow and expand, we have outstanding commercial loans totaling $0, but we're here to discuss potential opportunities and how we can assist you in achieving your business goals.

Credit Lines and Personal Loans

For those who need extra flexibility, our total credit lines amount to $1,300,000, providing you with access to funds when you need them most. We also offer unsecured credit card loans with a total of $204,206 available. These options are designed to help you manage your finances effectively without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we are always exploring ways to expand our services for our members.

Refinancing Options

If you're interested in refinancing any existing loans or wish to explore eligibility options for our various products, please don't hesitate to reach out. Our team is ready to guide you through the process and help you find solutions that suit your needs. We invite you to visit us at our branch located at 1830 Roxalana Rd Dunbar WV 25064 or give us a call at 304-768-5700 during our operating hours from Monday to Friday between 8:30 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

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KEMBA CHARLESTON FEDERAL CREDIT UNION - Dunbar, WV

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