Kellogg Memphis Employees Credit Union TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kellogg Memphis Employees Federal Credit Union, a trusted financial partner proudly serving the Memphis community since 1960. Located at 2168 Frisco Ave, Memphis, TN 38114, we are dedicated to providing personalized banking solutions that empower our 523 members to achieve their financial goals. Whether you're looking for a reliable savings account or seeking assistance with auto loans, our team is here to help you every step of the way. At Kellogg Memphis Employees, we understand the importance of community. With total assets exceeding $4,058,456 and over $331,270 in deposits, we work hard to ensure your money is safe and growing. Our commitment to our members is reflected in our focus on low loan rates and great service. We currently offer a variety of services including personal banking, auto loans, mortgage refinancing, and credit cards with rewards. While members can visit us at our branch address for any banking needs, official correspondence should be directed to the same address: 2168 Frisco Ave, Memphis, TN 38114-4621. Our friendly staff is available to assist you from 7:00 a.m. to 3:30 p.m., and you can reach us at (901) 745-9879. Under the leadership of CEO Jill Ward and Board President Herschel Jones, we strive to create a welcoming environment where every member feels valued. Our small yet dedicated team of just two employees ensures that you receive the attention and care you deserve. Join us today and experience how Kellogg Memphis Employees Federal Credit Union can make a difference in your financial journey. Whether you're opening an account or applying for a loan, we look forward to serving you!

Branch History & Mission

Welcome to the heart of our community, where financial well-being meets personal connection. Established in 1960, Kellogg Memphis Employees Federal Credit Union has been a beacon of support for its members in Memphis, TN. Our branch, located at 2168 Frisco Ave, has proudly served over 500 members with a commitment to providing accessible and affordable financial services. From the beginning, our mission has been clear: to empower our members through financial education and services tailored to their unique needs. With total assets reaching an impressive $4,058,456, we are dedicated to helping our members achieve their financial goals, whether it's securing an auto loan or planning for future investments. We believe that everyone deserves a chance to thrive financially, which is why we offer various services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. While our roots are firmly planted in Memphis, we take pride in fostering a sense of community that extends beyond just banking. Our mission statement emphasizes not only financial growth but also the importance of giving back to the community we serve. We engage in numerous outreach initiatives that support local events and charities, making a positive impact on those around us. In keeping with modern times, we've also focused on enhancing our member experience by offering essential features like drive-thru banking for convenience. While there is currently no ATM available at our location, our drive-thru service allows for quick deposits and withdrawals during our operating hours from 7:00 a.m. to 3:30 p.m. every Monday. As we look towards the future, we remain committed to being a trusted partner for our members. Whether you're just starting your financial journey or looking for ways to grow your wealth, Kellogg Memphis Employees is here to guide you every step of the way. While members can visit us at 2168 Frisco Ave, official correspondence should be sent to 2168 Frisco Ave, Memphis, TN 38114-4621. If you have any questions or need assistance, feel free to reach out at 901-745-9879. Join us today and experience the Kellogg difference where your financial success is our top priority!

Branch Location & Accessibility

Welcome to Kellogg Memphis Employees Federal Credit Union, your trusted financial partner located conveniently at 2168 Frisco Ave in the heart of Memphis, TN. Our branch sits in a vibrant neighborhood, close to local landmarks that make it easy for you to find us. Whether you're stopping by after visiting the nearby parks or running errands in the area, we're here to serve you. Our branch is designed with your convenience in mind. We offer drive-thru banking for quick deposits and withdrawals, making it easy to manage your finances on the go. While we don't have an ATM on-site, our friendly staff is ready to assist you with any transactions you need during our lobby hours, which are from 7:00 a.m. to 3:30 p.m. Monday through Friday. Accessibility is important to us. Our location features ramps and ADA-compliant facilities, ensuring everyone can visit us comfortably. If you're planning a visit, you'll find ample parking available nearby, so you can come in without hassle. While members can visit us at 2168 Frisco Ave, official correspondence should be sent to the same address for clarity and convenience. If you have any questions or need assistance, please don't hesitate to reach out at 901-745-9879. We look forward to welcoming you at Kellogg Memphis Employees Federal Credit Union where your financial needs are our priority!

Member Eligibility

Joining the Kellogg Memphis Employees community opens the door to a world of financial benefits and support. To become a member of Kellogg Memphis Employees, you simply need to meet a few friendly eligibility criteria. If you're an employee or a family member of someone who works at Kellogg, you're already on your way! We believe in making banking accessible for everyone, so even if you have questions about your eligibility, don't hesitate to reach out. You can give us a call at 901-745-9879 for more details or visit our website for specific information about membership requirements at [this link](). Once you're ready to join us at our branch located at 2168 Frisco Ave, Memphis, TN 38114, opening an account is a breeze. We pride ourselves on being approachable and supportive, helping you take the next steps toward achieving your financial goals. Whether it's checking and savings accounts, auto loans, or other services, we're here to assist you every step of the way. For account opening details, feel free to check out [this resource](). Welcome to a place where your financial needs come first!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

But it's not just about loans; our merchant services help streamline daily operations. Imagine being able to accept payments easily from customers at any time. Whether you run a local café or a retail store, our payment processing solutions make transactions smooth and efficient. This allows you to focus more on serving your customers and growing your business without worrying about financial hiccups. Located conveniently at 2168 Frisco Ave Memphis Tn 38114 in Memphis, TN, our dedicated team is here to assist you every step of the way. Reach out today at (901) 745-9879 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATM availability directly at our branch location, we ensure that basic cash withdrawal services are accessible through our drive-thru banking facility. You can easily complete deposits and withdrawals along with simple transactions without stepping out of your car.

Auto Loans & Vehicle Financing

If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can make that dream a reality. We provide competitive rates and flexible terms that fit your budget. Picture yourself driving off in that new car or truck without the stress of high monthly payments!

Business Banking

For entrepreneurs and small business owners, we offer Business Banking services including Merchant Services and Business Loans. If you're starting a new venture or looking to expand an existing one, we provide the financial support necessary to fuel your business growth.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend. With various rewards options available, you can enjoy cash back or points towards travel all while using your card for daily purchases.

Drive-Thru Banking

Our Basic Drive-Thru Banking service provides an easy way to handle everyday transactions like deposits and withdrawals quickly and efficiently. We invite you to visit us at 2168 Frisco Ave Memphis Tn 38114 in Memphis, TN to learn more about how we can assist you with these services and more! At Kellogg Memphis Employees, we're not just a credit union; we're a community partner committed to helping you achieve financial success. Call us today at (901) 745-9879!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer tailored solutions. We understand how important homeownership is, and we're here to guide you through every step of the process, ensuring you get the best deal possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances anytime and anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Banking

For those seeking to manage their everyday finances, we offer Personal Banking services that include Checking & Savings Accounts. Imagine having a secure place for your money while earning interest on your savings. Our accounts are designed to help you save for future goals, whether it's a vacation, home improvement, or just building an emergency fund.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our Personal Loans & Debt Consolidation service can help ease the burden. Whether it's for medical bills or consolidating debt into one manageable payment, we aim to provide options that work for you.

Digital & Online Banking

Sub-section Name: Convenience and Security

Security is our top priority, so you can rest easy knowing that your personal information is protected when you bank with us. Although we currently do not support electronic signatures or e-statements, we are committed to providing safe and reliable service whenever you need it.

Sub-section Name: Real-Time Account Management

While our mobile application and mobile payment features are not yet available, we focus on delivering excellent in-person service at our branch located at 2168 Frisco Ave, Memphis, TN 38114. Our drive-thru service allows for quick transactions, making it easier for you to handle deposits, withdrawals, and other simple banking needs without leaving your car. For now, if you need to send money to friends or family, please visit us in person since person-to-person transfers are not part of our current offerings. At Kellogg Memphis Employees, we're dedicated to enhancing your banking experience over time. Stay tuned for updates as we explore new ways to serve you better!

Financial Strength

At Kellogg Memphis Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, ensuring you can trust us with your savings and loans. With a net worth of $1,132,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,792 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $537,283 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,140,688 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, our lending capacity supports your financial goals across various sectors with $67 in used auto loans and $2,828,779 in total loans and leases. Our $-7,729 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 767, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Memphis Employees is your trusted partner. Visit us at 2168 Frisco Ave Memphis Tn 38114 or call (901) 745-9879 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

In addition to these loan products, we have credit lines available totaling $100,000, which can help you manage cash flow during unpredictable times. If you're considering refinancing any existing loans or checking your eligibility for our various products, our team is ready to guide you through the process. For more information or to discuss your specific needs further, please don't hesitate to reach out to us at (901) 745-9879. We're here to help from 7:00 a.m. to 3:30 p.m. at our branch located at 2168 Frisco Ave, Memphis TN 38114. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Kellogg Memphis Employees, we're dedicated to providing financial solutions that empower our members today and into the future.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,483,069 in used vehicle loans and $738,392 in new vehicle loans already helping members get on the road. We offer options for both new and used vehicles, making it easier for you to find the right financing for your next ride.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available, but rest assured that when opportunities arise, we will be here to assist you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $285,501 in loans helping members manage their finances effectively. This option provides great flexibility for everyday purchases and unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION