Kellogg Community Credit Union Springfield MI | Quick Personal Loans & ATM Services

Introduction

At Kellogg Community, we believe that financial success starts at the local level. Nestled in the heart of Springfield, MI, our branch at 2925 W Dickman Rd has been serving our community since 1941. With a rich history and a commitment to helping our members thrive, we take pride in being more than just a credit union we are your trusted partner in achieving your financial goals. As of now, we proudly serve 49,062 members, offering a wide range of services tailored to meet your unique needs. Our total assets stand at an impressive $893,700,448, demonstrating our strength and stability in the financial landscape. We also boast $92,471,496 in total deposits and have issued 32,501 loans and leases to support our community's growth. While members can visit us at our Springfield location, official correspondence should be sent to our mailing address: PO Box 140, Battle Creek, MI 49015-0140. This ensures that all communications are handled smoothly and efficiently. Led by our dedicated CEO Tracy Miller and Board President Henry Pat Rolfe, our team of 161 employees is here to provide personalized service and expert advice. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, we're here to help every step of the way. Our mission goes beyond numbers; it's about making a positive impact in the lives of our members and the broader Springfield community. We understand that financial decisions can be daunting, which is why we're committed to creating a supportive environment where you feel empowered to ask questions and explore your options. Ready to take the next step? Give us a call at 269-968-9251 or visit our website at Kellogg Community for more information on how we can assist you today!

Branch History & Mission

Kellogg Community has a proud history that dates back to its founding in 1941. Since then, we have grown to become an essential part of the Springfield community, serving over 49,000 members and managing total assets of nearly $894 million. Our branch, located at 2925 W Dickman Rd, Springfield, MI 49037, stands as a testament to our commitment to providing quality financial services while fostering a spirit of community and support. Over the years, Kellogg Community has evolved significantly. From our humble beginnings, we have embraced modern technology and innovative solutions to ensure that our members receive the best banking experience possible. Our operating hours are from 9:00 AM to 5:00 PM on weekdays, making it convenient for our members to access our services. We also offer ATM availability and drive-thru banking for added convenience. At the heart of Kellogg Community's mission is a desire to empower our members financially. We strive to offer a wide range of services tailored to meet individual needs be it personal banking, auto loans, mortgages, or business banking solutions. We believe that by providing accessible financial products and support, we can help our members achieve their goals and dreams. Our commitment extends beyond just financial transactions. We actively engage in community outreach efforts and partnerships that aim to uplift the residents of Springfield and surrounding areas. By focusing on the needs of our community members, we work toward creating a supportive environment where everyone can thrive. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to PO Box 140, Battle Creek, MI 49015-0140 if different from our branch address. Join us at Kellogg Community and experience firsthand the benefits of being part of a credit union that genuinely cares about its members and their future. Together, we can build a brighter tomorrow! For more information about membership or services, feel free to reach out at 269-968-9251 or visit us online at Kellogg Community.

Branch Location & Accessibility

Welcome to the Kellogg Community Credit Union at our Dickman branch, conveniently located at 2925 W Dickman Rd in Springfield, MI. Our friendly team is ready to assist you with all your banking needs in a welcoming environment. Whether you're stopping by for personal banking or exploring loan options, you'll find us easily accessible and committed to serving our community. While you're here, you can enjoy hassle-free parking right outside our door. We also take pride in being ADA compliant, ensuring that everyone can visit us without any barriers. If you need assistance while navigating our branch, feel free to ask one of our staff members they're always happy to help! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, making it easy to fit a visit into your busy schedule. Plus, if you prefer the convenience of drive-thru banking, we have that available too for quick transactions like deposits and withdrawals. For those who need cash on the go, we also provide ATM services right at the branch. You can access your funds anytime and perform balance checks without stepping inside. If you plan on sending us official correspondence or paperwork, please note that our mailing address is PO Box 140, Battle Creek, MI 49015-0140 just a short distance away from our branch. At Kellogg Community Credit Union, we strive to make your banking experience smooth and enjoyable. So why wait? Stop by our Dickman branch today or give us a call at 269-968-9251 we can't wait to welcome you!

Member Eligibility

Becoming a member of Kellogg Community is like joining a friendly family that's dedicated to supporting your financial journey. If you live, work, or worship in our community, you're likely already eligible to enjoy all the benefits we offer. At Kellogg Community, we believe in making banking personal and accessible, so whether you're looking for checking accounts, loans, or just some friendly advice, we have you covered. For full details on eligibility criteria, feel free to check out our website at http://www.kccu4u.org/about-us/membership-eligibility, where you can find everything you need to know. Opening an account is straightforward and welcoming simply visit us at 2925 W Dickman Rd, Springfield, MI 49037, or give us a call at 269-968-9251 for assistance. We're here to help make your transition into membership as smooth as possible! You can also start the application process online by visiting https://forms.joinmycu.com/mop/249/apply. Join us today and become part of a community that truly cares about your financial well-being!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $212 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,999,478, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services are designed to simplify transactions for your business. Picture this: accepting payments easily, whether in-person or online, so you can focus on what matters most growing your enterprise. At Kellogg Community, we equip you with the tools needed to enhance customer experience and streamline operations. Located at 2925 W Dickman Rd Springfield Mi 49037 in Springfield, MI, we are ready to partner with you on your journey to success. Connect with us today at (269) 968-9251 and let's explore how we can help your business flourish!

Comprehensive List Of Services

Business Banking

Running a business is no small feat, and at Kellogg Community, we are here to assist you every step of the way. Our business banking services include essential tools like merchant services and business loans, allowing you to focus on growing your enterprise while we handle the financial details.

Convenient Access

We know that convenience is key in today's fast-paced world. That's why we have an ATM available for quick cash withdrawals and balance checks anytime you need them. Our basic drive-thru service allows for easy deposits and withdrawals without leaving your car perfect for those busy days when every minute counts.

Get Started Today!

If you have any questions about our services or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 269-968-9251, visit us at our Springfield branch, or explore our website at kelloggccu.org for more information. At Kellogg Community, we're not just a credit union; we're a part of your community dedicated to helping you thrive financially!

Personal Banking

When it comes to personal banking, we understand that every member has unique needs. That's why we offer flexible checking and savings accounts that fit into your lifestyle. You can easily manage your money through our online and mobile banking platforms, making it simple to check balances, transfer funds, or pay bills right from your phone. Plus, our credit cards with rewards allow you to earn points on everyday purchases who doesn't love earning while they spend? For those considering big purchases or consolidating debt, our auto loans and vehicle financing options are tailored to get you behind the wheel without the stress. We also provide comprehensive mortgage loans and refinancing opportunities to help you buy your dream home or lower your current mortgage payments. If you're looking for a little extra cash for unexpected expenses, our personal loans and debt consolidation services can help you manage finances more effectively.

Digital & Online Banking

Key Features

Our online banking platform at https://www.kccu4u.org/ allows you to access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. You can also enjoy the benefit of e-statements, which are not only environmentally friendly but also help you stay organized without the clutter of paper statements. Need to make a quick payment? Our mobile payments feature makes it easy to pay friends and family with just a few taps on your smartphone. Plus, if you're on the go, our mobile application gives you full access to all your banking needs from the palm of your hand.

Security and Accessibility

Security is a top priority for us at Kellogg Community. We offer electronic signature authorization for secure transactions, ensuring that your sensitive information remains protected. Additionally, our person-to-person transfer service allows you to send money securely to anyone with just their email or phone number. With our user-friendly interface and robust features, managing your finances has never been easier. No matter where life takes you, we're here to support your financial journey with tools that are designed for today's fast-paced world. Experience the freedom of banking on your terms with Kellogg Community your partner in achieving financial wellness! For more details about our services, visit us at https://www.kccu4u.org/ or call us at (269) 968-9251.

Financial Strength

Growing Member Trust

Total Share Accounts stand at 110,397, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $3,636,757, further showcasing our commitment to providing valuable services for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Community is your trusted partner. Visit us at 2925 W Dickman Rd Springfield MI 49037 or call 269-968-9251 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $131,032,643 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment is reflected in our lending capacity; with $65,993,194 in total loans and leases, including $5,679 in used auto loans, we're here to support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is evident with a net income of $11,498,620, which allows us to offer competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $267,302,822 in share certificates and $189,812,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $147,782,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1651 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already disbursed $83,567,239 in used vehicle loans and $107,232,572 in new vehicle loans, helping members get on the road with confidence. If you're considering refinancing your current auto loan, our team is here to guide you through the options available.

Business Financing

For business owners, our outstanding commercial loans totaling $67,999,478 provide the capital needed to grow and expand. We are committed to supporting local businesses with accessible financing options. Our branch is located at 2925 W Dickman Rd Springfield, MI 49037, and we're always ready to assist you with personalized service. You can reach us at (269) 968-9251 during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $58,702,865, providing flexibility and competitive rates for those ready to invest in their future.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $18,870,441 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed to fit your lifestyle.

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KELLOGG COMMUNITY CREDIT UNION - Springfield, MI

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