Kellogg Community Credit Union Portage MI | Quick Personal Loans & ATM Services

Introduction

Welcome to Kellogg Community, your trusted partner in financial wellness located at 499 Romence Rd, Portage, MI 49024. Since our establishment in 1941, we have proudly served over 49,000 members with a commitment to fostering strong community ties and providing exceptional financial services. With total assets exceeding $893 million and deposits amounting to $92 million, we are dedicated to ensuring that your financial journey is secure and rewarding. At Kellogg Community, we understand the importance of personalized service. Our experienced team, led by CEO Tracy Miller and Board President Henry Pat Rolfe, is here to assist you in navigating your banking needs, whether it's securing a loan or managing your savings. We offer a variety of products including auto loans, mortgages, personal loans, and business banking solutions tailored just for you. While our branch is ready to welcome you at our Portage location, please note that any official correspondence should be directed to our mailing address at PO Box 140, Battle Creek, MI 49016-0140. Join us as we continue to make a positive impact on our community through responsible lending and financial education. Feel free to reach out via phone at 269-488-0499 or visit our website at kelloggccu.org for more information. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Kellogg Community embraces digital advancements that improve member experience. We offer online banking, mobile payments, and e-statements making it easier than ever for our members to manage their finances anytime, anywhere. Our operating hours are designed with convenience in mind; we're open from 9:00 AM to 5:00 PM Monday through Friday. We invite you to experience firsthand how Kellogg Community can support your financial journey. Join us today and become part of a cooperative that cares deeply about its members and the community. Together, let's build a brighter financial future! For more information or to open an account online, visit Kellogg Community's website or call us at 269-488-0499.

Mission Statement

Our mission at Kellogg Community is simple yet profound: to enhance the financial well-being of our members while making a positive impact in our community. We believe that everyone deserves access to affordable financial services and educational resources. Our focus on member satisfaction drives us to create customer-centric initiatives that empower individuals and families. We understand that our success is tied to the success of our community. That's why we actively engage in outreach efforts and partnerships that promote financial literacy and provide support to local organizations. Whether through workshops or sponsorships, we strive to uplift those around us. While members can visit us at 499 Romence Rd for their banking needs including access to ATMs and drive-thru services official correspondence should be sent to PO Box 140, Battle Creek, MI 49016-0140 if needed.

Branch Location & Accessibility

Convenient Access

At our Portage location, you'll find ample parking that makes visiting us hassle-free. We prioritize accessibility for all our members, ensuring that our facilities comply with ADA standards. Whether you need to stop by for personal banking or business services, we've designed our space to cater to your needs.

Get in Touch

Have questions? Feel free to call us at 269-488-0499. Our friendly staff is ready to assist you with any inquiries you may have. We invite you to stop by soon and discover how Kellogg Community can help you reach your financial goals!

Operating Hours

Our lobby hours are welcoming and flexible! You can visit us Monday through Friday from 9:00 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru service for quick transactions without having to leave your vehicle.

Services Offered

We offer a range of services tailored just for you, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you're looking for business banking solutions, we have merchant services and business loans available as well. For those who prefer online options, enjoy the convenience of mobile banking and ATM access. While members can visit us at 499 Romence Rd for all their banking needs, official correspondence should be sent to PO Box 140 in Battle Creek if needed.

Member Eligibility

Joining the Kellogg Community is like stepping into a welcoming family where your financial well-being is our top priority. To become a member, you just need to meet a few simple eligibility requirements that are designed to include as many people as possible. If you live, work, or worship in Kalamazoo County, you're already on the right path! Additionally, those who are related to existing members can join too. We're here to provide not just services but also support and community for everyone involved. Getting started is easy! You can check out all the details about eligibility at this link, and when you're ready to open an account, head over to this page. If you have any questions or need assistance, feel free to give us a call at 269-488-0499. We can't wait to welcome you into our Kellogg Community family at 499 Romence Rd Portage MI 49024!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine being able to accept payments effortlessly through mobile wallets or processing credit cards quickly at the point of sale. These tools not only enhance customer satisfaction but also improve cash flow, allowing you to focus on what matters most growing your business. Visit us at 499 Romence Rd Portage Mi 49024, Portage, MI, or give us a call at (269) 488-0499 to explore how our business banking and commercial services can help you reach your goals!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $212 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,999,478, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? We've got you covered with our ATM & Cash Withdrawal Services available at various locations. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those on the go!

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you. Our Business Banking services include Merchant Services & Business Loans that help streamline your operations and support growth.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Enjoy perks that can earn you cash back or travel points while you spend. It's a simple way to make your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With access to your accounts anytime and anywhere, managing your finances has never been easier. You can transfer funds, pay bills, and even make person-to-person payments right from your phone.

Personal Banking Services

Our personal banking options are designed with you in mind. Start with our Checking & Savings Accounts, perfect for managing your everyday finances while earning interest on your savings. If you're thinking about buying a car, our Auto Loans & Vehicle Financing make it easy to hit the road without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide competitive rates and flexible terms. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can help lighten your financial load.

Reach Out Today!

Whether you're exploring options for personal loans or need assistance with business banking solutions, we're here to help! Contact us at 269-488-0499 or visit us at our branch in Portage. Experience the difference that community-focused banking can make in your life today!

Digital & Online Banking

Key Features

With our online banking, you can effortlessly check balances, pay bills, and transfer money all from the comfort of your own space. Plus, if you prefer keeping track of your statements digitally, we offer e-statements for quick and easy access to your financial records without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds securely with just a few clicks. And for those who love to shop using their mobile devices, our mobile payments feature makes it simple to make purchases right from your smartphone.

Security and Accessibility

Your security is our top priority. With electronic signature authorization, signing documents online is not only safe but also efficient, allowing you to complete transactions without unnecessary delays. Plus, our mobile application gives you instant access to all these features right in your pocket, making it easier than ever to manage your finances wherever life takes you. At Kellogg Community, we're committed to providing accessible and real-time account management. Our digital services ensure that you have everything you need at your fingertips while keeping your information secure. Join us today and experience the ease of banking on your terms!

Financial Strength

At Kellogg Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we maintain robust financial health, ensuring that your funds are safe and your financial needs are met. With a net worth of $147,782,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $267,302,822 in share certificates and $189,812,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $131,032,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further illustrated by our impressive portfolio: with $56,790,679 in used auto loans and $659,931,944 in total loans and leases available to support your financial goals across various sectors. Our net income of $11,498,620 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,636,757. Total Share Accounts: 110397, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Community is your trusted partner. Visit us at 499 Romence Rd Portage MI 49024 or call 269-488-0499 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,567,239 in used vehicle loans and $107,232,572 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can assist you with easy application processes and quick approvals.

Business Loans

For business owners, our outstanding commercial loans totaling $67,999,478 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by entrepreneurs and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,702,865, make buying or refinancing simple. We aim to provide straightforward solutions that help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is ready to guide you through the process. We want to ensure you have access to the best possible terms for your financial situation. For more information about our loan offerings or to discuss which option might be right for you, please don't hesitate to reach out. You can contact us at 269-488-0499 or visit us at 499 Romence Rd Portage MI 49024. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kellogg Community, we're committed to providing resources that empower you financially!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,870,441 in loans helping members manage their finances effectively. Our credit cards come with various benefits that cater to different spending habits and preferences.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Verified Data: The loan offers available on LendMesh come only from legitimate financial institutions. This guarantees that users have access to trustworthy information when comparing rates. No Sponsored Listings: LendMesh operates without prioritizing lenders based on paid promotions. Every result is based solely on the rates available, ensuring unbiased outcomes for users. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users find the most competitive options in real time, allowing them to make decisions based on current data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

KELLOGG COMMUNITY CREDIT UNION - Portage, MI

Compare Loan Rates Near You

Loan rates in Portage, MI (49024)