Kellogg Community Credit Union Kalamazoo MI | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Kellogg Community, your trusted partner in financial wellness right here at our Gull Rd Branch located at 5067 Gull Rd, Kalamazoo, MI 49048. Established in 1941, we have grown alongside our community, now proudly serving over 49,000 members with a commitment to fostering financial success and stability. At Kellogg Community, we believe that everyone deserves access to quality financial services tailored to their needs. Our total assets exceed $893 million, demonstrating our strength and reliability in managing your funds. With total deposits of $92,471,496 and a robust net worth of $147,782,091, you can trust that your money is in safe hands. Our experienced team of 161 employees, led by CEO Tracy Miller and Board President Henry Pat Rolfe, is dedicated to providing exceptional service every day. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 140, Battle Creek, MI 49016. Explore the many ways Kellogg Community can support your financial journey today! Call us at (269) 968-9251 or visit our website at www.kelloggccu.org for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Kellogg Community, we take pride in our rich history and commitment to serving the Kalamazoo community. Founded in 1941, our branch has grown alongside its members, evolving from humble beginnings into a trusted financial partner for over 49,000 individuals and families. Located at 5067 Gull Rd, Kalamazoo, MI 49048, we are easily accessible to those in the area. Kellogg Community was established with a clear mission: to provide our members with not just financial services but also the support they need to thrive. Over the years, we've expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. Our total assets now stand at an impressive $893,700,448, reflecting our strength and stability in the financial landscape. Our commitment to community goes beyond just numbers. We believe in building relationships that foster trust and support among our members. Whether it's through our drive-thru banking services or our availability of ATMs for easy access to funds, we strive to make banking convenient and straightforward. Our operating hours are designed to fit your busy schedule Monday through Friday from 9:00 AM to 5:00 PM. While members can visit us at 5067 Gull Rd for their banking needs, official correspondence should be sent to PO Box 140, Battle Creek, MI 49016. This ensures that all communications are handled promptly and efficiently. As we continue to embrace digital advancements like online banking and mobile payments, our focus remains on providing personalized service that meets the unique needs of each member. We understand the importance of accessibility and have taken steps to ensure ADA compliance across our branch. Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives that uplift residents in Kalamazoo and surrounding areas. These partnerships allow us to contribute meaningfully while helping our members achieve their financial goals. We invite you to experience the difference at Kellogg Community. Join us today and discover how we can help you navigate your financial journey while being part of a supportive community that truly cares about your success. For more information or to become a member, call us at 269-968-9251 or visit us online at Kellogg Community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At our Gull Rd Branch, we prioritize your convenience. We offer ample parking right outside our doors, making it easy for you to pop in during your busy day. Plus, our facility is designed with accessibility in mind, ensuring that all members can navigate comfortably. If you're on the go, take advantage of our drive-thru banking services for quick deposits or withdrawals without leaving your vehicle.

Operating Hours That Fit Your Schedule

We understand that life can be hectic, so we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. If you need assistance outside of these hours, please don't hesitate to give us a call at 269-968-9251. Our team is always ready to assist you with your banking needs.

Services Designed for You

Our branch offers a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Need cash? We have an ATM available on-site for your convenience! While members can visit us at 5067 Gull Rd for all their banking needs, official correspondence should be sent to PO Box 140, Battle Creek, MI 49016 if it differs from our branch address. Come visit us today and discover how Kellogg Community can help you achieve your financial goals! We look forward to welcoming you into our community!

Member Eligibility

At Kellogg Community, we believe that everyone deserves a place to belong, and becoming a member is like joining a supportive family. If you're looking to enjoy the benefits of credit union membership, it's easy! You can qualify if you live, work, worship, or attend school in the Kalamazoo area or have a family member who is already part of our community. We aim to create an inclusive environment where your financial needs are met with care and attention. Plus, as a member, you'll gain access to personalized services that help you save money and reach your financial goals. Ready to take the next step? Opening an account with us is simple! Just visit our website for detailed eligibility criteria at this link and when you're ready, you can start your application process online at this link. If you have any questions or need assistance along the way, feel free to give us a call at 269-968-9251. We look forward to welcoming you into the Kellogg Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $212 in commercial loans for our members, helping businesses scale and succeed. This means we are not just a lender; we are a partner in your journey. Whether you need to purchase new equipment, expand your operations, or manage cash flow, our loans are designed to meet your specific needs. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions that can adapt to various business challenges.

Merchant Services

Beyond loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your store. Our services ensure you can focus on what you do best growing your business while we take care of the transactions. Visit us at 5067 Gull Rd Kalamazoo Mi 49048 in Kalamazoo, MI, or call us at (269) 968-9251 to learn how our business banking and commercial services can support your goals!

Outstanding Support

With an outstanding commercial loan portfolio of $67,999,478, we continue to drive economic growth by financing new and expanding businesses. Each loan represents an opportunity for a local entrepreneur to turn their vision into reality.

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you need quick access to cash or need to complete simple transactions without stepping inside the branch. That's why we provide ATM services for withdrawals and balance checks, along with basic drive-thru banking for deposits, withdrawals, and other straightforward transactions.

Credit Cards and Business Banking

At Kellogg Community, we also understand the importance of rewards. That's why we offer credit cards with rewards programs that make everyday purchases more rewarding. If you're a business owner, our business banking services include merchant services and business loans designed to help you grow your enterprise.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances from anywhere. With capabilities such as mobile payments, person-to-person transfers, and e-statements, handling your money has never been easier.

Join Us Today!

Whether you're looking for personal banking solutions or business services, Kellogg Community has something for everyone. We invite you to visit us at 5067 Gull Rd Kalamazoo Mi 49048 or give us a call at (269) 968-9251 to learn more about how we can assist you in achieving your financial goals. Don't forget to check out our website at Gull Rd Branch for more information on membership eligibility and how to open an account. Your financial journey starts here!

Personal Banking Services

Our personal banking options include checking and savings accounts that are tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with no hidden fees and competitive interest rates. If you're looking to drive away in your dream car, our auto loans and vehicle financing solutions offer flexible terms that can suit any budget. For those considering homeownership or looking to refinance, our mortgage loans provide various options to help you secure the best rates available. In addition, we offer personal loans for those unexpected expenses or debt consolidation needs, ensuring you have the support when it matters most.

Digital & Online Banking

Key Features

One of the standout features of our online banking is electronic signature authorization, which allows you to sign documents securely from the comfort of your home. No more worrying about printing and mailing paperwork everything can be done digitally! You can also opt for e-statements, giving you an eco-friendly way to keep track of your transactions without the clutter of paper statements. Plus, with our mobile application available for download, managing your finances on-the-go is easier than ever.

Mobile Payments & Transfers

Our mobile payments feature lets you make quick and easy purchases directly from your smartphone. You can also take advantage of person-to-person transfers, allowing you to send money to friends or family instantly without any hassle. In today's fast-paced world, having real-time account management is essential. With Kellogg Community's digital banking services, you can easily monitor your accounts and make informed financial decisions right from your device. Experience the convenience and security of digital banking with Kellogg Community today!

Financial Strength

A Strong Foundation

With a net worth of $147,782,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1651 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts stand at 110,397, showing a strong and growing member base that trusts us with their finances. This demonstrates not only our stability but also the trust you've placed in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Community is your trusted partner. Visit us at 5067 Gull Rd Kalamazoo Mi 49048 or call 269-968-9251 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $267,302,822 in share certificates and $189,812,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our impressive net income of $11,498,620, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $131,032,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $65,993,194 in total loans and leases and $5,679 in used auto loans.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $83,567,239 in used vehicle loans and $107,232,572 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new ride or a reliable used car, we have financing options that can fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $67,999,478 provide essential capital needed to expand operations or invest in new projects. At Kellogg Community located at 5067 Gull Rd Kalamazoo MI 49048, we prioritize your financial well-being and are committed to delivering exceptional service. If you're interested in exploring these loan options further or have questions about refinancing possibilities, please reach out to us at 269-968-9251. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Credit Lines and Unsecured Loans

For those looking to manage cash flow or unexpected expenses, we provide flexible terms on credit lines amounting to $199,408,688. Additionally, our unsecured credit card loans total $18,870,441, giving you the freedom to make purchases without collateral. These products are designed with convenience and flexibility in mind so you can focus on what matters most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $58,702,865, ensuring you have the support you need to invest in your future. Our team is ready to guide you through the process and explore eligibility options that may be available for you.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

KELLOGG COMMUNITY CREDIT UNION - Kalamazoo, MI

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