Kellogg Community Credit Union Battle Creek MI

Introduction

Welcome to Kellogg Community, your trusted partner in financial growth and well-being, located at 700 North Ave, Battle Creek, MI 49017. Since our establishment in 1941, we have been dedicated to serving our members with reliable financial services tailored to meet their unique needs. With a thriving membership of over 49,000 individuals and a robust asset base of $893,700,448, we pride ourselves on being a pillar of support for the community. At Kellogg Community, we understand the importance of personal connections and strive to foster a welcoming environment where you feel valued. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, our experienced team is here to assist you every step of the way. Under the leadership of our CEO, Tracy Miller, and Board President Henry Pat Rolfe, we continue to prioritize member satisfaction while maintaining strong financial health. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 140, Battle Creek, MI 49016. We are proud to report total deposits of $92,471,496 and a net worth of $147,782,091, showcasing our commitment to stability and growth. We invite you to explore all that we offer by visiting our website at kelloggccu.org. For any questions or assistance, feel free to reach out at (269) 968-9251. Come join us today and experience firsthand how we can help you achieve your financial goals!

Branch History & Mission

Kellogg Community has a rich history rooted in the heart of Battle Creek, Michigan. Since our doors opened in 1941, we have been dedicated to serving our members and fostering a strong sense of community. Located at 700 North Ave, just a stone's throw from local landmarks, we have grown alongside the city, evolving to meet the changing needs of our diverse membership. Over the decades, Kellogg Community has transformed from a small credit union into a vital financial institution with over 49,000 members and total assets amounting to an impressive $893,700,448. Our journey reflects our commitment not just to financial success but also to the well-being of our community. Each milestone we've achieved is a testament to the trust our members place in us. At Kellogg Community, our mission is clear: we aim to provide exceptional financial services while supporting our members' dreams and aspirations. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our goal is to empower every member with the tools they need for a secure financial future. We believe that accessibility is key to serving our community effectively. While members can visit us at 700 North Ave for their banking needs during our lobby hours from 9:00 AM to noon on weekdays, official correspondence should be sent to P.O. Box 140, Battle Creek, MI 49016 if needed. Though we currently do not offer ATM or drive-thru services, we are proud to provide online and mobile banking options for greater convenience. Our commitment extends beyond banking; it includes active involvement in community outreach efforts and partnerships that make a real difference in people's lives. By supporting local events and initiatives, we strive to contribute positively to the neighborhoods we serve. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Kellogg Community where your financial well-being is our top priority. Whether you're looking for personal financing solutions or business opportunities, we're here for you every step of the way. Reach out today at 269-968-9251 or visit us online at kccu4u.org to learn more about membership eligibility and how we can assist you in achieving your financial goals!

Branch Location & Accessibility

Accessibility and Parking

At Kellogg Community, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ample parking space, ensuring that everyone can visit us comfortably. If you need assistance, our friendly staff is always ready to help.

Contact Us

If you have any questions or would like more information, don't hesitate to call us at 269-968-9251. We invite you to come in and experience the friendly service that makes Kellogg Community a trusted partner in your financial journey. Remember, while members can visit us at 700 North Ave, official correspondence should be sent to P.O. Box 140, Battle Creek, MI 49016. We look forward to welcoming you soon!

Nearby Landmarks

Our branch is just a short drive from popular spots like the Battle Creek Health System and the iconic Binder Park Zoo. This prime location makes it simple for you to combine errands while enjoying the vibrant community around us.

Operating Hours

We understand that your time is valuable, which is why we offer convenient lobby hours from 9:00 AM to Noon on weekdays. Feel free to stop by during these times; our team is eager to help you with anything from personal banking services like checking and savings accounts to auto loans and credit cards with rewards.

Services Offered

While you're here, explore our full range of services designed for both individuals and businesses. From mortgage loans and refinancing options to online and mobile banking features, we're committed to providing solutions tailored to your financial goals.

Member Eligibility

Becoming a member of Kellogg Community is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Battle Creek area, you're already on your way to enjoying the benefits of membership! We welcome individuals from all walks of life and believe that everyone deserves access to quality financial services. You can find more specific eligibility details on our website at http://www.kccu4u.org/about-us/membership-eligibility. Joining us is simple and straightforward. Just visit us at our branch located at 700 North Ave Battle Creek Mi 49017 or give us a call at (269) 968-9251 to start your journey with us. To open an account online, check out this link: https://forms.joinmycu.com/mop/249/apply. We're excited to have you join our community where you'll find personalized service and a range of financial products designed with you in mind!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $212 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $47 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $67,999,478, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from customers, manage transactions smoothly, and keep track of your finances all in one place. That's what our merchant services offer. From point-of-sale systems to online payment processing, we make it simple for you to focus on what you do best running your business. Visit us at 700 North Ave Battle Creek Mi 49017 in Battle Creek, MI or give us a call at (269) 968-9251. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing can help make your dream ride a reality. We offer competitive rates and terms that fit your budget. Picture yourself driving off in that new car without the stress of high payments our team will work with you to find the best solution.

Business Banking

We also cater to local businesses with our business banking services. From merchant services that simplify payment processing to business loans designed to help grow your venture, we're here to support entrepreneurs at every stage.

Credit Cards with Rewards

For those who like to earn while they spend, our credit cards with rewards offer perks that can make everyday purchases even more rewarding. From cashback offers to points redeemable for travel, it's a great way to make your money work harder for you.

Easy Access with Digital Banking

Understanding that convenience is key in today's fast-paced world, we prioritize digital banking solutions. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. If you'd like to learn more about how we can assist you or if you have any questions about specific services, please don't hesitate to reach out! You can contact us at 269-968-9251 or visit us online at Kellogg Community. We look forward to welcoming you into our community!

Mortgage Loans & Refinancing

Homeownership is more than just a dream; it's a goal we can help you achieve. Our mortgage loans and refinancing options are crafted to meet diverse needs. Whether you're buying your first home or looking to refinance an existing mortgage, we'll guide you through every step of the process.

Personal Banking

Whether you're looking to open a checking or savings account, we've got you covered. Our personal banking options are designed for ease and convenience, allowing you to manage your finances effectively. Imagine having the flexibility to check your balance anytime or set up automatic transfers with just a few taps on your smartphone through our online and mobile banking features.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide the support you need during those times. If you're managing multiple debts, consider our debt consolidation service. It simplifies repayment by combining what you owe into one manageable monthly payment.

Digital & Online Banking

Always Available Support

With 24/7 online banking services, you can rest easy knowing that access to your accounts is always within reach. Our user-friendly interface makes it simple to navigate through your transactions and manage your finances effectively. Kellogg Community's digital banking tools are designed to enhance your experience while ensuring your information remains secure. We are here to support you in achieving financial wellness with ease and confidence!

Key Features for Your Convenience

With our online banking platform, accessible at https://www.kccu4u.org/, you can check your account balance, transfer funds, and pay bills anytime, anywhere. You can also enjoy e-statements, which help you keep track of your finances without the clutter of paper statements. Plus, we offer electronic signature authorization, so you can sign documents securely from your device no need to visit a branch!

Mobile Banking Made Easy

Our mobile application puts everything you need right in the palm of your hand. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. This means splitting the bill for dinner or sending a birthday gift is just a few taps away.

Financial Strength

At Kellogg Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid foundation and commitment to serving you, we ensure that your money is safe and working hard for you. With a net worth of $147,782,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $267,302,822 in share certificates and $189,812,209 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $131,032,643 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $6,579 in used auto loans and $659,931,944 in total loans and leases, which help make your dreams attainable. Our impressive net income of $11,498,620 reflects our operational efficiency. This performance allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 152 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 110,397, showcasing a robust and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $3,636,757, further highlighting our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kellogg Community is your trusted partner. Visit us at 700 North Ave Battle Creek MI 49017 or call 269-968-9251 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,567,239 in used vehicle loans and $107,232,572 in new vehicle loans already helping members get on the road. Whether you're buying new or used, our team is here to guide you through the process and help you secure financing that fits your budget.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $67,999,478 can provide the necessary funding. We are committed to supporting local businesses with accessible financing options tailored to their needs. At Kellogg Community in Battle Creek, MI (700 North Ave), our dedicated team is ready to assist you every step of the way. If you have questions or need help with refinancing or eligibility options for any of our loan products, don't hesitate to reach out at 269-968-9251. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Unsecured Credit Card Loans

For those needing flexibility in managing their finances, we also offer total credit lines of $199,408,688 and flexible terms on unsecured credit card loans. With a total of $18,870,441 in unsecured credit card loans available, members can easily navigate everyday expenses while taking advantage of rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,702,865, make buying or refinancing simple. We provide personalized assistance to ensure that you find the right mortgage solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs.