Keesler Wiggins MS Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Keesler in Wiggins, Mississippi! Located at 1080 Frontage Dr W, our branch has been a cornerstone of the community since its establishment in 1947. With over 327,000 members trusting us for their financial needs, we pride ourselves on being more than just a credit union; we're your neighbors, dedicated to helping you achieve your financial goals. At Keesler, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking and auto loans to mortgage refinancing and business solutions. With total assets exceeding $4.1 billion and total deposits around $314.9 million, you can trust us to provide secure and reliable financial services. Our leadership team, including CEO Andrew Swoger and Board President James Hollingsworth, is committed to ensuring that every member feels valued and supported. We have a dedicated team of 823 employees who are ready to assist you with personalized service. Whether you're visiting us in person or using our online banking options, we strive to make your experience seamless. While members can visit us at our Wiggins location, official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534. If you have questions or need assistance, feel free to give us a call at 228-385-5500 or explore our website at kfcu.org. Join us today and discover how Keesler can help you thrive financially!

Branch History & Mission

Keesler Credit Union has a rich legacy that began in 1947, rooted deeply in the community of Wiggins, MS. Over the decades, Keesler has evolved significantly, growing from its humble beginnings to become a trusted financial partner for over 327,000 members. With total assets now exceeding $4.1 billion, Keesler stands as a testament to commitment and service in the financial sector. Located at 1080 Frontage Dr W, our branch is easily accessible for all community members. Whether you are heading to the local parks or passing through town, we're here to help you with your banking needs. For any official correspondence, please send mail to PO Box 7001, Biloxi, MS 39534. At Keesler, our mission goes beyond just providing financial services; we strive to empower our members with the tools they need to achieve their goals. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions and are proud to provide online and mobile banking for convenience. We believe in giving back to our community. Keesler regularly partners with local organizations to support various outreach efforts. From educational programs to community events, we are dedicated to making a positive impact in Wiggins and surrounding areas. We understand that accessibility is key for our members. That's why we offer an ATM on-site and drive-thru banking for quick transactions without leaving your vehicle. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday until 1:00 PM. Join us at Keesler Credit Union and discover how we can help you navigate your financial journey. Experience the difference of being part of a community-focused credit union that truly cares about your well-being. For more information or to open an account online, visit us at Keesler Credit Union. We look forward to welcoming you into our family!

Branch Location & Accessibility

Accessibility Features

At Keesler, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Parking is ample and conveniently located, allowing easy access to our services.

Call-to-Action

We invite you to come visit us at Keesler's Wiggins branch! Our dedicated team is eager to assist you with all your banking needs. If you have any questions or would like further information before visiting, feel free to call us at 228-385-5500. We look forward to serving you!

Nearby Landmarks

Located near key landmarks such as the Stone County Courthouse and the local shopping centers, our branch is a central part of the community. You can stop by while running errands or after visiting one of the many nearby parks.

Operating Hours

We know that your time is valuable, which is why we offer flexible operating hours tailored to fit your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you have a quick question or need assistance with a more complex transaction, we're here for you during these hours.

Services Offered

At our Wiggins branch, we provide a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing our team is ready to help you find the best solutions tailored just for you. We also offer convenient ATM access for quick cash withdrawals and basic transactions. For those who prefer to bank on-the-go, our drive-thru service allows you to conduct simple transactions without leaving your vehicle.

Member Eligibility

At Keesler, we believe that everyone deserves a chance to be part of a caring community that prioritizes their financial well-being. If you're looking to join us, becoming a member is easier than you might think! We welcome individuals who live, work, worship, or attend school in our local area. Additionally, family members of current members are also eligible to join. Our friendly staff is here to assist you every step of the way, ensuring your experience feels personal and inviting. To explore the specific eligibility criteria in detail, feel free to visit our website. Once you're ready to take the next step towards membership, opening an account is just a click away! You can find all the information you need about how to get started at http://www.kfcu.org/apply-online/. If you have any questions or need assistance, don't hesitate to reach out to us at (228) 385-5500. We can't wait for you to become part of our Keesler family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily, whether in-store or online. Our merchant solutions help you focus on what really matters growing your business while ensuring smooth transactions for your customers. Visit us at 1080 Frontage Dr W Wiggins Ms 39577 in Wiggins, MS, or give us a call at (228) 385-5500 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream vehicle. We work with you to find a financing plan that fits your budget, ensuring that you can drive away with confidence.

Business Banking Services

If you're a business owner, Keesler has tailored offerings just for you! Our Business Banking services include Merchant Services and Business Loans that can help streamline your operations and support growth initiatives.

Convenient Access Points

We know convenience is key in today's fast-paced world. That's why we offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. Our branch is equipped with an ATM that is accessible whenever you need it. In addition to these services, our staff is always ready to assist you with any questions or concerns during our operating hours: Monday - Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. If you'd like more information about how we can serve you better, don't hesitate to call us at 228-385-5500. At Keesler in Wiggins, MS, we're not just a credit union; we're your partner in financial success. Explore all our services today by visiting our website or stop by the branch! Your financial journey starts here!

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards program, which allows you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cashback making every purchase count towards something great.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to help. We guide you through the process, making it straightforward and hassle-free so you can focus on what truly matters your new home.

Personal Banking Solutions

We understand that managing your money can be challenging. That's why we offer Personal Banking services that include checking and savings accounts designed to help you achieve your financial goals. Imagine easily accessing your funds and tracking your spending through our robust Online & Mobile Banking platform. With features like mobile payments and e-statements, you can handle your banking anytime and anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions provide flexible options to help you manage those costs effectively. Whether it's for home repairs or consolidating debt, we have the resources to assist you.

Digital & Online Banking

Key Features

Our digital banking comes packed with features designed to make your life simpler. With electronic signature authorization available, signing documents is quick and secure no more printing or mailing necessary! Enjoy the benefits of e-statements that keep your financial information organized and accessible without the clutter of paper statements. Want to split a bill or send money to a friend? Our person-to-person transfer feature makes it easy to send money instantly to anyone with just their email address or phone number. And if you prefer using mobile payments, rest assured that we support this option too allowing you to pay securely through your smartphone. At Keesler, we understand the importance of security when it comes to banking online. That's why we utilize advanced encryption technology to keep your data safe while you manage your accounts from anywhere. With all these conveniences at your fingertips, you'll find that keeping track of your finances is straightforward and hassle-free. Join us today at Keesler and experience the ease of digital banking!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 626,063, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 1080 Frontage Dr W Wiggins Ms 39577 or call (228) 385-5500 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $41,439 in used auto loans and $3,137,668,112 in total loans and leases.

Operational Efficiency

Our $9,027,436 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new ride or need assistance with a reliable used vehicle, we have flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand your business. We recognize the importance of having the right support when it comes to managing business finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make, and we're here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, our team can help assess your options. We aim to provide tailored solutions that align with your financial goals. For more information on our loan offerings or to see how we can assist you further, please contact us at (228) 385-5500 or visit us at our branch located at 1080 Frontage Dr W Wiggins Ms 39577 in Wiggins, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take that next step toward financial success!

Unsecured Credit Card Loans

For those seeking to manage their finances better, we also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members navigate their expenses effectively. These cards provide you with the freedom to make purchases while keeping your budget in check.

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KEESLER FEDERAL CREDIT UNION - Wiggins, MS

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