Keesler Waveland MS Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Keesler, your trusted credit union nestled at 481 Highway 90, Waveland, MS 39576. Established in 1947, we have been a cornerstone of the community for decades, dedicated to providing our members with exceptional financial services and support. With a robust membership base of over 327,000 and total assets reaching an impressive $4.12 billion, we pride ourselves on being a reliable partner in your financial journey. At Keesler, we believe in empowering our members through accessible banking solutions. Our offerings include personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services designed to meet the unique needs of local entrepreneurs. With total deposits amounting to $314.87 million, we ensure that your savings are safe and growing. Led by our passionate CEO, Andrew Swoger, and Board President James Hollingsworth, our team of 823 employees is committed to serving you with personalized attention and care. We understand that every member's financial needs are different, which is why we offer tailored solutions alongside convenient online and mobile banking services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 481 Highway 90, Waveland, MS 39576. Whether you're looking for a loan or just want to explore your options, don't hesitate to reach out! You can call us at (228) 385-5591 or visit our website at kfcu.org for more information. Join us today at Keesler Credit Union where community matters and your financial success is our priority!

Branch History & Mission

A Legacy of Growth

From our humble beginnings, we have made significant strides in our offerings and services. Over the years, Keesler has expanded its total assets to an impressive $4,126,168,226. This growth reflects our commitment to providing robust financial solutions while maintaining the personal touch that makes us unique. Our dedicated team works tirelessly to ensure that every member feels valued and supported. As we continue to serve Waveland and beyond, we've also embraced modern banking technologies. With features like online banking, mobile payments, and electronic signatures, we strive to make banking easier and more accessible for everyone. Our branch is also ADA compliant, ensuring that all members can navigate our facilities comfortably.

Join Us Today

As we look towards the future, Keesler Credit Union remains committed to enhancing the financial well-being of our members while fostering community growth. With convenient operating hours Monday through Saturday including drive-thru services and ATM availability we're here when you need us most. We invite you to become part of our family! Experience firsthand what it means to be a member of Keesler Credit Union. Visit us today or explore more about our services at kfcu.org. Together, let's build a brighter financial future!

Mission That Matters

Our mission at Keesler Credit Union goes beyond just offering financial products. We believe in building strong relationships within our community by supporting local initiatives and outreach programs. Whether it's through educational workshops or partnerships with local organizations, we are dedicated to making a positive impact on the lives of those we serve. While members can visit us at 481 Highway 90 for all their banking needs including personal accounts, auto loans, mortgages, and business services official correspondence should be sent to the same address as we are proud to serve right where you need us.

Branch Location & Accessibility

Convenient Access and Features

When you visit our branch, you'll find ample parking available, making it easy for you to drop by and take care of your financial needs. Our facility is designed with accessibility in mind, ensuring that everyone can comfortably access our services. Whether you prefer to walk in or utilize our drive-thru banking service, we've got you covered.

Operating Hours and Services Offered

Our doors are open Monday through Thursday from 9:30 AM to 5:00 PM, Friday from 9:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. This schedule provides flexibility for those who need to fit banking into their busy lives. At Keesler, we offer a range of services tailored just for you whether it's opening a checking account, applying for an auto loan, or exploring mortgage options.

Stay Connected

Feel free to call us at 228-385-5591 if you have any questions or need assistance before your visit. While members can visit us at our branch location on Highway 90, official correspondence should be sent to the same address. We're here to help you with all your banking needs! We invite you to come by and see what Keesler has to offer. Your community credit union is ready to serve!

Member Eligibility

Joining the Keesler community means stepping into a supportive network where your financial well-being is our priority. At Keesler, we welcome a diverse range of individuals to become members, including those who live, work, worship, or attend school in select areas of Mississippi. It's all about bringing people together! We believe that everyone deserves access to affordable financial services and personalized support. For detailed eligibility criteria, feel free to explore our website at Keesler Credit Union. Opening an account with us is a simple and straightforward process that can be done online. Just visit this link to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (228) 385-5591. We're here to help you every step of the way as you take this important step towards financial empowerment at our branch located at 481 Highway 90 Waveland Ms 39576!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, invest in new technology, and hire more staff. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services help businesses streamline transactions, making it easier for you to focus on what you do best running your business. With tools that simplify payment processing, you can serve your customers better and increase sales effortlessly. With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses right here in Waveland, MS. Explore how our tailored solutions can elevate your business today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We know how important it is to keep your operations running smoothly, so we're here to help you manage your finances effectively.

Convenient Access Points

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals. Additionally, if you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals. At Keesler, we strive to create an environment where banking is straightforward and accessible. If you're ready to explore any of these services or have questions about what we offer, don't hesitate to reach out! Call us at (228) 385-5591 or visit us at 481 Highway 90 Waveland Ms 39576 in beautiful Waveland, MS. We're excited to assist you on your financial journey!

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why at Bay-waveland, we prioritize digital banking features. With our online and mobile banking, you can manage your accounts anytime, anywhere. Need to withdraw cash? Our ATMs are readily available for quick access to your funds. Plus, with features like person-to-person payments and electronic statements, staying on top of your finances has never been easier.

Flexible Personal Loans

Life can throw unexpected expenses your way, and when it does, our personal loans and debt consolidation services can provide the support you need. Whether it's for home repairs, medical bills, or consolidating existing debts, we're committed to helping you find a solution that works for you.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options are designed to help you navigate the home-buying process with ease. We understand that purchasing a home is one of the biggest financial decisions you'll make, which is why our team is here to guide you every step of the way.

Personal Banking Made Easy

Whether you're opening your first checking account or planning for future savings, we offer personal banking options that make managing your finances simple and convenient. With our checking and savings accounts, you can enjoy easy access to your funds while earning interest. For those considering a new vehicle, our auto loans and vehicle financing provide flexible terms and competitive rates to help you hit the road without breaking the bank.

Rewards with Every Swipe

Don't forget about our credit cards with rewards! Enjoy perks as you spend on everyday purchases. It's just one more way we show appreciation for being a member at Keesler.

Digital & Online Banking

Key Features

Our electronic signature authorization allows you to complete transactions securely from the comfort of your home. Say goodbye to paper forms just sign electronically for a faster, smoother experience. Plus, with e-statements available, you can easily view your statements online instead of waiting for them to arrive in the mail. This not only keeps your information organized but also helps the environment! Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your smartphone or computer, and you're done! And if you're on the go, our mobile application ensures that all these features are right at your fingertips.

Security and Accessibility

At Keesler, security is a top priority. Our mobile payments feature lets you make purchases safely without worrying about sharing sensitive information. You can trust that your data is protected with advanced security measures. Whether you're using our mobile app or accessing online banking through your computer, you'll find everything is user-friendly and designed with you in mind. Take control of your finances today with the reliable digital banking services at Keesler because managing your money should be simple and stress-free!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to provide competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $41,439 in used auto loans and a total of $3,133,768,112 in loans and leases, we are here to support your financial aspirations across various sectors.

Solid Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Community Partner

Total Share Accounts: 626063, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $0, demonstrating our focus on serving you with the best options possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 481 Highway 90 Waveland Ms 39576 or call 228-385-5591 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Services

If you're considering refinancing any of these loan products or want to learn more about eligibility options available at Keesler, don't hesitate to reach out. Our experienced staff is ready to assist you with any questions or concerns. Our commitment is not just to provide loans but also to empower you with the right financial tools for your journey. Feel free to contact us at (228) 385-5591 for personalized assistance or visit us at our branch located at 481 Highway 90 Waveland Ms 39576, Waveland, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you find the perfect loan solution!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible terms can make your next ride more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand your enterprise. We understand the unique challenges small businesses face and are committed to supporting their financial success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while offering rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent, allowing you to trust the information presented to you.

KEESLER FEDERAL CREDIT UNION - Waveland, MS

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans