Keesler Picayune MS Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Keesler, your trusted financial partner right here in Picayune, MS! Established in 1947, we have proudly served our community for over 75 years. Located at 2270 Highway 43 S, our branch is dedicated to providing personalized banking solutions that meet the unique needs of our 327,342 members. With total assets of an impressive $4,126,168,226 and total deposits amounting to $314,874,204, we're more than just a credit union; we're a cornerstone of financial support in Pearl River County. At Keesler, we understand that your financial journey is important. That's why we offer a wide range of services, including personal banking accounts, auto loans, mortgages, and business banking options tailored for your needs. Our focus on member satisfaction drives us to ensure that every interaction you have with us is meaningful and rewarding. While members can visit us at our Picayune location, official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534. Under the leadership of CEO Andrew Swoger and Board President James Hollingsworth, we are committed to fostering a welcoming environment where you can confidently manage your finances. Our dedicated team of 823 employees is always ready to assist you with a smile! Whether you're looking for competitive loan rates or a safe place for your savings, Keesler Credit Union offers it all. Join us today and discover how we can help you achieve your financial goals. For more information or to get started with your membership, feel free to call us at 601-749-2023 or visit our website at Keesler Credit Union. Your future starts here!

Branch History & Mission

Join Us

As we look toward the future, Keesler remains committed to advancing our services while holding true to our core values of integrity and community focus. With operating hours from Monday through Saturday and features like ATM availability and drive-thru banking, we strive to be there for you whenever you need us. If you're looking for a credit union that prioritizes your needs while enriching the community around us, consider becoming part of the Keesler family today. Experience firsthand the benefits of membership with Keesler where your financial journey matters! Visit us online at Keesler or call us at 601-749-2023 for more information.

Our Journey

Keesler started with a simple mission: to provide accessible financial solutions that meet the needs of our members. Over the years, we have grown significantly, now boasting total assets of over $4.1 billion. This growth is not just a number; it reflects our dedication to helping members achieve their financial goals. From humble beginnings, we've expanded our offerings to include everything from personal banking and auto loans to business banking services. Our commitment extends beyond mere transactions. We believe in supporting our community through outreach initiatives and partnerships that promote financial literacy and well-being. Whether it's hosting educational workshops or participating in local events, Keesler strives to make a positive impact on the lives of those we serve.

Our Mission

At the heart of Keesler's mission is a desire to foster financial empowerment within our community. We are dedicated to providing high-quality banking services while also ensuring that every member feels valued and supported. Our mission statement emphasizes not just financial success but also the importance of building lasting relationships with our members. We understand that banking is about more than just numbers; it's about people. That's why we offer personalized service and innovative solutions tailored to individual needs. From easy online banking options to convenient drive-thru access, we aim to make every interaction as smooth as possible. While members can visit us at 2270 Highway 43 S, official correspondence should be sent to PO Box 7001 in Biloxi for any necessary communications.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking space and is designed with accessibility in mind, including ramps for those who require them. Whether you're visiting us for personal banking needs or exploring options like auto loans and credit cards, we aim to make your experience as smooth as possible.

Get in Touch

While members can visit us at our physical location in Picayune, official correspondence should be sent to PO Box 7001 in Biloxi if different from our branch address. If you have any questions or need further assistance, don't hesitate to call us at 601-749-2023. We look forward to welcoming you into our Keesler family!

Operating Hours & Services

Keesler's doors are open to serve you during convenient hours: Monday through Thursday from 9:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 9:00 AM to 1:00 PM. Our friendly staff is ready to assist with a variety of services including checking and savings accounts, auto financing, mortgage loans, and even business banking solutions. For those on the go, we also offer drive-thru banking for quick transactions like deposits and withdrawals. Plus, our ATM is available for easy cash access anytime you need it.

Member Eligibility

At Keesler, we believe that becoming a member is like joining a family where everyone supports each other. If you're wondering whether you qualify to be part of our community, it's simpler than you might think! Membership at Keesler is open to anyone who lives, works, worships, or attends school in the area, as well as their family members. This means that if you're connected to our vibrant community here in Picayune, you're likely eligible! We aim to make banking personal and accessible to everyone, ensuring that our members enjoy benefits like lower fees and better rates. For more detailed information about eligibility, feel free to visit this page. Getting started with us is easy! You can open your account online in just a few minutes by visiting our application page. If you have any questions or need assistance, don't hesitate to call us at (601) 749-2023. We're here to help you every step of the way on your journey towards financial empowerment with Keesler at 2270 Highway 43 S Picayune Ms 39466.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your payment processing needs. Whether you're a small retail shop or a growing service provider, our solutions make it easy to accept payments from your customers. This means more time focusing on what you do best running your business. Located at 2270 Highway 43 S Picayune Ms 39466, Picayune, MS, our team is ready to support you on your journey toward business success. Let's work together to unlock new opportunities for your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand that sometimes you need cash quickly. That's why we provide ATM access for withdrawals and balance checks at convenient locations. For more personalized service, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. At Keesler, we're not just a financial institution; we're part of the Picayune community. Our goal is to ensure that everyone has access to the resources they need to achieve their financial dreams. Ready to take the next step? Visit us at 2270 Highway 43 S Picayune Ms 39466 or call us at (601) 749-2023 to learn more about how we can assist you today!

Business Banking

If you're a business owner, we have you covered too! Our business banking services include merchant services to streamline transactions and business loans designed to help you grow your venture.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services so you can manage your finances from anywhere. Check balances, transfer funds, or pay bills right from your smartphone or computer. With features like person-to-person payments and e-statements, staying on top of your finances has never been easier.

Credit Cards and Loans

For those looking to consolidate debt or fund personal projects, we offer personal loans that provide flexible solutions. Plus, enjoy rewards on your purchases with our credit cards, making every dollar spent work harder for you.

Personal Banking Solutions

Managing your money should be easy, and at Picayune, we make it just that with our personal banking options. Start by exploring our checking and savings accounts that fit various lifestyles and financial needs. Need a new car? Our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and terms designed for you.

Digital & Online Banking

Convenient Features at Your Fingertips

Our 24/7 online banking services let you check balances, pay bills, and transfer money anytime you need. Whether it's day or night, your accounts are just a few clicks away. Plus, if you're looking to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends and family without any hassle.

Enhanced Security and Accessibility

Security is our top priority. We offer electronic signature authorization, which ensures that your transactions are protected while remaining user-friendly. You can also choose to receive e-statements for an eco-friendly option that keeps your documents organized and easy to access.

Go Mobile with Confidence

For those who prefer managing their finances on their smartphones, our mobile application is ready for you. Not only does it provide all the features available through online banking, but it also includes mobile payments, so you can make purchases directly from your phone. This means no more digging for cash or cards when you're out and about! At Keesler, we strive to provide a digital banking experience that empowers you. With real-time account management and an array of convenient services, you can focus on what truly matters in life while leaving the heavy lifting to us. Explore all these features today by visiting https://www.kfcu.org/!

Financial Strength

At Keesler, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial health, which allows us to support you better every day. With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $41,439 in used auto loans and $3,137,668,112 in total loans and leases, supporting our members' financial goals across various sectors. Our $9,027,436 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 626,063, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 2270 Highway 43 S Picayune Ms 39466 or call (601) 749-2023 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Keesler, we understand that financial needs can vary greatly, whether you're looking to buy a car, purchase a home, or manage everyday expenses. Our diverse range of loan products is designed to help you achieve your goals with confidence. With over 158,369 loans issued, we've helped thousands of members achieve their financial goals. If you're considering a new vehicle, our auto loans are a great choice. We offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. If you're looking to consolidate debt or need flexibility with your finances, our unsecured credit card loans provide just that, totaling $149,251,355. For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand. We also have total credit lines available amounting to $1,348,728,864, allowing you access to funds when you need them most. If you're interested in refinancing any existing loans, we can help you explore eligibility options tailored to your situation. Our team is committed to guiding you through every step of the process. Our branch is located at 2270 Highway 43 S Picayune Ms 39466, Picayune, MS, and we're just a call away at (601) 749-2023. Don't hesitate to reach out for more information or visit us during our operating hours: Monday - Thursday from 9:30 am to 5:00 pm, Friday from 9:30 am to 5:30 pm, and Saturday from 9:00 am to 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our variety of loan offerings, we are here to support your financial journey every step of the way!

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent, allowing users to trust the information they receive.

KEESLER FEDERAL CREDIT UNION - Picayune, MS

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