Keesler Ocean Springs MS Credit Union | Quick Personal Loans & ATM Access

Introduction

Welcome to Keesler, your trusted financial partner in the heart of Ocean Springs, MS! Located at 6835 Washington Ave, Ocean Springs, MS 39564, we are committed to providing exceptional services tailored to meet your needs. Since our establishment in 1947, we have proudly served over 327,000 members, helping them achieve their financial goals and dreams. At Keesler, we understand the importance of community. Our total assets exceed $4.1 billion, reflecting our dedication to financial strength and stability. With over $314 million in total deposits and a net worth of $580 million, you can trust that your funds are secure with us. We offer a variety of products, including auto loans, mortgages, and credit cards with rewards, designed to fit every lifestyle. Our leadership team is passionate about ensuring that our members receive the best service possible. Under the guidance of CEO Andrew Swoger and Board President James Hollingsworth, our dedicated staff of 823 employees is here to assist you every step of the way. While members can visit us at our branch for personal assistance, official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534-7001. Whether you're looking for straightforward banking options or exploring advanced solutions like mobile banking and online services, Keesler is here for you. If you have any questions or need assistance, feel free to reach out to us at (228) 385-5500 or visit our website at www.kfcu.org. Join us today and experience the Keesler difference!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to be part of the Keesler family. Experience firsthand how we are dedicated to providing personalized financial solutions tailored just for you. Call us today at 228-385-5500 or visit our website to learn more about becoming a member or exploring our wide range of services. Together, let's build a brighter future for you and our community!

Our Evolution

Keesler started as a vision to provide affordable financial services to those in need. Over the years, we have expanded our offerings and adapted to meet the evolving needs of our community. From introducing personal banking services like checking and savings accounts to providing loans for vehicles, homes, and businesses, our commitment to supporting our members has never wavered. Our branch is not just a place for transactions; it is a hub for community engagement. We take pride in our outreach efforts and partnerships that uplift those around us. Whether it's through local events or charitable initiatives, we strive to make a positive impact in Ocean Springs and beyond.

Our Mission

At Keesler, our mission is simple yet profound: to empower our members financially while being actively involved in their communities. We believe that everyone deserves access to quality financial services that help them achieve their goals. This mission drives everything we do, from personalized service at our branch to innovative digital solutions like online banking and mobile payments. We also emphasize inclusivity by ensuring ADA compliance at all locations so that every member can comfortably access our services. With features like an ATM on-site and drive-thru banking options available, we aim to make banking convenient for everyone. While members can visit us at 6835 Washington Ave, official correspondence should be sent to PO Box 7001, Biloxi, MS 39534-7001.

Branch Location & Accessibility

Welcome to Keesler at our St Martin branch, conveniently located at 6835 Washington Ave in Ocean Springs, MS. Our branch is nestled in a vibrant community, just a short drive from popular local spots like the beautiful Ocean Springs Beach and the bustling downtown area. Whether you're running errands or looking for financial guidance, we're here to serve you with ease. At Keesler, we understand how important accessibility is to our members. Our branch features ample parking and is fully ADA-compliant, ensuring everyone can visit us comfortably. If you prefer online services, we also offer easy access to digital banking options right from your device. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. You can reach us by phone at 228-385-5500 if you have any questions or need assistance before your visit. For those on the go, we're proud to provide an ATM on-site along with drive-thru banking for quick and easy transactions. Whether it's making deposits or withdrawing cash, our services are designed with your convenience in mind. While members can visit us at 6835 Washington Ave, official correspondence should be sent to PO Box 7001 in Biloxi for your convenience. We invite you to stop by Keesler's St Martin branch today! Experience firsthand the personal touch that makes banking with us a pleasure.

Member Eligibility

At Keesler, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is as easy as reaching out and discovering if you qualify! Typically, those who live, work, worship, or attend school in our local area are eligible to join us at Keesler. This means you could be just a step away from enjoying all the benefits we offer, like personalized banking services and competitive loan rates. For the most accurate and detailed eligibility information, feel free to check out our website at . Once you find that you're eligible, opening an account with us is straightforward. You can start your application online by visiting http://www.kfcu.org/apply-online/ , or simply give us a call at (228) 385-5500 if you have any questions. We're here to help you every step of the way! Join us at Keesler, located at 6835 Washington Ave Ocean Springs Ms 39564, and experience the difference of being part of a supportive financial family.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to invest in new equipment, hire additional staff, or even open a new location. Our tailored loan options provide the flexibility you need to make those dreams a reality.

Merchant Services

In today's fast-paced environment, offering convenient payment options can set your business apart. That's where our merchant services come into play. Picture this: a busy Saturday morning at your café, with customers lined up to grab their favorite coffee. With our seamless payment solutions, you can accept payments quickly and efficiently, ensuring that every customer leaves satisfied. Located conveniently at 6835 Washington Ave Ocean Springs Ms 39564, Ocean Springs, MS, we're here to help your business thrive. Reach out today at (228) 385-5500 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing services are here for you. We understand how important reliable transportation is, which is why we strive to provide competitive rates and flexible terms that fit your budget. Picture driving off in your dream car without the stress of overpaying on interest.

Business Banking Services

For small business owners, our Business Banking solutions, including merchant services and business loans, are designed to support growth and efficiency. You can focus on running your business while we handle the banking side of things.

Convenience Features

We also offer essential conveniences like ATM access for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions. Need assistance? You can reach us at (228) 385-5500, where our friendly staff is ready to assist you during lobby hours: 9:00 AM - 5:00 PM from Monday through Thursday, 9:00 AM - 5:30 PM on Friday, and 9:00 AM - 1:00 PM on Saturdays. At Keesler, we are committed to making banking easy and accessible for everyone. Join us today and discover how we can support you in achieving your financial dreams! For more information about opening an account or any of our services, visit us online at https://www.kfcu.org/ or apply directly at http://www.kfcu.org/apply-online/ .

Credit Cards with Rewards

Take advantage of our Credit Cards with Rewards that allow you to earn points on everyday purchases. Imagine earning cash back or rewards just for using your card it's a smart way to benefit from spending you would do anyway!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing options make it easier for you to step into homeownership or reduce your current mortgage payments. With personalized service from our experienced team, you'll receive guidance tailored to your situation, ensuring that you make informed decisions every step of the way.

Personal Banking Solutions

Whether you're starting your savings journey or managing your daily finances, we offer Personal Banking options that include checking and savings accounts designed to help you achieve your goals. Imagine being able to easily access your funds through our user-friendly online and mobile banking platforms. This means checking your balance, transferring funds, or even paying bills can be done from the comfort of your home or while on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for a family emergency or consolidating high-interest debt into one manageable payment, we're here to help lighten the load.

Digital & Online Banking

Always Here for You

With all these features combined, Keesler ensures that managing your finances is not only simple but also safe. We believe in empowering our members with the tools they need for effective financial management. Experience the ease of digital banking today by visiting us at https://www.kfcu.org/ and take control of your financial future!

Key Features of Our Digital Banking

With our 24/7 online banking services available at https://www.kfcu.org/ , you can check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, you have the power to manage your accounts in real time. Our mobile application takes convenience a step further. With just a few taps on your smartphone, you can access all your banking needs it's like having a branch in your pocket! Plus, with our mobile payments feature, making purchases has never been easier. Just link your account, and you're ready to pay securely with your device.

Safe and Secure Transactions

Your security is our priority. We provide electronic signature authorization, allowing you to sign documents quickly while keeping everything safe. Additionally, our commitment to providing e-statements means you can view your financial statements online without worrying about lost papers or identity theft. For those moments when you need to send money directly to friends or family, our person-to-person transfers feature allows you to do just that with ease. It's fast, secure, and perfect for splitting bills or sending gifts.

Financial Strength

At Keesler, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, ensuring that you can trust us with your money. With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our zero non-member deposits at $0, allowing us to concentrate our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in the $41,439 in used auto loans and $3,137,668,112 in total loans and leases that we provide. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 626,063, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 6835 Washington Ave Ocean Springs Ms 39564 or call (228) 385-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to assist you in finding the right financing option.

Business Loans

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand. We're committed to supporting local businesses in achieving their ambitions through accessible funding options. In addition to these offerings, we also provide refinancing options for those looking to adjust existing loans to better suit their current financial situations. Our dedicated team can help assess your eligibility and find solutions that fit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have any questions or want more details about our loan products, feel free to reach out at (228) 385-5500 or visit us at 6835 Washington Ave Ocean Springs Ms 39564 in Ocean Springs, MS. Let us help you take the next step towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our unsecured credit card loans. We offer flexible terms, with a total of $149,251,355 in loans helping members manage their finances effectively. Our credit cards come with rewards, making each purchase more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data guarantees that you receive fair and transparent offers from reliable lenders.

KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans