Keesler Ocean Springs MS Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Keesler, your trusted partner in financial wellness located at 2420 Bienville Blvd, Ocean Springs, MS 39564. Established in 1947, we have proudly served our community for over 75 years, growing into a vital resource for more than 327,000 members. Our commitment to providing exceptional services has allowed us to accumulate $4.13 billion in assets and offer an impressive range of financial products tailored to meet your needs. At Keesler, we believe in building strong relationships with our members and the communities we serve. Whether you're looking for personal banking options such as checking and savings accounts, auto loans, or credit cards with rewards, we are here to support your journey toward financial success. We also provide business banking solutions including merchant services and business loans to help local businesses thrive. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534. Our dedicated team is led by CEO Andrew Swoger and Board President James Hollingsworth, who work tirelessly to ensure that every member receives the attention they deserve. With a total of $314.87 million in deposits and a net worth of $580.30 million, Keesler is not just a credit union; we are a pillar of strength in the community. We offer numerous conveniences such as online and mobile banking, ATM access, and drive-thru services to make managing your finances easier than ever. We invite you to explore all that Keesler has to offer. For any questions or assistance, feel free to reach out at (228) 385-5566 or visit our website at kfcu.org. Experience the difference with Keesler where you're not just a member; you're family!

Branch History & Mission

At Keesler, our story began in 1947, a year that marked the foundation of a credit union dedicated to serving our community in Ocean Springs, MS. Over the decades, we have grown from humble beginnings into a trusted financial institution with over 327,000 members and total assets exceeding $4.1 billion. Our journey reflects a commitment to providing not just financial services but also genuine support for our community's aspirations and needs. Located at 2420 Bienville Blvd, Ocean Springs, our branch is strategically situated near key landmarks that make us accessible to all members. We are proud to offer modern amenities such as an ATM and drive-thru banking for your convenience. While you can visit us at this location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534. Our mission at Keesler is clear: to empower individuals and families through exceptional financial services while fostering community growth. We believe in building lasting relationships with our members by offering personalized solutions tailored to meet diverse financial goals. Whether it's auto loans, mortgages, or credit card options that come with rewards, we strive to make banking simple and beneficial for everyone. In today's fast-moving world, we understand the importance of digital advancements. That's why we provide online and mobile banking services that allow you to manage your finances on-the-go. Our user-friendly platforms ensure accessibility for everyone, including those with disabilities. Our commitment extends beyond financial transactions; we actively engage in community outreach programs designed to uplift and support local initiatives. By partnering with various organizations, we aim to create positive impacts within Ocean Springs and surrounding areas. As we reflect on our rich history and look forward to future endeavors, we invite you to join Keesler Credit Union. Experience firsthand the benefits of being part of a community-oriented financial institution dedicated to your success. Visit us during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:30 am to 5:30 pm or contact us at 228-385-5566 for more information. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Keesler, your friendly neighborhood credit union located at 2420 Bienville Blvd in Ocean Springs, MS! We take pride in being a convenient banking option for our members, nestled near local landmarks that make your visit even easier. Whether you're heading to the beautiful beach or exploring downtown, you'll find us right along your way. At Keesler, accessibility is key. Our branch features ample parking and is fully ADA compliant, ensuring everyone can easily access our services. If you prefer to handle things from your car, we offer a drive-thru service for quick deposits, withdrawals, and simple transactions. For those on the go, we also have an ATM available for fast cash access and balance checks. While you can visit us at 2420 Bienville Blvd for all your banking needs, please note that any official correspondence should be directed to our mailing address: PO Box 7001, Biloxi, MS 39534. We know how important it is to bank when it suits you best. That's why we're open Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:30 am to 5:30 pm. Our team is here to help with personal banking services like checking and savings accounts, auto loans, mortgages, and much more! So why not stop by and say hello? You can reach us at 228-385-5566 if you have any questions before your visit. At Keesler, we're excited to serve you!

Member Eligibility

At Keesler, we believe that becoming a member means joining a warm, welcoming community where your financial needs truly matter. If you're wondering whether you can become part of our family, the good news is that eligibility is quite accessible! Generally, anyone who lives, works, worships, or attends school in our service areas can apply for membership. This means that if you're in or around 2420 Bienville Blvd Ocean Springs Ms 39564, there's a strong chance you qualify. We are here to provide not just banking services but also a sense of belonging and support. To make the process easy for you, opening an account is straightforward and can be done online. You can check out all the specific eligibility details at for the most up-to-date information. Should you have any questions, feel free to give us a call at (228) 385-5566; our friendly team is ready to help! Join us today and experience the benefits of being a member at Keesler!

Business Banking & Commercial Services

Merchant Services That Make Sense

Alongside our loan options, we offer merchant services tailored to fit your needs. Imagine processing payments seamlessly while keeping track of sales data all from one platform. Our services empower you to focus on what matters most: running your business. By partnering with us, you can enhance customer satisfaction and streamline your financial operations without the hassle. At Keesler located at 2420 Bienville Blvd Ocean Springs Ms 39564, Ocean Springs, MS 39564, we're here to help you navigate your financial journey with confidence. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

If you prefer in-person assistance, our basic drive-thru banking makes it easy to handle deposits and withdrawals efficiently. Our friendly staff is always available during operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:30 am to 5:30 pm to assist you with any inquiries or transactions. At Keesler, we are committed to ensuring your financial journey is smooth and successful. If you have any questions about our services or want to learn more about how we can assist you further, don't hesitate to give us a call at (228) 385-5566 or visit us online at Ocean Springs. Come experience the difference at Keesler where your financial needs are met with care!

Business Banking Options

For our business members, we offer comprehensive banking solutions as well. From merchant services that help streamline transactions to business loans designed to fuel growth, Keesler is here for entrepreneurs and small business owners alike.

Credit and Loan Services

We understand that life can sometimes present unexpected expenses. That's why our personal loans and debt consolidation services are here to help you navigate through tough times with ease. Additionally, if you're interested in building or improving your credit score, our credit cards come with rewards that make everyday purchases more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can make deposits, check balances, and transfer funds all from the comfort of your home or on-the-go. We also provide ATM services for quick cash withdrawals and balance checks without the hassle.

Personal Banking Solutions

When it comes to personal banking, we offer various options designed to fit your lifestyle. You can open checking and savings accounts that make it easy to manage your day-to-day expenses while also saving for those special moments. If you're thinking about buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those who are looking to purchase a home or refinance an existing mortgage, we provide competitive mortgage loans tailored to your budget.

Digital & Online Banking

Key Services Available

Our online banking platform allows you to easily access your accounts anytime, anywhere. You can check your balances, transfer funds, and pay bills with just a few clicks. Plus, with our electronic signature authorization feature, signing documents has never been easier no more waiting for paper forms to arrive in the mail! For those who prefer going green, we provide e-statements so you can view your account statements digitally. This not only helps reduce paper waste but also gives you immediate access to your financial information. If you're looking for quick payment options, our mobile payments feature allows you to make transactions directly from your smartphone. And speaking of smartphones, our mobile application makes it even easier to manage your finances on the go. Download it today to enjoy all these features right at your fingertips!

Real-Time Transfers Made Easy

Need to send money to a friend? Our person-to-person transfer service lets you quickly send and receive funds without any fuss. It's perfect for splitting bills or sending gifts. At Keesler, we prioritize your security while ensuring that our online banking services remain user-friendly. With robust security measures in place, you can bank with peace of mind knowing that your personal information is protected. Join us today at Keesler and experience the convenience of modern banking that fits into your lifestyle!

Financial Strength

Commitment to Excellence

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 626,063, show a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $0, we are equipped to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 2420 Bienville Blvd Ocean Springs Ms 39564 or call (228) 385-5566 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $41,439 in used auto loans and $3,137,668,112 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing your vehicle both easy and affordable.

Business Financing

For business owners seeking capital for growth or expansion, our outstanding commercial loans totaling $227,822,420 provide the necessary funding to take your business to the next level. If you're considering refinancing any existing loans or exploring eligibility options for our diverse range of products, feel free to reach out. Our knowledgeable team is ready to assist you with personalized solutions tailored to meet your specific financial situation. To learn more about our loan offerings or start your application today, visit us at Keesler located at 2420 Bienville Blvd Ocean Springs MS 39564 or give us a call at 228-385-5566. Your financial success is our priority!

Credit Lines and Personal Loans

For those who need quick access to cash for unexpected expenses or planned purchases, our total credit lines loans amounting to $1,348,728,864 are available. This flexibility allows you to manage your finances effectively when life throws surprises your way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we are here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to meet your lifestyle needs while providing convenient access to funds.

Loan Aggregator

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KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans