Keesler Long Beach MS Credit Union | Low Mortgage Rates & Business Loans

Introduction

Welcome to Keesler, your trusted partner in financial growth and community support! Located at 524 Klondyke Rd, Long Beach, MS 39560, our branch has been serving the community since 1947. With a strong commitment to our members, we proudly boast a total membership of 327,342 individuals who rely on us for their banking needs. At Keesler, we understand that financial services are not just about numbers; they are about people. That's why we've built a foundation of trust and reliability. Our total assets stand at an impressive $4,126,168,226, ensuring we have the resources to support you in achieving your financial goals. We currently manage total loans and leases amounting to 158,369, alongside deposits totaling $314,874,204 demonstrating our robust financial health. Our dedicated team of 823 employees, led by CEO Andrew Swoger and Board President James Hollingsworth, is here to offer personalized service and assistance tailored to your unique needs. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services such as merchant services and business loans, Keesler is equipped to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 524 Klondyke Rd, Long Beach, MS 39560-3501. Feel free to reach out at (228) 385-5561 with any questions or to set up an appointment. Join us in making a positive impact in our community where your success is our mission! Visit our website at Keesler today and discover how we can assist you in reaching your financial aspirations. We look forward to welcoming you into the Keesler family!

Branch History & Mission

Community Engagement

Keesler takes pride in its partnerships with local organizations and schools. Through various initiatives, we strive to give back to Long Beach by supporting educational programs, local charities, and events that bring people together. For those who prefer modern conveniences, Keesler offers digital advancements such as online banking, mobile payments, and electronic signatures all designed with ADA compliance in mind to ensure accessibility for all.

Join Us Today

While members can visit us at our branch location on Klondyke Rd., official correspondence should be sent to 524 Klondyke Rd, Long Beach, MS 39560-3501. With operating hours from Monday to Thursday from 9:30 AM to 5:00 PM and Friday until 5:30 PM, we invite you to stop by or call us at 228-385-5561. Come discover how Keesler can make a difference in your life today! We look forward to welcoming you into our family and helping you navigate your financial future with confidence. Visit our website at Keesler Credit Union for more information about membership and services available.

Our Mission

The mission of Keesler is clear: to enhance the financial well-being of our members while fostering a sense of community. We aim to empower our members through education and personalized service. By focusing on their needs and aspirations, we help individuals and families achieve their financial goals. We understand that each member's journey is unique. Whether you are looking to purchase your first home or need assistance with debt consolidation, we are here to guide you every step of the way. Our commitment extends beyond traditional banking; we actively engage in community outreach programs that uplift those around us.

Branch Location & Accessibility

Accessibility and Features

Our branch offers accessible parking and features such as ADA-compliant ramps to ensure that all members can easily access our facilities. We also have a drive-thru banking option available, allowing for quick and convenient transactions without leaving your vehicle.

Operating Hours

We invite you to visit us during our welcoming hours: Monday through Thursday from 9:30 AM to 5:00 PM, and on Fridays from 9:30 AM to 5:30 PM. Our dedicated staff is here during these times to assist you with a variety of financial services tailored to meet your needs.

Services Available

At Keesler, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Our online and mobile banking platforms allow for easy account management from anywhere, while our ATM provides convenient cash withdrawal services. Whether you're stopping by for a quick transaction or looking for comprehensive financial solutions, we're here to help! Don't hesitate to call us at 228-385-5561 if you have any questions or need assistance. We look forward to seeing you soon at Keesler!

Member Eligibility

At Keesler, we believe that becoming a member is like joining a close-knit community where everyone looks out for each other. If you're looking to join us at our Long Beach branch, located at 524 Klondyke Rd, you're in the right place! Membership is open to individuals who live, work, worship, or attend school in specific areas around Long Beach. It's an easy and welcoming process designed to help you feel right at home. We're excited to offer a range of benefits that come with membership, including competitive rates on loans and savings accounts, personalized service, and access to valuable resources tailored just for you. To get started on your journey with Keesler, simply check out our eligibility details here, which provide the most current information about who can join. Once you've confirmed your eligibility, opening an account is a breeze just visit our account opening page here or give us a call at (228) 385-5561 if you have any questions. We can't wait to welcome you into the Keesler family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions for businesses. Whether you need point-of-sale solutions or online payment processing, we've got you covered. Picture this: a bustling restaurant using our services to streamline orders and payments, allowing them more time to focus on providing excellent food and service. For more information about how our business banking solutions can support your vision, visit us at 524 Klondyke Rd Long Beach Ms 39560, Long Beach, MS or give us a call at (228) 385-5561. Together, let's turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Keesler offers tailored services just for you. Our business banking includes essential tools like merchant services and business loans designed to help you grow and manage your business efficiently.

Digital Banking Convenience

In today's fast-paced world, digital access is crucial. Our robust online and mobile banking features allow you to check balances, pay bills, transfer funds, and more all from the comfort of your home or on the go. With options like ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, managing your money has never been easier.

Home Financing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with competitive rates and flexible terms. We want you to feel secure in your investment while making it easy to navigate the often complex world of home financing.

Join Us Today!

With our commitment to personalized service and community support, we invite you to experience the benefits of being a member at Keesler. For more information about how we can assist you in achieving your financial goals, please don't hesitate to call us at 228-385-5561 or visit us online at kfcu.org. We look forward to serving you!

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer a variety of personal banking services. Whether you're looking for checking and savings accounts to manage your day-to-day expenses or need help planning for the future, we've got you covered. Imagine having a checking account that not only helps you track your spending but also earns interest! If you're considering buying a new car or need funds for a vehicle upgrade, our auto loans and vehicle financing options are here to assist. We strive to make the process as straightforward as possible so you can drive away in your dream car without stress.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way, which is where our personal loans and debt consolidation services come into play. We aim to provide solutions that help lighten your financial load. Plus, don't forget about our credit cards with rewards perfect for earning benefits on everyday purchases!

Digital & Online Banking

Key Features for Your Convenience

We offer a range of features that put control back in your hands. If you love keeping track of your spending, our e-statements feature allows you to view and manage your account statements digitally no more paper clutter! And if you need to sign documents quickly, our electronic signature authorization makes it hassle-free. Our mobile application is another great tool at your disposal. With the ability to make mobile payments and person-to-person transfers, sending money to friends or family is easier than ever. Just open the app, and you're good to go!

Security You Can Trust

Your safety is our priority. We use advanced security measures so you can feel confident while banking online. With features like secure logins and real-time alerts, we keep an eye on your account so you don't have to worry about unauthorized access. In summary, Keesler offers a comprehensive suite of digital banking services that ensure accessibility and ease-of-use while prioritizing security. Experience the freedom of managing your finances from anywhere by visiting us online at https://www.kfcu.org/ . Join us today and discover how convenient banking can be!

Financial Strength

Commitment to Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $41,439 in used auto loans and a total of $3,137,668,112 in loans and leases available.

Growing Membership Trust

Total Share Accounts stand at an impressive 626,063, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 524 Klondyke Rd Long Beach MS 39560 or call 228-385-5561 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial strength is reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. We provide flexible terms that make purchasing your next vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We can help guide you through the process to find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our eligibility options. Our team is here to assist you in finding a better rate or terms that fit your current situation. For more information about our loan products or to speak with one of our representatives, feel free to contact us at 228-385-5561 or visit us at 524 Klondyke Rd Long Beach MS 39560. You can also apply online through our website at www.kfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or handle everyday expenses, our credit cards come with benefits designed for your convenience.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact LendMesh has had on its users' financial well-being. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans