Keesler Flowood MS Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Keesler Credit Union! Located at 389 Ridge Way, Flowood, MS 39232, we are proud to serve our vibrant community and support our members' financial journeys. Established in 1947, Keesler has grown to become a trusted financial partner for over 327,000 members who rely on us for their banking needs. With total assets exceeding $4.1 billion, we are committed to providing personalized services that meet the unique needs of each member. At Keesler, we understand that your financial well-being is important. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to finance a new vehicle or open your first savings account, our dedicated team is here to help every step of the way. While you can visit us at our branch location in Flowood, please note that official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534-7001. Our friendly staff is available to assist you during regular hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Under the leadership of CEO Andrew Swoger and Board President James Hollingsworth, Keesler Credit Union is not just about numbers; it's about people. We pride ourselves on maintaining a strong net worth of $580 million and ensuring our members have access to cash when they need it most, with over $43 million in cash readily available. As part of our commitment to you and the community, we focus on responsible lending practices with a total loan portfolio that includes more than 158,000 loans issued. Our goal is not only to provide financial services but also to contribute positively to the lives of our members and the neighborhoods we serve. We invite you to experience the Keesler difference today! Feel free to reach out at 228-385-5500 or visit us online at Keesler Credit Union for more information or assistance with your banking needs. Join us as we continue building a brighter financial future together!

Branch History & Mission

Welcome to Keesler, a cornerstone of financial service and community support in Flowood, MS. Since opening our doors in 1947, we have built a rich legacy rooted in the values of trust, inclusivity, and member empowerment. Located at 389 Ridge Way, our branch has become a familiar spot for many in the community, offering not just banking services but also a sense of belonging. Over the years, Keesler has evolved significantly. From our humble beginnings to now serving over 327,000 members and boasting total assets of over $4.1 billion, our growth reflects our commitment to meeting the needs of our members. We pride ourselves on being more than just a credit union; we are your financial partner dedicated to helping you achieve your goals. At Keesler, our mission is clear: to provide accessible financial services while fostering strong community ties. We believe in empowering individuals and families through products like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Whether you're looking to buy your first home or need support managing your finances, we're here to help every step of the way. Our branch operates Monday through Thursday from 9 AM to 5 PM and extends its hours on Friday until 5:30 PM. We even offer Saturday drive-thru services from 9 AM to 1 PM for added convenience. While you can visit us at our Flowood location for all your banking needs, please note that official correspondence should be directed to PO Box 7001, Biloxi, MS 39534-7001. Keesler is proud to offer modern conveniences such as online banking and mobile payments alongside traditional services. Our commitment to accessibility means we ensure compliance with ADA standards and provide shared service center options for those who may need them. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations and host various events that promote financial literacy and well-being in our area. Our goal is not only to serve but also to uplift our community. Join us at Keesler Credit Union in Flowood and experience firsthand the benefits of being part of a member-focused organization that truly cares about your financial future. Together, let's build a stronger community! For more information or to open an account online today, visit our website.

Branch Location & Accessibility

A Full Range of Services

At Keesler Credit Union's Flowood branch, we offer a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our team is also ready to assist with mortgage loans and personal loans for debt consolidation. If you're part of another credit union that shares our services, feel free to conduct basic transactions here as well!

Come Visit Us!

We invite you to drop by Keesler Credit Union's Flowood branch today! Our friendly staff is eager to assist you with all your banking needs. If you have any questions or would like more information about our services before your visit, give us a call at 228-385-5500. We look forward to welcoming you!

Convenient Access and Features

Our Flowood location is designed with your convenience in mind. We provide ample parking spaces so you can easily find a spot when you visit. Plus, our branch meets all accessibility standards, ensuring everyone can enjoy our services without any hassle. While we don't offer drive-thru banking at this location, we do have an ATM available for quick cash withdrawals and balance checks.

Operating Hours That Suit Your Schedule

We understand that your time is valuable. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 5:30 PM. For those who want to stop by on Saturday, we are here from 9:00 AM to 1:00 PM for drive-thru services.

Member Eligibility

At Keesler, we believe that everyone deserves a place in our community, and becoming a member is as easy as connecting with us! Whether you live, work, or attend school in our service area, you're likely eligible to join. We welcome individuals from all walks of life, including family members of existing members. Joining us means gaining access to a wealth of financial services designed to empower you on your financial journey. You can find more detailed eligibility criteria by visiting our website at . If you're ready to take the next step, opening an account is simple and straightforward. Just visit us online at http://www.kfcu.org/apply-online/ to start your application. Our friendly team is here to assist you every step of the way. Have questions? Don't hesitate to call us at (228) 385-5500. Join Keesler today and experience the benefits of being part of a supportive financial family right here at 389 Ridge Way Flowood Ms 39232!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Picture this: a local café seamlessly accepting payments from customers using various methods credit cards, mobile wallets, and more thanks to our reliable services. This not only enhances customer satisfaction but also boosts sales efficiency. Located at 389 Ridge Way Flowood Ms 39232, Flowood, MS, we're here to partner with you on your journey toward success. Explore how our tailored solutions can make a difference for your business today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we offer tailored solutions such as merchant services and business loans to help your enterprise thrive. We know that running a business comes with its challenges, and having the right financial partner can make all the difference.

Connect with Us

At Keesler, we believe in building strong relationships with our members. If you have questions about any of our services or need assistance, feel free to reach out at 228-385-5500 or visit us during our operating hours: Monday - Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. We invite you to explore all that we have to offer at Keesler in Flowood. Your financial well-being is important to us let's take this journey together! For more information about opening an account or applying for a loan, visit us online at Keesler's website.

Credit Cards and Rewards

Who doesn't love a little extra? Our credit cards with rewards let you earn points on your everyday purchases, making it easier to enjoy benefits like cash back or travel rewards. It's a small way we help you make the most out of your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in top-notch online and mobile banking platforms. You can manage your accounts anytime, anywhere using our user-friendly app or website. With features like ATM access, cash withdrawals, balance checks, and even person-to-person payments, handling your finances has never been easier.

Personal Banking Services

We understand that managing your finances can sometimes be overwhelming. That's why at Keesler, we offer various checking and savings accounts designed to help you keep your money secure while earning interest. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without straining your budget. For those planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized assistance. Additionally, our personal loans and debt consolidation services can provide relief by helping you manage existing debts more effectively.

Shared Branch Transactions

For members who bank with other credit unions, we offer basic shared branch transactions such as deposits and withdrawals. This means you can handle essential banking tasks without needing to visit multiple locations.

Digital & Online Banking

Accessibility and Ease-of-Use

As part of our commitment to accessibility, we provide e-statements so you can keep track of your account activity without the clutter of paper statements. And if you need to send money quickly to friends or family, our person-to-person transfers make it simple and fast. Our services are designed for everyone, no matter where you are in life. With 24/7 online banking options, you'll always be in control of your finances. Join us at Keesler to experience the ease and convenience of modern banking today!

Key Features

With our online banking services available at https://www.kfcu.org/ , you can easily check your balances, transfer funds, and pay bills without stepping into a branch. If you prefer the convenience of mobile banking, our mobile application allows you to manage your accounts right from your smartphone. Plus, with features like mobile payments, making purchases has never been easier or more secure. We also prioritize security. Our electronic signature authorization feature ensures that all your transactions are safe and verified. You'll have peace of mind knowing that your personal information is protected while you take care of your banking needs.

Financial Strength

Commitment to Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $41,439 in used auto loans and a total of $3,137,668,112 in loans and leases.

Growing Community Trust

We have built a strong community trust with 626,063 total share accounts, showing that many members trust us with their finances. This growing member base is a testament to our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 389 Ridge Way Flowood Ms 39232 or call 228-385-5500 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is reflected in our operational efficiency; although our net income is $0, we continue to provide valuable products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our business loans can help you reach your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We are here to guide you through each step of the process so you can focus on what matters most finding your perfect home.

Refinancing Options

If you're considering refinancing any of these loans for better terms or lower interest rates, we have options available to assist you. Our knowledgeable staff can help determine if refinancing is right for you. At Keesler located at 389 Ridge Way Flowood Ms 39232, we are committed to providing personalized service and tailored solutions for all our members' lending needs. If you have questions or need assistance choosing the right loan product for you, don't hesitate to reach out at (228) 385-5500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while allowing you to keep track of your spending easily.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. Each lender listed meets stringent guidelines, giving you peace of mind when comparing loan options.

KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans