Keesler Biloxi MS Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Keesler, your trusted credit union located at 2602 Pass Rd, Biloxi, MS 39531. Established in 1947, we have proudly served our community for over 75 years, becoming a cornerstone of financial support and guidance for our members. With a total membership exceeding 327,000, we are dedicated to putting people before profits and ensuring that everyone has access to the financial tools they need. At Keesler, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our total assets stand at an impressive $4,126,168,226, with total deposits reaching $314,874,204 a testament to the trust our members place in us. Led by our CEO, Andrew Swoger, and Board President James Hollingsworth, our team of 823 employees is committed to providing exceptional service and support. We invite you to experience this firsthand by visiting us or giving us a call at 228-385-5500. For any official correspondence, please use our mailing address: P O Box 7001, Biloxi, MS 39534-7001. Whether you're looking for competitive loan rates or robust online banking options, Keesler is here to guide you every step of the way. Join us today and discover how we can help you achieve your financial goals! For more information about our services or to open an account online, visit our website at Keesler Credit Union.

Branch History & Mission

At Keesler, we take pride in our rich history and commitment to serving the community of Biloxi, Mississippi. Since opening our doors in 1947, we have grown from a small financial institution into a trusted credit union with over 327,000 members. Located at 2602 Pass Rd, Biloxi, MS 39531, our branch has become a cornerstone of the community, offering essential banking services that empower individuals and families. Keesler's journey began with a mission to provide affordable financial services to those who needed them most. Over the years, we have achieved remarkable milestones, including amassing total assets of over $4.1 billion. This growth reflects not just our commitment to sound financial practices but also the trust placed in us by our members. With a dedicated team of over 800 employees, we continue to enhance our offerings and ensure that every member feels valued and supported. Our mission is simple yet profound: to improve the financial well-being of our members while actively engaging in community support initiatives. We aim to provide personalized banking experiences through services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We understand that each member's needs are unique; therefore, we strive to create tailored solutions that fit their lifestyles. While members can visit us at 2602 Pass Rd, official correspondence should be sent to P O Box 7001, Biloxi, MS 39534-7001. Our lobby hours are convenient for busy schedules open Monday through Friday from 7:30 AM to 5:00 PM and we offer both ATM and drive-thru services for added accessibility. As we embrace technological advancements, Keesler remains committed to ensuring ADA compliance and enhancing customer experiences through online and mobile banking platforms. We recognize that being connected is vital in today's world. That's why we offer features like electronic signatures and mobile payments for seamless transactions. Community outreach is at the heart of what we do at Keesler. We actively partner with local organizations to support education programs, health initiatives, and various community events aimed at uplifting those around us. Our aim is not only to provide financial assistance but also to make a positive impact in Biloxi and beyond. If you're looking for a credit union that values relationships over transactions, consider joining Keesler today. Experience firsthand the benefits of being part of a community-focused institution dedicated to your financial success. For more information or to open an account online, please visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Keesler, your trusted financial partner located conveniently at 2602 Pass Rd in Biloxi, MS. Our branch is easy to find and accessible, making it simple for you to manage your banking needs. Whether you're a long-time member or visiting us for the first time, we strive to provide a friendly atmosphere where you can feel comfortable and supported. Just a stone's throw away from popular local spots like the Biloxi Bay Bridge and the beautiful beaches of the Gulf Coast, our location is perfect for those living in Harrison County. Parking is ample and hassle-free, ensuring that you can get in and out quickly. We also have ADA-compliant features like ramps to make your visit as smooth as possible. While our official address is 2602 Pass Rd, members should note that any correspondence can be sent to P O Box 7001, Biloxi, MS 39534-7001 if needed. Our operating hours are designed to accommodate your busy schedule join us Monday through Friday from 7:30 AM to 5:00 PM for all your banking needs. At Keesler, we offer a range of services tailored to fit your financial lifestyle. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need a quick withdrawal? Our drive-thru service is here for basic transactions, while our ATM allows for convenient cash access whenever you need it. If you have questions or need assistance, don't hesitate to reach out! Call us at 228-385-5500 we're here to help. Come by today and discover how Keesler can support your financial journey!

Member Eligibility

At Keesler, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're interested in experiencing the benefits of being part of our community, it's easy to get started! Membership is open to anyone who lives, works, worships, or attends school in certain areas around us. We welcome individuals and their families, ensuring that our services cater to your needs. For detailed eligibility criteria, feel free to check out this resource: . Once you know you're eligible, opening an account is just a click away! Visit us at http://www.kfcu.org/apply-online/ to start your application. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (228) 385-5500. We're here to help you every step of the way and can't wait to welcome you into the Keesler family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine a world where transactions are smooth and hassle-free. Our merchant services enable you to accept payments easily, whether online or in-store, allowing you to focus on what matters most growing your business. By streamlining payment processing, we help reduce waiting times and improve customer satisfaction. Located at 2602 Pass Rd Biloxi Ms 39531, Biloxi, MS, our friendly team is ready to assist you. Call us today at (228) 385-5500 or visit us during our operating hours from 7:30 am to 5:00 pm, Monday through Friday. Let's work together to make your business dreams a reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. With competitive rates and flexible terms, you can find the perfect loan that fits your budget. Plus, our experienced team is here to guide you through the process, ensuring you get the best deal possible.

Business Banking Services

For business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support. Let us help you manage cash flow and grow your business efficiently.

Convenient Access Options

We know how important it is for you to have easy access to your finances. That's why we provide an array of convenient services such as ATM access for quick withdrawals and balance checks as well as basic drive-thru banking for deposits and simple transactions without leaving your car. Our commitment at Keesler is to ensure you have everything you need under one roof while maintaining easy access through digital solutions. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to call us at (228) 385-5500 or visit us today! We're here to help make banking simpler for you.

Credit Cards with Rewards

Our credit cards with rewards are perfect for those who want to earn benefits as they spend. Enjoy perks like cashback on purchases or travel rewards that make every transaction more rewarding. It's not just about spending; it's about getting something back in return.

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans. Whether you are buying your first home or looking to refinance an existing mortgage, we offer personalized solutions that cater to your specific situation. Picture yourself settling into a home that suits your lifestyle while enjoying peace of mind knowing you're backed by supportive professionals.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed for your convenience. Imagine easily managing your daily expenses and saving for future goals all in one place. Our online and mobile banking services allow you to access your accounts anytime, anywhere, making it simple to check balances, transfer funds, or pay bills with just a few taps on your phone.

Personal Loans and Debt Consolidation

Need extra cash for unexpected expenses or planning a big purchase? Our personal loans provide quick access to funds with straightforward repayment terms. Additionally, if you're juggling multiple debts, consider our debt consolidation options that simplify your finances by combining payments into one manageable loan.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balance, pay bills, and transfer money whenever it suits you. You can also take advantage of electronic signature authorization for a hassle-free experience when signing documents online. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick to share funds directly from your account. And if you prefer using your mobile device, our dedicated mobile application offers all these features right at your fingertips, including mobile payments for easy checkout at stores.

Security and Accessibility

At Keesler, security is our top priority. We utilize advanced technology to protect your personal information, giving you peace of mind while banking online. Our services are designed with you in mind easy to navigate and accessible from any device. Whether you're managing daily expenses or planning for the future, our digital banking tools help you stay organized and in control of your finances. Join us at Keesler and experience the ease and security of modern banking!

Financial Strength

Commitment to Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our robust lending capacity is highlighted by $41,439 in used auto loans and $3,137,668,112 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 626,063, showing a strong and growing member base that trusts us with their finances. This trust is essential as we navigate the financial landscape together. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 2602 Pass Rd Biloxi Ms 39531 or call (228) 385-5500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide tailored options that suit your budget and lifestyle.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $227,822,420 can help you achieve your business objectives. We understand the challenges small businesses face and strive to support their growth through tailored lending solutions.

Credit Lines and Unsecured Credit Cards

For those who need extra flexibility in managing their finances, we offer total credit lines amounting to $1,348,728,864. Additionally, our unsecured credit card loans total $149,251,355, providing you with options that help you manage expenses without the burden of collateral. Our flexible terms allow you to navigate through various financial situations effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We aim to provide accessible solutions for our members looking to invest in real estate.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility for one of our products, don't hesitate to reach out. Our team is here to guide you through the process and find the best options available for your specific situation. Feel free to contact us at (228) 385-5500 during our operating hours from 7:30 am - 5:00 pm Monday through Friday for more information about our loan products or visit us online at Keesler. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Keesler help you take the next step toward achieving your financial dreams!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with clear information so they can make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is not only current but also adheres to strict regulations, ensuring fair and transparent offers for all users. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, which promotes trust and clarity in the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment to neutrality helps users receive unbiased results tailored to their needs. Another advantage is the real-time rate comparisons available on LendMesh. Users can access up-to-date loan rates from multiple institutions at any time. This immediacy allows them to evaluate options quickly and confidently, helping them secure the best possible deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying the borrowing process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans