Keesler Mobile AL Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Keesler at our Mobile Midtown branch, located at 100 N Florida St, Mobile, AL 36607. Since our establishment in 1947, we have proudly served our community, growing to a membership of over 327,000 individuals who trust us with their financial needs. As part of the Keesler family, we are dedicated to providing personalized banking solutions designed to help you achieve your financial goals. At Keesler, we understand that your financial journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $4.1 billion, we are well-equipped to support our members through every stage of life. Our commitment to you goes beyond just numbers. We focus on fostering relationships built on trust and transparency. Under the leadership of CEO Andrew Swoger and Board President James Hollingsworth, our team of 823 employees is here to ensure that you receive exceptional service tailored to your individual needs. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534-7001. With total deposits reaching $314 million and a robust net worth of $580 million, Keesler stands as a pillar of strength in the financial community. We also maintain a healthy cash reserve of over $43 million to ensure that we can meet your needs promptly. We invite you to experience the difference that comes with being a member of Keesler Credit Union. Whether you're looking to open an account or need assistance with a loan application, feel free to call us at 228-385-5500 or visit our website at Keesler Credit Union. Our doors are open during the week from Monday to Friday for your convenience. Join us today and discover how Keesler can be your trusted partner in achieving financial success!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Keesler has embraced digital advancements by providing features like mobile payments and online banking options. We ensure that all members can access their accounts easily while maintaining high security standards. While you can visit us at our branch location in Mobile during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM we also offer shared service center access for added convenience. We invite you to join us at Keesler and experience the difference of being part of a credit union that truly cares about its members and community. For more information or assistance, feel free to call us at (228) 385-5500. Your financial journey is important to us!

Our Mission

At Keesler, our mission is clear: we strive to provide exceptional financial services while fostering a supportive community environment. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. Whether you are looking for personal banking options like checking and savings accounts or need financing for your next vehicle or home, we are here to help. We recognize that each member's journey is different, and that's why we offer various products including auto loans, mortgages, personal loans, and credit cards with rewards. Our focus on customer service extends beyond traditional banking; we also offer online and mobile banking solutions for your convenience. In addition to meeting financial needs, Keesler is deeply committed to giving back to the community. We engage in numerous outreach initiatives aimed at supporting local organizations and enhancing the well-being of our neighbors. By partnering with schools and charities, we aim to make a positive impact where it matters most.

Branch Location & Accessibility

Accessibility Features

At Keesler, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other facilities to accommodate everyone. We want every visit to be comfortable and straightforward.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and even Saturday mornings from 9:00 AM to 1:00 PM. This way, you can choose a time that best fits your schedule.

Services Offered

During your visit, you'll find a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide credit cards with rewards and business banking solutions for entrepreneurs looking for merchant services or business loans. For added convenience, our branch offers shared services for partner credit union members too! And if you're in need of quick cash access after hours or on weekends? Our ATM is available whenever you need it. So why wait? We invite you to stop by Keesler's Mobile Midtown branch today! Feel free to call us at 228-385-5500 if you have any questions or need assistance before your visit. We look forward to helping you achieve your financial goals!

Member Eligibility

At Keesler, we believe that everyone deserves a supportive financial community, and becoming a member is the first step to enjoying a range of benefits tailored just for you. If you live, work, worship, or attend school in Mobile County, you're already eligible to join our vibrant family. We aim to make the membership process as simple and welcoming as possible. Plus, once you're part of Keesler, you'll gain access to our personalized banking services designed to meet your unique needs. For complete details on eligibility criteria, feel free to check out this link. Joining us is easy! You can start your membership journey right away by visiting our website and applying online at this application page. If you have any questions or need assistance, don't hesitate to reach out at (228) 385-5500. We can't wait to welcome you into the Keesler family at our branch located at 100 N Florida St Mobile Al 36607!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Alongside our loan offerings, we provide comprehensive merchant services designed to simplify transactions for your business. Imagine having access to quick payment processing that lets you focus on what you do best running your business! Our solutions help streamline operations, allowing you to enhance customer experience while ensuring smooth financial management. Visit us at 100 N Florida St Mobile Al 36607, Mobile, AL, or give us a call at (228) 385-5500 to learn more about how our Business Banking & Commercial Services can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we provide essential tools to help your business thrive. Our business banking services, including merchant services and business loans, ensure that your financial operations run smoothly so you can focus on what matters most growing your business.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at any time is crucial. That's why we've invested in robust online and mobile banking platforms. With just a few taps on your device, you can manage your accounts, pay bills, and transfer funds from anywhere. Our features include ATM & cash withdrawal services, ensuring that accessing cash is never a hassle.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can provide the financial relief you need without adding stress to your budget. Additionally, we offer credit cards with rewards that allow you to earn while you spend, making everyday purchases even more rewarding.

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking options are tailored just for you. We offer checking and savings accounts that make it easy to keep track of your funds. For those looking to buy a new car or refinance an existing one, our auto loans and vehicle financing solutions come with competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing options can guide you through that process with ease.

Shared Branch Transactions

If you're traveling or simply want to bank elsewhere, our partnership with other credit unions allows for basic shared branch transactions like deposits and withdrawals for partner credit union members. This means you have flexibility no matter where life takes you. With all these offerings at your fingertips, it's clear that Keesler is committed to supporting our members' financial journeys. If you have questions about any of our services or want personalized advice, don't hesitate to give us a call at (228) 385-5500. We're here for you! Ready to experience all that we have to offer? Visit us today at 100 N Florida St Mobile Al 36607 or check out our website at Mobile Midtown for more information on how we can assist you in achieving your financial goals!

Digital & Online Banking

Key Features

When you visit us online at https://www.kfcu.org/ , you'll discover a range of user-friendly services designed to simplify your banking experience. With 24/7 online banking services available, you can check your account balance, transfer funds, and pay bills at any time that suits you. Our mobile application makes it even easier to manage your finances right from your smartphone. If you've ever needed to send money quickly, you'll appreciate our person-to-person transfer feature. It allows you to send cash easily to friends or family without the hassle of checks or cash exchanges. Plus, our electronic signature authorization makes signing important documents a breeze no more printing and scanning required!

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your information while providing easy access to all your banking needs. Additionally, e-statements are available for those who prefer going paperless; this not only helps you stay organized but also contributes to a greener planet. For those who enjoy using mobile payments, Keesler supports this feature as well, allowing you to make purchases quickly and securely without needing your physical card. In short, whether you're checking balances from the couch or transferring money while out shopping, our digital and online banking services at Keesler offer you convenience without compromising safety. Explore all these features today and see how easy managing your finances can be!

Financial Strength

At Keesler, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to providing you with reliable services and support. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results, we have achieved remarkable milestones in our financial journey. With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings; members' funds are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting you. Currently, we have no non-member deposits to ensure that our resources are dedicated solely to our members. Additionally, with $539,635,470 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is impressive as well. With $41,439 in used auto loans and a total of $3,137,668,112 in loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to focus on offering competitive loan rates and solid financial products for our members. We take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us is evident with 626,063 total share accounts, showing a strong member base that chooses Keesler for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 100 N Florida St Mobile Al 36607 or call 228-385-5500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you're looking for a new ride or a reliable pre-owned vehicle, our financing options can make it happen.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $227,822,420 provide the capital needed to take your business further. We're committed to supporting local businesses and helping them thrive.

Credit Lines and Unsecured Credit Cards

For those seeking flexibility in managing expenses, we offer substantial credit lines with a total of $1,348,728,864 available. Additionally, our unsecured credit card loans amounting to $149,251,355 help members manage their finances effectively with flexible terms tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We guide you through the process and provide competitive rates to ensure you find the right fit for your budget.

Refinancing Options

If you're considering refinancing any of your existing loans or seeking eligibility options for our various products, feel free to reach out. Our team is ready to assist you in finding solutions that meet your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Keesler, we prioritize transparency and aim to provide straightforward information so you can make informed decisions about your financial future. Visit us today or apply online at Keesler to discover how we can assist you!

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. Users can benefit from real-time rate comparisons, which means they have access to up-to-date loan rates from multiple institutions. This feature allows them to make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of the platform in delivering valuable savings. For anyone looking to secure a favorable loan rate, LendMesh is an essential tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

KEESLER

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans