KC Unidos Credit Union Kansas City MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kc Unidos, your trusted financial partner located at 2130 Jefferson St Ste A, Kansas City, MO 64108. Since our establishment in 1941, we have proudly served our community with commitment and care, helping over 1,497 members achieve their financial dreams. At Kc Unidos, we understand that each member's journey is unique, and we are dedicated to providing personalized banking solutions tailored just for you. As a credit union with total assets of $7,388,289, we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking options. With total deposits reaching $552,702, you can trust us to keep your money safe while helping it grow. Our net worth stands strong at $2,346,881, reflecting our sound financial health and stability. Led by our CEO Stacey Calderon and Board President Cristobal Medina, our team of five dedicated employees is always ready to assist you. We pride ourselves on being more than just a bank; we are part of the community. Whether you're looking for a new auto loan or need guidance on debt consolidation, we're here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 2130 Jefferson ST Ste A, Kansas City, MO 64108. Feel free to reach out to us at 816-842-6473 during our lobby hours from 9:00 AM to 5:00 PM on weekdays. Join us today and experience the Kc Unidos difference! Visit our website at kcunidosfcu.com for more information or to explore our loan options. Your financial future starts here!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we are an integral part of the Kansas City community. Our outreach efforts include partnerships with local organizations that promote financial literacy and support those in need. We understand that when our community thrives, so do we. As we move forward, we're excited about embracing new technologies to better serve you. Our online banking services allow for easy account management from the comfort of your home. If you're looking for a place where your financial dreams can take root and grow, consider joining Kc Unidos today! Experience firsthand how we're dedicated to serving you with heart and expertise. Together, let's build a brighter future for all! For more information or to start your membership journey, please call us at 816-842-6473 or visit our website.

Our Mission

At Kc Unidos, our mission is clear: to provide comprehensive financial solutions while enhancing the quality of life for those in our community. We strive to offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. We believe that financial education and accessibility are crucial for empowering individuals to achieve their goals. While members can visit us at 2130 Jefferson St Ste A, official correspondence should be sent to 2130 Jefferson ST Ste A, Kansas City, MO 64108 if necessary. Our dedicated team is here to help you navigate your financial journey with confidence.

Our Story

The history of Kc Unidos is one of resilience and dedication. Since opening our doors, we have focused on serving our members with integrity and care. Our total assets now exceed $7,388,289, reflecting not just our growth but also the trust placed in us by our community. Throughout the years, we have achieved numerous milestones, including expanding our range of services to meet the evolving needs of our members. As we look back at our accomplishments, we celebrate our commitment to accessibility and support. We may not have drive-thru banking or ATMs right now, but we ensure that every member receives personalized attention during our operating hours from 9:00 AM to 5:00 PM on weekdays. Our focus remains on delivering exceptional service and fostering meaningful relationships.

Branch Location & Accessibility

Convenient Access and Features

At Kc Unidos, we prioritize convenience and accessibility. Our branch offers ample parking options to ensure that your visit is hassle-free. We understand the importance of making banking accessible for everyone, which is why our location complies with ADA standards. If you need assistance or have special requirements, our friendly staff is always here to help. Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us before or after work. While we do not offer ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with a range of services right inside the branch.

Get in Touch

We invite you to come visit Kc Unidos! For any questions or assistance before your visit, feel free to call us at 816-842-6473. Our team looks forward to welcoming you and helping you achieve your financial goals!

Services Tailored for You

Kc Unidos provides a variety of financial services including personal checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We also feature online banking options for those who prefer managing their finances from home. This way, whether you're looking to save for a dream vacation or finance a new vehicle, we're here to support your journey. If you need to send official correspondence, please note that while members can visit us at 2130 Jefferson St Ste A, all mail should be directed to the same address.

Member Eligibility

At Kc Unidos, we're excited to welcome new members into our close-knit community! Joining us is simple and open to anyone who lives, works, or worships in the Kansas City area. Whether you're looking for a supportive financial partner or just want to take advantage of our great rates and services, you belong here. To find out more about specific eligibility criteria, feel free to check out this helpful resource. Opening an account with us is just as easy! You can start your membership journey by visiting our website at http://www.kcunidosfcu.com/loans or giving us a call at (816) 842-6473. We're here to guide you through the process and answer any questions you may have. Your financial well-being is our priority, and we can't wait to help you achieve your goals at Kc Unidos, located at 2130 Jefferson St Ste A Kansas City Mo 64108!

Business Banking & Commercial Services

Merchant Services That Matter

When it comes to payment processing, our merchant services offer practical benefits that simplify transactions for your business. Imagine quickly accepting payments from customers without any hassle, allowing you to focus on what truly matters growing your business. Our tools are designed to help streamline operations, making it easier for you to manage your finances effectively. Visit us at 2130 Jefferson St Ste A Kansas City Mo 64108 in Kansas City, MO, or call us at (816) 842-6473 to learn more about how our business banking and commercial services can empower your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

With the rise of digital banking, we recognize the importance of convenience. That's why at Kc Unidos, we prioritize user-friendly platforms. Enjoy the benefits of online banking where you can manage your accounts from anywhere. Although we currently do not have ATM services available at our branch, our staff is always ready to assist you with any cash withdrawal needs during operating hours. We invite you to visit us at 2130 Jefferson St Ste A Kansas City Mo 64108, or give us a call at (816) 842-6473 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Let's work together towards achieving your financial goals today! For more information about all our services, feel free to explore our website at Location.

Business Banking Solutions

If you're a business owner, explore our business banking services, including merchant services and business loans. We aim to support local businesses in their growth journey by providing flexible financial solutions tailored specifically for entrepreneurs.

Credit Cards with Benefits

For those who love rewards, our credit cards with rewards program allows you to earn points on every purchase. This way, every time you swipe your card, you're working towards something special be it cash back or exciting rewards.

Loans Made Simple

When it comes to financing, Kc Unidos has you covered. If you're considering buying a new car, our auto loans and vehicle financing solutions are designed to get you on the road quickly and affordably. Or if you're looking for a home, we provide comprehensive mortgage loans and refinancing options that can help turn your dream into reality. We also understand that life can bring unexpected expenses; that's why we offer personal loans and debt consolidation services to assist you in managing those financial challenges.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or managing everyday expenses, our accounts come with features that can simplify your banking experience. Imagine having easy access to your funds through our online and mobile banking options, making it convenient to check your balance or transfer money whenever you need.

Digital & Online Banking

Convenience on the Go

While we currently don't have a mobile application or mobile payments feature, our website is fully optimized for mobile use. This means you can perform banking tasks right from your smartphone or tablet without any hassle. In summary, at Kc Unidos, we're committed to making digital banking convenient and secure for our members. Take control of your finances today by visiting us at https://www.kcunidosfcu.com/!

Key Features

Our online banking platform provides real-time account management, so you can check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our user-friendly interface is designed to make banking straightforward and stress-free. You'll also appreciate our person-to-person transfer feature, allowing you to send money easily to friends or family. No need for cash or checks just a few taps on your device and you're set!

Security and Accessibility

Security is always a top priority at Kc Unidos. While we don't currently offer electronic signature authorization, our online banking system employs robust security measures to keep your information safe. You can feel confident knowing that your data is protected while you manage your accounts. For those who prefer paperless options, we provide e-statements that make it easy to track your transactions without cluttering your mailbox. This not only saves trees but also helps you organize your finances better.

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 2,251, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further illustrating our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kc Unidos is your trusted partner. Visit us at 2130 Jefferson St Ste A Kansas City Mo 64108 or call (816) 842-6473 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $313,211 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,028,722, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $13,976 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $2,243,035 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $148 in used auto loans and $6,631,103 in total loans and leases supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $2,346,881, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 31.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,405,600 in used vehicle loans and $1,489,072 in new vehicle loans already helping members get on the road. We make financing simple and straightforward so you can focus on what matters most enjoying your new ride!

Business Financing

For business owners, while we do not currently have outstanding commercial loans available, we encourage local entrepreneurs to reach out and discuss potential financing options tailored for growth and expansion.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, but our team is here to guide you through various mortgage products that fit your needs.

Personal Loans & Credit Lines

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. Currently totaling $0, these loans help members manage their finances effectively by providing access to funds when they need them most. If you're looking for a way to consolidate debt or finance a large purchase, our personal loans are designed with your needs in mind.

Refinancing Options

We know that circumstances change; therefore, if you're considering refinancing any existing loans or exploring eligibility options with us, please don't hesitate to ask. Our knowledgeable staff can assist you in finding the best solutions available. At Kc Unidos, we are committed to serving our community's financial needs with integrity and transparency. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today by visiting our website or stop by our branch! Let us help you take the next step toward achieving your financial goals.

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KC UNIDOS FEDERAL CREDIT UNION - Kansas City, MO

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