KC Fairfax Credit Union Kansas City KS | Best Auto Loans & Business Banking

Introduction

Welcome to Kc Fairfax Federal Credit Union, where community and commitment meet financial services tailored just for you! Located at 104 Sunshine Rd, Kansas City, KS 66115, we have proudly served our members since 1947. With a deep-rooted history in the area, we have grown to support a vibrant membership of 2,005 individuals who trust us with their financial needs. At Kc Fairfax, we understand that your financial journey is unique. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Our total assets amount to an impressive $7,305,095, ensuring that we have the resources to help you achieve your goals. Whether you're looking to buy your first car or consolidate debt, our dedicated team is here to provide personalized assistance. We are proud of our solid financial foundation, which includes total deposits of $281,484 and a net worth of $799,401. With cash in hand totaling $69,355, we are equipped to lend support when you need it most. Our total loans number around 499, showcasing our commitment to lending responsibly while meeting the diverse needs of our members. Led by CEO Prentice Watson and Board President Shiela Lee, our team is passionate about fostering relationships within the community. We believe in making banking accessible and straightforward. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address at 104 Sunshine Rd. Feel free to reach out to us at (913) 647-9490 for any inquiries or just to chat about how we can assist you better. We invite you to explore more about us online at kcffcu.com. Join us today and discover how Kc Fairfax Federal Credit Union can empower your financial future!

Branch History & Mission

Join Us

We invite you to become part of the Kc Fairfax family! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Whether you're looking for personal banking solutions or support for your business endeavors, we're here for you every step of the way. Your journey towards better financial health starts with us let's grow together!

Our Mission

The mission of Kc Fairfax is simple yet profound: to empower our members by providing accessible financial services while fostering a supportive community environment. We believe in the importance of not just offering loans and banking services but also in uplifting those around us. Our goal is to help each member achieve their financial dreams through personalized service and tailored solutions. As part of our commitment to innovation, we have embraced digital advancements that enhance the member experience without compromising personal touch. From online banking options to mobile applications, we ensure that managing finances is straightforward and convenient. Our dedication extends beyond just banking. We actively engage in community outreach initiatives aimed at supporting local organizations and causes. Partnering with schools and charities allows us to give back and strengthen the fabric of our neighborhood. With total assets nearing $7.3 million and a commitment to transparency, we strive to maintain a solid financial position that benefits all members. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options.

Branch Location & Accessibility

Additional Services

While we currently do not offer drive-thru banking or ATM services at this location, our dedicated team is ready to help you with online and mobile banking solutions for your convenience. You can also reach us anytime at 913-647-9490 if you have questions or need assistance. We look forward to welcoming you into Kc Fairfax Federal Credit Union! Stop by today or give us a call; we're here to support your financial journey.

Convenience and Accessibility

At Kc Fairfax, we prioritize your convenience. Our branch is located in a friendly area of Wyandotte County, making it easy for you to stop by during your daily routine. Parking is readily available, allowing you to pop in without any hassle. We also ensure that our facility meets ADA compliance standards so that everyone can enjoy seamless access.

Operating Hours

Our doors are open from 7:00 a.m. to 4:00 p.m., Monday through Friday. We invite you to come in and experience our personal touch as we assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and much more.

Member Eligibility

Joining Kc Fairfax is more than just opening an account; it's about becoming part of a warm and welcoming community that truly cares about its members. To be eligible for membership, you need to meet some simple criteria, which generally include living, working, or worshipping in the area we serve. It's our way of ensuring that our members share a common bond and can benefit from the services we offer. For a complete rundown of these eligibility details, feel free to check out this link. Once you find that you qualify, opening an account at Kc Fairfax is straightforward and hassle-free! We pride ourselves on providing easy access to personal banking services that can help you achieve your financial goals. If you have any questions or need assistance, don't hesitate to reach out to us at (913) 647-9490. We're here to help you every step of the way as you embark on this exciting journey with us at 104 Sunshine Rd Kansas City Ks 66115!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify daily operations. Picture a bustling retail store processing transactions effortlessly with our payment solutions. Our services ensure quick and secure payments, allowing you to focus on what truly matters growing your business. Located conveniently at 104 Sunshine Rd Kansas City Ks 66115 in Kansas City, KS, we're here to partner with you every step of the way. If you're ready to take your business to the next level, give us a call at (913) 647-9490 or visit our website at Kc Fairfax Federal Credit Union.

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member commercial loans funded, we are dedicated to offering flexible financing solutions when the time comes. Imagine a local bakery that dreams of expanding its operations. With our tailored commercial loans, that dream can become a reality. By providing the necessary capital for equipment upgrades or new locations, we help businesses like this thrive in their communities.

Comprehensive List Of Services

Business Banking

For local business owners, we offer business banking services that include merchant services and business loans. We believe in supporting our community's entrepreneurs by providing them with the resources needed to thrive. Consider how much easier managing business expenses can be with tailored financial solutions at your fingertips.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking options that let you manage your finances anytime, anywhere. With features like person-to-person payments and e-statements, handling transactions is simple and straightforward. At Kc Fairfax, we strive to provide exceptional service and support every step of the way. If you're ready to explore how our services can meet your needs or if you have any questions, don't hesitate to reach out! Call us at (913) 647-9490 or visit us at Kc Fairfax Federal Credit Union today! Your financial future starts here!

Home Loans

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to meet your needs. With personalized guidance throughout the process, we make homeownership attainable. Picture turning the key to your new front door with confidence, knowing you've made a smart financial choice.

Personal Banking

We offer various personal banking options, including checking and savings accounts designed for everyday convenience. Whether you're saving for a vacation, managing daily expenses, or planning for the future, our accounts come with features to suit your lifestyle. Imagine effortlessly tracking your finances using our online and mobile banking tools while enjoying the peace of mind that comes from knowing your funds are secure.

Personal Loans & Credit Cards

Need extra cash for unexpected expenses? Our personal loans and debt consolidation options can help ease financial burdens. Plus, our credit cards with rewards allow you to earn benefits on everyday purchases imagine earning cash back or points while shopping for groceries or dining out!

Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing solutions can get you on the road quickly. We know that purchasing a vehicle is a significant investment, so we provide competitive rates and flexible terms to ensure you drive away satisfied. You could find yourself behind the wheel of your dream car sooner than you think!

Digital & Online Banking

Key Features for Easy Banking

Our online banking platform allows you to check your account balances, review transactions, and pay bills with just a few clicks. Want to send money to friends or family? Our person-to-person transfer feature makes it quick and easy no need for cash or checks. Plus, if you prefer going paperless, you can opt for e-statements, which are readily available for your convenience.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information. Although we currently do not offer electronic signature authorization, rest assured that all transactions within our digital platforms are safe and secure. Your trust means everything to us. In short, at Kc Fairfax, we're committed to providing you with accessible and user-friendly online banking solutions that keep your financial life organized and manageable. Explore more about these services by visiting us at https://www.kcffcu.com/!

User-Friendly Mobile Application

For those who are always on the go, our mobile application is here to help. You can download it easily and enjoy all the same features as our online banking from your smartphone or tablet. While mobile payments aren't available yet, our app lets you stay connected to your finances wherever life takes you.

Financial Strength

At Kc Fairfax, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a deep commitment to our community and a strong foundation of financial resources, we work tirelessly to ensure you have the support you need for your financial journey. Our net worth of $799,401 reflects our solid financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 10.94%, which demonstrates a robust capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $994,582 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profits, ensuring that our resources focus on benefiting you. For instance, with non-member deposits at $0, we can provide better loan rates and exclusive perks designed just for you. With $59,708 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. Our capacity to support your financial goals is evident in our portfolio: we have $59 in used auto loans and $3,773,885 in total loans and leases available for our members. Our efficiency shines through as well; with a net income of $-$25,566, we ensure that we can maintain competitive loan rates while continuing to provide quality financial products tailored to your needs. We also take pride in having 3 full-time employees and 3 part-time employees ready to assist you at every step. In addition, we manage a total of 2,864 accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares stand at $0, representing funds available for lending and investments further evidence of our commitment to serving you. For more details on how we support your financial needs, visit us at 104 Sunshine Rd Kansas City Ks 66115, or give us a call at (913) 647-9490. Our dedicated team is here to help you achieve your financial goals with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $843,368 in used vehicle loans and $607,032 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Credit Lines and Unsecured Credit Cards

If you're in need of extra funds for personal expenses, we also provide credit lines with a total of $300,000 available. Plus, our flexible terms on unsecured credit card loans, with a total of $153,589 in loans helping members manage their finances effectively, ensure you have access to cash when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $244,067, make buying or refinancing simple. We offer various plans that can adapt to your financial situation, whether you are purchasing your first home or looking to refinance an existing mortgage.

Refinancing Options

For those interested in lowering monthly payments or consolidating debt, we offer refinancing options across our loan products. This can help you save money and simplify your financial obligations. For more information about our loan offerings or to speak with one of our friendly representatives, feel free to call us at (913) 647-9490. You can also visit us at our branch located at 104 Sunshine Rd Kansas City Ks 66115, Kansas City, KS 66,115. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Kc Fairfax can assist you in achieving your financial dreams today!

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KC FAIRFAX FEDERAL CREDIT UNION - Kansas City, KS

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