K.C. Area Credit Union Kansas City KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to K.c. Area, your trusted financial partner located at 1401 Fairfax Trfy Ste 100E, Kansas City, KS 66115. Since our establishment in 1946, we've been dedicated to serving our community and helping our members achieve their financial goals. With a solid membership base of 2,085 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other through thick and thin. At K.c. Area, we understand that financial stability is essential for everyone. That's why we manage total assets of over $10,880,687 and maintain total deposits of $1,184,748 all while ensuring our members have access to affordable loans and valuable services. With 54,666 loans and leases provided to date, we strive to meet the diverse needs of our members, whether it's for auto financing or personal loans. Led by our passionate CEO, Elisha Churchill, and Board President, Josef Gunter, our small but dedicated team of 4 employees is always ready to assist you with personalized service. We're here to help you navigate your financial journey with confidence. For any official correspondence, please send your mail to: P.O. Box 15566, Kansas City, MO 64106. While you're here at our branch or visiting us online at KCAREACU.COM, don't hesitate to reach out via phone at (913) 371-1345 if you have questions or need assistance. Join us as we continue to grow together and make a positive impact in the lives of our members and community!

Branch History & Mission

Join Us

With operating hours from Monday to Friday, 7:30 AM - 4:00 PM, we invite you to come experience what makes K.c. Area Credit Union special. Whether you're looking for straightforward banking solutions or seeking guidance on your financial journey, our friendly team is here to help. If you're ready to take control of your finances and become part of a supportive community, reach out today at 913-371-1345 or visit us online at KCAREACU.COM. Together, let's build a brighter financial future!

Our Mission

At K.c. Area Credit Union, our mission is clear: to provide affordable financial services while fostering community support and engagement. We believe that everyone deserves access to quality financial resources. This belief drives us to ensure that each member receives personalized attention and assistance tailored to their unique circumstances. We are not just a financial institution; we are an active participant in enhancing the well-being of our community. Through partnerships and outreach initiatives, we strive to uplift those around us by providing educational programs on financial literacy and supporting local events. While you can visit us at 1401 Fairfax Trfy Ste 100E Kansas City Ks 66115, please note that official correspondence should be sent to P.O. Box 15566, Kansas City, MO 64106 if you need it.

Our Story

Located at 1401 Fairfax Trfy Ste 100E, our branch has become a familiar and welcoming place for individuals and families alike. We are proud to be part of the vibrant Kansas City community, near landmarks that resonate with our members' daily lives. Our history is marked by milestones that reflect our growth and dedication: from expanding our services to embracing modern banking practices while maintaining the personal touch that sets us apart. As we moved through the decades, we adapted to meet the evolving needs of our members. Today, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to innovation is evident in our digital banking capabilities, making it easier than ever for members to manage their finances from anywhere.

Branch Location & Accessibility

Call to Action

We invite you to stop by K.c. Area today! If you have any questions or need assistance before your visit, feel free to give us a call at 913-371-1345. We look forward to welcoming you into our community and helping you achieve your financial goals!

Convenient Access

At K.c. Area, we prioritize accessibility for everyone. Our branch features ADA-compliant entry points and ramps to ensure that all members can enjoy a hassle-free experience when visiting us. Additionally, we offer ample parking right outside our doors, so you can easily hop in and out during your busy day.

Operating Hours

We understand that life can get hectic, which is why we're here for you Monday through Friday from 7:30 AM to 4:00 PM. Whether you're stopping by before work or on your lunch break, we're ready to assist you with friendly service.

Services Offered

At K.c. Area, we provide a wide range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it! While members can visit us at our Kansas City branch, official correspondence should be sent to our mailing address: P.O. Box 15566, Kansas City, MO 64106.

Member Eligibility

Joining K.c. Area is like becoming part of a caring family that prioritizes your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is quite inclusive! You can qualify if you live, work, worship, or attend school in the Kansas City area. It's all about being part of our community and supporting each other. Becoming a member opens up a world of benefits like personalized service, competitive rates on loans and savings accounts, and access to a range of financial products designed just for you. To get started, simply visit us at 1401 Fairfax Trfy Ste 100E Kansas City Ks 66115 or give us a call at (913) 371-1345. We're here to help guide you through the easy process of opening an account. For more detailed eligibility criteria, check out our website at https://kcareacu.com/about/. We're excited to welcome you to K.c. Area and support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments from customers easily, whether they're using credit cards or mobile payments. Our merchant services are designed to simplify transactions so you can focus on what you do best running your business. From setting up payment processing to managing your cash flow effectively, our team at K.c. Area, located at 1401 Fairfax Trfy Ste 100E Kansas City Ks 66115 in Kansas City, KS, is here to assist you every step of the way. Ready to take your business further? Let's explore how we can work together!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at various locations, accessing your funds has never been easier. You can withdraw cash or check balances whenever needed without any hassle. At K.c. Area, we strive to make banking straightforward and accessible for all our members. If you're ready to explore these services or have any questions, don't hesitate to reach out! Call us at (913) 371-1345 or visit us during our operating hours from Monday to Friday, 7:30 AM - 4:00 PM. Your financial future starts here with us at Kc Area Credit Union--fairfax Branch!

Auto Loans & Vehicle Financing

Need a new car? We offer competitive auto loans and vehicle financing to help you hit the road in style. Our flexible terms and low rates mean you can find a loan that fits within your budget. Picture driving off in that new vehicle without breaking the bank!

Business Banking

For business owners, we offer comprehensive banking solutions including merchant services and business loans. We understand how important it is for businesses to have reliable financial backing, so we're here to support your growth every step of the way.

Credit Cards with Rewards

Looking to earn rewards while making everyday purchases? Our credit cards come with perks that allow you to earn points for cash back or travel rewards. It's an excellent way to make the most out of your spending!

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans can help turn that dream into reality. For those already owning a home, consider our refinancing options to potentially lower your monthly payments or tap into your home's equity. We guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your finances anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away.

Personal Banking

Our personal banking services make managing your finances easier than ever. With options like checking and savings accounts, you can keep your money safe while earning interest. Imagine having a reliable account where you can deposit your paycheck and watch your savings grow!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we provide personal loans for those moments when you need extra cash. Whether it's for medical bills or home repairs, our loans can help ease financial stress. Additionally, if you're juggling multiple debts, our debt consolidation options might be just what you need to simplify your payments and save money.

Digital & Online Banking

Always Here for You

Your security is important to us. While we don't offer electronic signature authorization at this time, rest assured that our online systems are designed with robust security measures to protect your personal information. With 24/7 online banking services, you'll never be left in the dark about your finances. Whether it's early morning or late at night, access your accounts whenever it suits you best. At K.c. Area, we are committed to providing you with an accessible and straightforward banking experience. Explore all these features today by visiting https://KCAREACU.COM/ and take control of your financial journey with ease!

Key Features for Your Convenience

One of the standout features of our services is the ability to set up e-statements. This means you can receive your account statements electronically, helping you stay organized while reducing paper clutter. Plus, if you need to send money to friends or family, our person-to-person transfer feature makes it quick and easy no cash needed! For those who prefer mobile banking, we're excited to offer a mobile application that lets you manage your finances anytime, anywhere. Although we currently do not support mobile payments, our app provides all the essential tools for everyday banking.

Financial Strength

A Growing Member Base

Total Share Accounts stand at 2,767, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on providing tailored solutions to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, K.c. Area is your trusted partner. Visit us at 1401 Fairfax Trfy Ste 100E Kansas City Ks 66115 or call (913) 371-1345 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $725,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $37,485 in used auto loans and $4,217,914 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $6,458 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,763 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,839,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,163,508 in used vehicle loans and $773,742 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we've got options that fit your budget.

Business Financing

For business owners, while we currently have no outstanding commercial loans available, we are always ready to explore options that may fit your business needs as they arise. At K.c. Area located at 1401 Fairfax Trfy Ste 100E Kansas City Ks 66115, our dedicated team is ready to assist you with any questions or applications you may have. Feel free to call us at 913-371-1345 during our lobby hours from Monday to Friday, 7:30 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit our website at KCAREACU.COM for more information about our services and how we can help you with your financial journey!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our offerings include Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're considering refinancing your existing mortgage, we can provide guidance on eligibility and help you find the best solution for your situation.

Unsecured Credit Card Loans

We also recognize that managing finances can sometimes require additional flexibility. That's why we provide flexible terms on unsecured credit card loans. While currently there are $0 in unsecured credit card loans available, our team is here to discuss future options and how they can benefit you.

Loan Aggregator

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Ensuring Accurate Comparisons

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K.C. AREA CREDIT UNION - Kansas City, KS

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