Kbr Heritage Credit Union Houston TX | Affordable Auto Loans & Business Banking

Introduction

At Kbr Heritage, we believe in building a brighter financial future for our members and the communities we serve. Established in 1953, our credit union has grown to serve over 4,441 members, all while maintaining a strong commitment to providing personalized service and trustworthy financial solutions. You can find us at our convenient location: 601 Jefferson St Kt02, Houston, TX 77002. For any official correspondence, please use our mailing address: PO BOX 4557, HOUSTON, TX 77210-4557. With total assets of $88,022,946 and deposits amounting to $11,330,864, we are proud to offer competitive rates on loans and savings. Our membership enjoys access to a variety of services including auto loans, personal banking accounts, and online banking options. As of now, we have issued 4,106 loans and leases, reflecting our dedication to helping members achieve their financial goals. Under the leadership of CEO Regina Lancaster and Board President Bill Simister, our team of 10 employees works tirelessly to ensure you receive the highest level of service. We're dedicated to transparency and community engagement; our net worth stands strong at $15,672,168, with cash in hand amounting to $199,313. At Kbr Heritage Credit Union, we invite you to experience a member-focused approach that prioritizes your needs. Whether you're looking for an auto loan or simply want to open a new account, we're here for you. Don't hesitate to reach out at 713-753-3022 or visit our website at kbrhfc.org for more information about how we can support your financial journey today!

Branch History & Mission

At Kbr Heritage, we take pride in our rich history and unwavering commitment to our community. Established in 1953, our branch has been a cornerstone of financial support for the residents of Houston, TX. Over the years, we have grown alongside our members, adapting to their needs while maintaining our core mission: to provide accessible financial services that empower individuals and strengthen our community. Located at 601 Jefferson St Kt02, Houston, TX 77002, our branch is conveniently situated near the heart of downtown, making it easy for members to access our services. While members can visit us at this location, official correspondence should be sent to PO BOX 4557, HOUSTON, TX 77210-4557. With a total membership of 4,441 and assets amounting to over $88 million, Kbr Heritage has established itself as a trusted partner in personal and business banking. Our dedicated team works tirelessly to ensure that every member receives personalized service tailored to their unique financial situations. We are proud to offer a range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our mission goes beyond just providing financial products; it's about building strong relationships within the community. We believe in giving back through various outreach efforts and partnerships that promote financial literacy and support local initiatives. At Kbr Heritage, we are committed to making a difference in the lives of our members and neighbors. In today's fast-paced world, we understand the importance of accessibility and convenience. That's why we have embraced digital advancements such as online banking and mobile payments. Our commitment to ADA compliance ensures that all members can access our services without barriers. As we look toward the future, Kbr Heritage remains focused on enhancing the member experience through innovative solutions while staying true to our mission of community support. Our operating hours are Monday through Friday from 8:30 A.M. to 3:30 P.M., providing ample opportunity for members to connect with us. We invite you to join us at Kbr Heritage and experience the benefits of being part of a credit union that truly cares about its members. Whether you're looking for reliable banking solutions or seeking ways to improve your financial well-being, we're here for you every step of the way. Reach out today at 713-753-3022 or visit us online at kbrhfcu.org to learn more about how we can serve you!

Branch Location & Accessibility

Welcome to Kbr Heritage, your friendly neighborhood credit union located at 601 Jefferson St Kt02 Houston Tx 77002 in the heart of Houston, TX. We're excited to serve our members and provide easy access to all your banking needs. Nestled close to popular landmarks, visiting us is a breeze, whether you're running errands or planning a special trip. At Kbr Heritage, we prioritize convenience and accessibility. Our location features ample parking for your comfort, and we are proud to be compliant with ADA standards, ensuring that everyone can visit us with ease. While you can stop by our branch at 601 Jefferson St Kt02 Houston Tx 77002, remember that any official correspondence should be sent to our mailing address at PO BOX 4557, HOUSTON, TX 77210-4557. Our dedicated team is here for you during our welcoming operating hours from 8:30 A.M. to 3:30 P.M., Monday through Friday. If you have questions or need assistance, don't hesitate to reach out at (713) 753-3022; we're always ready to help! For those who prefer the convenience of quick cash access, we offer ATM services right here at our branch, making it easy for you to withdraw cash or check your balance without any hassle. Though we currently do not have a drive-thru service available, our lobby is designed to make your visit comfortable and efficient. We invite you to explore everything Kbr Heritage has to offer, from personal banking solutions like checking and savings accounts to loans tailored just for you. Come on down and see how we can support your financial journey!

Member Eligibility

At Kbr Heritage, we believe that joining our community means becoming part of something special. Membership is open to anyone who lives, works, or worships in the Harris County area, as well as their family members. This welcoming approach allows us to foster a sense of belonging and support among our members. Once you're eligible, signing up is a breeze! You can start your journey by visiting us at 601 Jefferson St Kt02 Houston Tx 77002 or giving us a call at (713) 753-3022 for more details. If you want to dive deeper into the eligibility criteria, feel free to check out our resource at http://WWW.KBRHFCU.ORG/about-us#membership. We're excited to help you open an account and enjoy the many benefits of being part of Kbr Heritage, where your financial needs are always our priority! For account opening details, visit https://www.financial-net.com/kbrhfcu/lending/internetloans.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly while offering your customers convenient payment options. Our merchant services can help you do just that. By providing secure payment processing and easy-to-use tools, we empower you to focus on what you do best serving your customers and growing your business. Located at 601 Jefferson St Kt02 Houston Tx 77002 in Houston, TX, we're here to partner with you on your journey toward success. For more information, feel free to reach out at (713) 753-3022 or visit us online at https://www.kbrhfcu.org.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs makes it easy to withdraw cash whenever needed. With basic ATM access for withdrawals and balance checks, managing your funds has never been easier. At Kbr Heritage, we strive for convenience through digital banking features, ensuring that accessing your finances is simple whether at home or on the move. Have questions or want more information about any of our services? Don't hesitate to reach out! Give us a call at (713) 753-3022 or visit us online at https://www.kbrhfcu.org. Join us today as we work together towards achieving your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help turn that dream into reality. We understand that buying a vehicle is a significant investment, which is why we provide competitive rates and flexible terms to fit your budget. With us, getting behind the wheel can be simpler than you think!

Business Banking

For those running their own businesses, our business banking services, including merchant services and business loans, are designed with entrepreneurs in mind. We know how important it is for businesses to have access to reliable financial support. Let us help you thrive!

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with rewards! Enjoy perks like cashback on purchases or points for travel all while building your credit history. It's just one more way we aim to make your financial journey rewarding.

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced team is here to guide you every step of the way. Owning a home is more than just having a place to live; it's an investment in your future.

Personal Banking

Whether you're looking to open a checking account or save for a rainy day, our personal banking options cover all bases. We offer checking and savings accounts that make managing your money easy and efficient. Imagine being able to check your balance anytime with just a few taps on your smartphone through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come in handy. Whether it's for home repairs or unexpected medical bills, we offer straightforward solutions to help you get back on track financially.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean you can access your financial information when it suits you best. No more rushing to the bank before it closes; with Kbr Heritage, your bank is always open! In summary, our digital and online banking services are here to make your life easier and keep your finances secure. Explore all these features today and see how Kbr Heritage can help you take control of your financial journey!

Key Features

You can access your accounts anytime through our online banking platform at https://www.kbrhfcu.org. Whether you're checking your balance, paying bills, or transferring funds, everything is just a click away. Plus, with the option for electronic signature authorization, signing documents online is quick and hassle-free. We also provide e-statements to help you stay organized while reducing paper clutter. You'll receive your statements directly in your inbox, making it easier to track your finances. For those who love the convenience of mobile technology, our mobile application allows you to manage your accounts right from your smartphone.

Stay Connected

With features like person-to-person transfers, sending money to friends or family is straightforward and immediate. You don't have to worry about carrying cash or writing checks anymore! Plus, if you enjoy using mobile payments, you'll be pleased to know that we support this feature as well making checkout easier than ever.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 6,723, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our community has in Kbr Heritage. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kbr Heritage is your trusted partner. Visit us at 601 Jefferson St Kt02 Houston Tx 77002 or call (713) 753-3022 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,818,130 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,501,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $15,672,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment allows us to continuously improve our services and adapt to your changing needs.

Solid Financial Health

With a net worth of $15,672,168, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,780 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees who are dedicated to serving you with knowledgeable support.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $1,867 in used auto loans and $42,160,697 in total loans and leases. This means whether you're looking to buy a car or need financing for other important purchases, we're here to help make it happen.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,270,469 in used vehicle loans and $9,317,454 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our loan options can fit your budget and lifestyle.

Credit Lines

Our total credit lines available are $5,000,000, providing additional flexibility for unexpected expenses or planned purchases. This option is perfect for members who want easy access to funds without the need for collateral. We invite you to explore refinancing options if you're looking to lower your monthly payments or consolidate debt. Our dedicated team is here to assist you with eligibility questions and guide you through our offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any inquiries or assistance regarding our loan products, feel free to reach out at 713-753-3022 or visit us at 601 Jefferson St Kt02 Houston TX 77002. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,400,815, make buying or refinancing simple. We provide guidance throughout the process to ensure you have all the information you need to make an informed decision.

Unsecured Credit Card Loans

For those looking for flexibility in managing finances, we also offer unsecured credit card loans with a total of $1,908,998 in loans helping members navigate their expenses effectively. These cards come with competitive interest rates and manageable repayment options that align with your financial habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh serves as a trusted tool for anyone looking to secure the best financing options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity is based on the latest results from NCUA, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is the Verified Data feature. All loan offers are sourced from legitimate financial institutions, which guarantees transparency in what you see. Additionally, LendMesh does not engage in Sponsored Listings; lenders are not prioritized based on paid promotions. This means users can trust that they are receiving unbiased results without any hidden agendas. Moreover, LendMesh provides Real-Time Rate Comparisons, giving users access to up-to-date loan rates from multiple institutions. This timely information empowers users to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals achieve significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Kbr Heritage