KAUAI FEDERAL CREDIT UNION - Lihue, HI

Welcome to Kauai Credit Union, your trusted financial partner in the heart of Lihue, HI! Located at 2976 Ewalu St, our main branch has been serving our community since 1947, proudly supporting over 7,640 members with a commitment to their financial well-being. As a member-focused institution, we understand that every dollar counts and strive to offer services tailored to meet your unique needs. With total assets reaching $176,922,191 and deposits amounting to $16,202,711, we are here to help you achieve your financial goals whether it's saving for a new home, financing a vehicle, or managing day-to-day expenses. Our dedicated team of 39 employees, led by CEO Sean Kaley and Board President Byron Watanabe, is passionate about making banking simple and accessible for everyone. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 711, Lihue, HI 96766. With a robust suite of services including checking and savings accounts, auto loans, personal loans, and business banking options, we ensure that you have the tools necessary for success. At Kauai Credit Union, we believe in building relationships that last. Our focus on community impact means we're always looking for ways to give back and support local initiatives. Whether you're visiting us in person or accessing our online banking features at kauaicreditunion.org, you can trust that your financial future is in good hands. Ready to take the next step? Give us a call at 808-245-2463 or stop by our branch today! We're excited to help you navigate your financial journey with confidence.

At Kauai, we believe that everyone deserves a place where they can thrive financially, and becoming a member is your first step into our welcoming community. Membership is open to anyone who lives, works, or worships in Kauai County, as well as their immediate family members. This inclusive approach ensures that we are here to support not just you but those you care about too! By joining us at Kauai, you'll gain access to a range of benefits including personalized banking services, competitive loan rates, and financial education resources tailored to your needs. Getting started is easy! Just visit our website for more detailed eligibility criteria at https://forms.joinmycu.com/mop/338/mop/eligibility . Once you're ready to open an account, you can find all the necessary information on how to do so by following this link: http://www.kauaicreditunion.org#link-popup-mortgage . If you have any questions along the way, don't hesitate to give us a call at (808) 245-2463. We're excited to welcome you to the Kauai family!

At Kauai, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you put your money, and we're proud to share our financial strength with you. With a net worth of $16,952,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,120,504 in share certificates and $9,965,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,562,425, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,397,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $333 in used auto loans and a total of $131,814,359 in loans and leases. Our operational efficiency is reflected in our net income of -$1,445,018, which highlights the challenges we've faced but also underscores our commitment to improving our services continuously. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs. Net Shares available for lending and investments stand at $2,892,543, while our growing member base is evidenced by 14,498 total share accounts. This indicates a strong community trust in Kauai as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Kauai is your trusted partner. Visit us at 2976 Ewalu St Lihue Hi 96766 or call 808-245-2463 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

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