Kauai Credit Union Kilauea HI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Kauai, your trusted financial partner located at 2555 Ala Namahana Pkwy, Kilauea, HI 96754. Since our establishment in 1947, we have been dedicated to serving the community with personalized banking solutions tailored to meet your needs. With a strong membership base of 7,640 and total assets reaching an impressive $176,922,191, we pride ourselves on being a pillar of support for our members. At Kauai, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to providing quality service is reflected in our total deposits of $16,202,711 and a net worth of $16,952,551. We also maintain a robust cash reserve of $450,702, ensuring that we can always meet the needs of our members. Under the leadership of our CEO, Sean Kaley, and Board President, Byron Watanabe, we focus on fostering a welcoming environment where you can feel secure in your financial decisions. Whether you're looking for assistance with loans or simply need guidance on managing your finances better, our team is here to help. While you can visit us at our Kilauea branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 2555 Ala Namahana Pkwy, Suite 801, Kilauea, HI 96754. We invite you to explore the many benefits of being part of the Kauai family. For more information or to get started today, please call us at 808-245-2463 or visit our website at kauaicreditunion.org. Your financial success is our mission!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Kauai embraces digital advancements that improve your banking experience. From mobile payments to online banking options and e-statements, we prioritize convenience while ensuring all services are ADA compliant for accessibility.

Join Us

Our friendly team is ready to assist you during our operating hours: Tuesday and Thursday from 8:30 AM to 4:30 PM, and Friday from 8:30 AM to 5:30 PM. While we currently do not offer drive-thru service at this branch, we do have an ATM available for your convenience. We invite you to be a part of the Kauai family. Experience firsthand how our member-focused approach can benefit you financially while also making a difference in our community. Call us at 808-245-2463 or visit our website today!

Our Mission

At the heart of Kauai is our mission: to provide personal and business banking solutions while fostering a spirit of community support. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through offering competitive auto loans, credit cards with rewards, or mortgage loans and refinancing options, we are here to make banking accessible and beneficial for everyone. We understand that being part of a community means more than just providing financial services. That's why we actively participate in local outreach efforts and form partnerships that strengthen our ties with the people we serve. Our goal is not only to support your financial needs but also to contribute positively to the lives around us.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. Parking is readily available, ensuring that you can quickly hop in and out. We are also proud to be ADA compliant, providing ramps and accessibility features for all our members. While you're here, feel free to take advantage of our ATM services for quick cash withdrawals or balance checks. Although we don't have drive-thru banking, we invite you to step inside and experience our friendly service firsthand. Our operating hours are designed to fit your busy schedule: we're open Tuesday and Thursday from 8:30 AM to 4:30 PM, and on Friday from 8:30 AM to 5:30 PM. On Saturdays, we welcome visitors from 9:00 AM to 1:00 PM.

More Than Just Banking

At Kauai Credit Union's Kilauea Branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our dedicated team is here to assist you with any questions you may have about these services. While members can visit us at our branch address for all their banking needs, if you need to send official correspondence, please direct it to our mailing address at 2555 Ala Namahana Pkwy, Suite 801, Kilauea, HI 96754. We encourage you to drop by or give us a call at 808-245-2463 if you have any questions or need assistance. Join us at Kauai Credit Union where your financial well-being is our top priority!

Member Eligibility

Becoming a member of Kauai is like stepping into a warm and welcoming community where your financial needs are truly understood. If you live, work, or worship in Kauai County, or if you have family members who already bank with us, you're likely eligible to join! This means that whether you're just starting out on your financial journey or looking to enhance your banking experience, we're here for you. At Kauai, membership comes with fantastic benefits like personalized service and access to a range of financial products tailored just for you. Getting started is easy! Simply visit us at 2555 Ala Namahana Pkwy Kilauea Hi 96754 or give us a call at (808) 245-2463 for any questions. To learn more about our eligibility criteria and see if you qualify, check out the details at https://forms.joinmycu.com/mop/338/mop/eligibility . Ready to open an account? You can find all the information you need at http://www.kauaicreditunion.org#link-popup-mortgage . Join us today and discover how Kauai can help you reach your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having a payment solution that fits your business needs perfectly. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From card payments to online transactions, we provide tools that can enhance customer experience and streamline operations. Located at 2555 Ala Namahana Pkwy Kilauea Hi 96754 in Kilauea, HI, our team is ready to assist you in navigating your financial journey. For more information, give us a call at (808) 245-2463 or visit us online at Kauai Credit Union. Let's work together to achieve your business goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $10 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,741,822, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, we have a variety of business banking solutions including merchant services and business loans that help you grow your company. We are committed to supporting the local economy by offering customized financial products that meet the demands of small businesses.

Convenient Access

To ensure ease of access to your funds, we provide ATM services where you can withdraw cash or check balances without hassle. Our basic ATM access ensures that you have what you need when you need it. At Kauai, we pride ourselves on being more than just a credit union; we're part of the community. With a focus on convenience through digital banking features, personalized service, and various financial solutions, we aim to meet all your banking needs. If you're ready to explore how our services can benefit you or if you have any questions about opening an account or applying for a loan, feel free to contact us at 808-245-2463 or visit us at our branch in Kilauea. Join us today and discover the difference! For more information about our offerings, please visit our website.

Credit Cards and Rewards

We also recognize the importance of credit in today's economy. Our credit cards with rewards not only offer convenience but also give you points for every purchase you make. This means that your everyday spending can earn you perks like cashback or travel rewards!

Home Financing Options

Owning a home is a dream for many. At Kauai, we provide comprehensive mortgage loans and refinancing options. Our team is here to guide you through the process of purchasing your dream home or refinancing your existing mortgage to better suit your financial goals.

Personal Banking Solutions

When it comes to managing your finances, having the right tools can make all the difference. At Kauai, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. If you're planning to buy a new car or refinance your current vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms. We understand that life can sometimes throw curveballs, which is why our personal loans and debt consolidation services can help simplify your financial journey by combining multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://kauaicreditunion.org/ , you can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go. You don't need to wait in line; just log in whenever it suits you! Plus, our 24/7 online banking services ensure you have access whenever you need it.

Going Paperless

If you're looking to reduce clutter, you'll love our e-statements feature. By opting for electronic statements, you'll receive your account information directly in your email, making it easy to stay organized without the hassle of paper. In summary, whether it's checking balances or making transfers, our digital and online banking options at Kauai provide a user-friendly experience tailored to fit your lifestyle. Join us today and take control of your finances with ease!

Mobile App Features

Our mobile application makes banking even more accessible. Whether you're out shopping or relaxing at the beach, you can manage your accounts right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been easier.

Secure Transactions

Security is our top priority. While we currently do not offer electronic signature authorization for document signing, our systems are designed with robust security measures to keep your information safe. You can feel confident knowing that your personal data is protected while you enjoy the convenience of digital banking.

Financial Strength

Commitment to Growth

With $14,397,569 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $333 in used auto loans and a total of $131,814,359 in loans and leases across various sectors.

Dedicated Team

We take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. With a total of 14,498 share accounts, we show a strong and growing member base that trusts us with their finances.

Member-Centric Savings Options

Members' savings are secured through $53,120,504 in share certificates and $9,965,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,562,425, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency with a recorded net income of -$1,445,018. While this figure indicates challenges faced in recent times, it also highlights our dedication to adapting and improving so that we can continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $16,952,551, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kauai is your trusted partner. Visit us at 2555 Ala Namahana Pkwy Kilauea Hi 96754 or call us at 808-245-2463 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,409,610 in used vehicle loans and $3,066,361 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $6,741,822 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and work closely with entrepreneurs to find the right funding solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,435,655, make buying or refinancing simple. We are here to guide you through every step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing existing loans or need assistance determining eligibility for our various products, we're here to help. Our team is dedicated to providing personalized service and expert guidance tailored to your specific financial situation. If you're interested in exploring any of these loan offerings further or have questions about eligibility requirements, feel free to reach out to us at (808) 245-2463 or visit us at 2555 Ala Namahana Pkwy Kilauea Hi 96754. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Kauai be your trusted partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,496,811 in loans helping members manage their finances effectively. Whether it's for everyday purchases or emergencies, our credit card options come with features that can help you take control of your spending.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits that build trust with its users: - Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: Unlike some other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results to users. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, which aids in making informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this service. If you're looking to find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all offers are fair and transparent. Each listing reflects accurate terms and rates, making it easier for users to find the best options available.

KAUAI FEDERAL CREDIT UNION - Kilauea, HI