KAUAI FEDERAL CREDIT UNION - Kapaa, HI

Welcome to Kauai, where we've been serving our members since 1947 with dedication and commitment. Nestled in the heart of Kapaa, HI, at 41624 Kuhio Hwy, we pride ourselves on being more than just a financial institution; we are a community partner. Our mission is to empower our 7,640 members with the financial tools they need to thrive. With total assets reaching an impressive $176,922,191 and total deposits of $16,202,711, we ensure your money is in safe hands. At Kauai, we understand that your financial needs are unique. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Whether you're looking to consolidate debt or finance a new vehicle, our team is here to help you every step of the way. Our leadership team, led by CEO Sean Kaley and Board President Byron Watanabe, is committed to fostering a welcoming environment where you can feel confident about your financial decisions. We currently employ 39 dedicated staff members who are ready to assist you during our lobby hours from Wednesday through Friday from 9 AM to 3 PM. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 2976 Ewalu St, Lihue, HI 96766. We invite you to explore our website at kauaicreditunion.org for more information about our services and how we can support you. Join us in making a difference in our community come visit us today or call us at 808-245-2463! Let's achieve your financial goals together!

Joining the Kauai Credit Union community is more than just opening an account; it's about becoming part of a supportive family dedicated to your financial well-being. To become a member of Kauai, located at 41624 Kuhio Hwy, Kapaa, HI 96746, you need to meet some simple eligibility criteria. Generally, anyone who lives, works, worships, or attends school in Kauai County can join us. We embrace all backgrounds and encourage everyone to apply! The benefits of membership are significant, including access to personalized financial services and lower rates on loans. The process to open an account is designed to be straightforward and welcoming. You can find more detailed eligibility information at https://forms.joinmycu.com/mop/338/mop/eligibility . If you're ready to take the next step and join our credit union family, you can start your application by visiting http://www.kauaicreditunion.org#link-popup-mortgage . Should you have any questions or need assistance along the way, feel free to reach out to us at (808) 245-2463. We're excited to help you embark on this journey with us!

At Kauai, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong foundation that allows us to offer you the best possible services. With a net worth of $16,952,551, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 958 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,120,504 in share certificates and $9,965,298 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,562,425, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,397,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $333 in used auto loans and a total of $131,814,359 in loans and leases available. Our operational efficiency is reflected in our net income of -$1,445,018, which highlights areas for growth as we work towards offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,892,543. Total Share Accounts: 14,498, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kauai is your trusted partner. Visit us at 41624 Kuhio Hwy Kapaa Hi 96746 or call 808-245-2463 to learn more about how we can help you achieve your financial goals.