Kaskaskia Valley Credit Union Mount Vernon IL

Introduction

Welcome to Kaskaskia Valley, your trusted credit union located at 3100 Broadway St, Mount Vernon, IL 62864. Since our establishment in 1982, we have been dedicated to supporting our community and helping our members achieve their financial goals. With a proud membership of 3,595 and total assets exceeding $26,711,398, we are committed to providing personalized service and competitive financial products. At Kaskaskia Valley, we understand the importance of financial stability and growth. We offer a variety of loans, with over 27,724 loans currently in place, ensuring that our members have access to the funds they need for everything from purchasing a new vehicle to managing daily expenses. Our focus on member satisfaction is reflected in our total deposits of $3,990,814, which illustrates the trust our community has in us. Led by our CEO, Amber Benson, and Board President, Gary Robinson, our team of eight dedicated employees works tirelessly to provide exceptional service. We pride ourselves on being approachable and ready to assist you with any financial inquiries or services you may need. Whether you're looking for savings options or loan assistance, we're here for you. While members can visit us at our branch location, official correspondence should be sent to 3100 Broadway St, Mount Vernon, IL 62864-2339. If you have questions or need assistance, don't hesitate to reach out by calling us at 618-244-5197. Explore more about what we offer by visiting our website at mykvccu.org. Join us today and become part of a community-focused credit union that truly values its members!

Branch History & Mission

Community Impact

We are more than just a credit union; we are a vital part of the Mount Vernon community. Our partnerships with local organizations reflect our commitment to giving back and supporting those around us. We actively engage in various community outreach efforts aimed at improving lives and promoting financial literacy. As we continue to grow and adapt to changing needs, we invite you to be part of our journey. Join Kaskaskia Valley today and discover the benefits of membership a supportive community dedicated to your financial success. For any official correspondence, please note that while members can visit us at 3100 Broadway St, official mail should be sent to 3100 Broadway St, Mount Vernon, IL 62864-2339. If you're ready to experience all that Kaskaskia Valley has to offer or want more information about how we can assist you financially, please reach out at (618) 244-5197 or visit us online at mykvccu.org. Together, let's build a brighter future!

Mission Statement

At Kaskaskia Valley, our mission is simple: to empower individuals and families through sound financial practices and personalized service. We strive to create opportunities for growth and stability for all our members. This means not only providing a range of financial products but also actively participating in community outreach programs that make a difference. We believe in building lasting relationships with our members and understanding their unique needs. Whether it's providing auto loans or helping with savings plans, we take pride in being part of your journey toward financial wellness.

Our Journey

From the very beginning, Kaskaskia Valley was founded on the principle of community service. Our mission has always been clear: to provide exceptional financial services while supporting local initiatives and fostering a strong sense of community. As we evolved over the decades, we embraced digital advancements to enhance member experience while maintaining the personal touch that defines us. Our headquarters in Centralia, IL, serves as the heart of our operations, but it's our Mount Vernon branch that truly embodies our local spirit. We have focused on making banking easier for our members by offering services like online banking and electronic statements. While we currently do not have ATMs or drive-thru services at this location, we ensure that every interaction whether in-person or online is friendly and efficient.

Branch Location & Accessibility

Accessibility Features

At Kaskaskia Valley, we prioritize accessibility for everyone. Our branch meets ADA compliance standards, ensuring that all members can navigate comfortably. With ramps and other helpful features, we strive to make your visit as smooth as possible.

Conveniently Located

Nestled in the heart of Mount Vernon, our branch is just a stone's throw away from popular local spots. You can easily find us near the vibrant shopping areas and eateries that make this city lively. Plus, with ample parking available, visiting us is hassle-free!

Operating Hours and Services

We operate on hours that align with our main office, making it convenient for you to plan your visits. If you have any questions or need assistance outside of your visit, don't hesitate to give us a call at 618-244-5197. Although we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff is always ready to assist you inside the branch. While you are here, explore the various financial services we offer that can help you manage your money effectively.

We’re Here for You!

While you can visit us at 3100 Broadway St for all your banking needs, please note that official correspondence should be sent to the same address. We invite you to drop by and meet our friendly team who are eager to support you on your financial journey! Come see how Kaskaskia Valley can make a difference in your life today!

Member Eligibility

Becoming a member of Kaskaskia Valley means joining a community that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, it's easy to become part of our family! To qualify for membership at Kaskaskia Valley, you simply need to live, work, worship, or attend school in Jefferson County or one of the surrounding areas. We believe that everyone deserves access to financial services that are tailored to their needs, and our membership reflects that commitment. Once you're ready to take the next step, opening an account is straightforward. You can find all the details on how to get started by visiting our eligibility page at https://www.mykvccu.org/about-us/become-a-member.html. If you have any questions or need assistance during the process, don't hesitate to give us a call at 618-244-5197. We're excited to welcome you to Kaskaskia Valley and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services

In addition to lending, we offer merchant services that streamline payment processing for your business. Imagine this: you just completed a sale, and instead of worrying about how to handle payments, our services ensure you receive funds quickly and securely. This efficiency not only enhances customer satisfaction but also lets you focus on what you do best running your business. Located at 3100 Broadway St in Mount Vernon, IL, our branch is ready to assist you with all your business banking needs. Whether you're just starting out or looking to expand, we're here to support your journey every step of the way. Reach out today at 618-244-5197!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions that meet your needs. As we grow our offerings, you can expect competitive rates and terms designed to help your business thrive.

Comprehensive List Of Services

Connecting You with the Community

At Kaskaskia Valley, we believe in fostering strong relationships within our community. We are here to support you not only with your personal finances but also through community events and initiatives that help bring people together. As a member, you're not just another account holder; you're part of a network that values trust and collaboration.

Personal Banking Made Easy

Everyday banking doesn't have to be complicated. At Kaskaskia Valley, we understand that our members lead busy lives. That's why we emphasize convenience with features like online banking, where you can manage your accounts from anywhere. Whether you need to check your balance or transfer funds, our digital platform makes it simple and user-friendly.

Reach Out Anytime

If you have any questions about our services or want to learn more about how we can assist you with your financial journey, feel free to reach out. You can contact us at 618-244-5197 or visit us at our branch location in Mount Vernon. Our friendly team is eager to help! Join us at Kaskaskia Valley and discover how we can make banking work for you! Visit us online at mykvccu.org for more information about membership eligibility and services available. Your financial future starts here!

Specialized Services for Every Need

We offer essential services that cater to various aspects of your financial life. For those who are often on the go or prefer cashless transactions, our ATM Services Only ensure you have access to your funds when you need them most. Although we currently do not have drive-thru facilities or mobile payment options, our dedicated staff is always ready to assist you with any inquiries.

Digital & Online Banking

Always Available and Secure

Our 24/7 online banking services mean that you can manage your accounts at any time that fits your schedule. With built-in security measures, you can have peace of mind knowing that your personal information is protected. We prioritize your safety while providing a smooth banking experience. While we currently don't offer mobile payments or person-to-person transfers, our commitment to enhancing our services remains strong. We are always looking for ways to improve your banking experience. Join us at Kaskaskia Valley and discover how our digital and online banking services can simplify your financial management while keeping everything secure and accessible!

Key Services at Your Fingertips

With our online banking platform available at mykvccu.org, you can check balances, pay bills, and transfer funds all in one secure location. Plus, if you prefer the ease of mobile banking, our user-friendly mobile application ensures that all these features are accessible right from your smartphone. You can also enjoy the benefits of electronic signature authorization, making it easy to complete transactions without the hassle of paperwork. And if you want to keep track of your financial activity more efficiently, sign up for e-statements. They're not only eco-friendly but also allow you to access your statements whenever you need them.

Financial Strength

At Kaskaskia Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, ensuring that your money is in safe hands. With a net worth of $2,672,096, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 998% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,247,462 in share certificates and $255,219 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $127,910, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,436,437 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,540 in used auto loans and a total of $17,828,915 in loans and leases. Our operational efficiency is reflected in our net income of $183,768, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $286,993. Total Share Accounts: 5,937, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kaskaskia Valley is your trusted partner. Visit us at 3100 Broadway St Mount Vernon Il 62864 or call 618-244-5197 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $3,108,000 in total auto loans. Specifically, we provide financing for both new and used vehicles with $3,852,392 in new vehicle loans and $8,774,401 in used vehicle loans already helping members get on the road. If you're considering refinancing your current auto loan, we can help with that too.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $989,573. Our team will guide you through the process to ensure you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $808,042 in loans helping members manage their finances effectively. These cards are ideal for unexpected expenses or making purchases without tying up your cash flow. For those who want a broader financial strategy or are interested in eligibility options for various loans, our staff can provide insights tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Kaskaskia Valley Credit Union, we're committed to helping our members thrive financially. Visit us today and let's discuss how we can support your financial journey!

Loan Aggregator

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