KASKASKIA VALLEY CREDIT UNION - Mount Vernon, IL

Welcome to Kaskaskia Valley, your trusted credit union located at 3100 Broadway St, Mount Vernon, IL 62864. Since our establishment in 1982, we have been dedicated to supporting our community and helping our members achieve their financial goals. With a proud membership of 3,595 and total assets exceeding $26,711,398, we are committed to providing personalized service and competitive financial products. At Kaskaskia Valley, we understand the importance of financial stability and growth. We offer a variety of loans, with over 27,724 loans currently in place, ensuring that our members have access to the funds they need for everything from purchasing a new vehicle to managing daily expenses. Our focus on member satisfaction is reflected in our total deposits of $3,990,814, which illustrates the trust our community has in us. Led by our CEO, Amber Benson, and Board President, Gary Robinson, our team of eight dedicated employees works tirelessly to provide exceptional service. We pride ourselves on being approachable and ready to assist you with any financial inquiries or services you may need. Whether you're looking for savings options or loan assistance, we're here for you. While members can visit us at our branch location, official correspondence should be sent to 3100 Broadway St, Mount Vernon, IL 62864-2339. If you have questions or need assistance, don't hesitate to reach out by calling us at 618-244-5197. Explore more about what we offer by visiting our website at mykvccu.org. Join us today and become part of a community-focused credit union that truly values its members!

Becoming a member of Kaskaskia Valley means joining a community that truly cares about your financial well-being. If you're looking to enjoy the benefits of personalized banking, it's easy to become part of our family! To qualify for membership at Kaskaskia Valley, you simply need to live, work, worship, or attend school in Jefferson County or one of the surrounding areas. We believe that everyone deserves access to financial services that are tailored to their needs, and our membership reflects that commitment. Once you're ready to take the next step, opening an account is straightforward. You can find all the details on how to get started by visiting our eligibility page at https://www.mykvccu.org/about-us/become-a-member.html . If you have any questions or need assistance during the process, don't hesitate to give us a call at 618-244-5197. We're excited to welcome you to Kaskaskia Valley and help you achieve your financial goals!

At Kaskaskia Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, ensuring that your money is in safe hands. With a net worth of $2,672,096, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 998% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,247,462 in share certificates and $255,219 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $127,910, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,436,437 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,540 in used auto loans and a total of $17,828,915 in loans and leases. Our operational efficiency is reflected in our net income of $183,768, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $286,993. Total Share Accounts: 5,937, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kaskaskia Valley is your trusted partner. Visit us at 3100 Broadway St Mount Vernon Il 62864 or call 618-244-5197 to learn more about how we can help you achieve your financial goals.

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