Kansas Teachers Credit Union Pittsburg KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Kansas Teachers Community Credit Union, your trusted partner for financial services since 1949! Located at 3204 N Broadway St, Pittsburg, KS 66762, our credit union is dedicated to serving our community and meeting the unique needs of our members. With a robust membership base of over 12,000 individuals and total assets exceeding $122 million, we pride ourselves on providing personalized banking solutions that foster growth and financial well-being. At Kansas Teachers Community, we understand that every member has different financial goals. Whether you're looking to purchase your first car, save for a home, or manage everyday expenses, we offer a wide range of services tailored just for you. Our offerings include checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We also provide convenient online and mobile banking services to make managing your finances easier than ever. While members can visit us at our branch location, official correspondence should be sent to P O Box 2034, Pittsburg, KS 66762. Our team of experienced professionals is here to support you every step of the way. Under the leadership of CEO Elesa Parsons and Board President June Freund, our dedicated staff of 37 employees is committed to ensuring your experience with us is nothing short of excellent. With total deposits amounting to $25,105,104 and net worth standing at $16,644,074, we maintain a strong financial foundation that benefits our members directly. Our commitment to transparency and responsible lending practices means you can trust us with your financial future. We invite you to connect with us today! Feel free to call us at 620-231-4160 or visit our website at www.kstcu.org for more information about how we can help you achieve your financial dreams. Your journey towards financial success starts here!

Branch History & Mission

At Kansas Teachers Community Credit Union, we celebrate a legacy that began in 1949. Since our founding, we have been dedicated to serving the financial needs of our community in Pittsburg, KS. Located at 3204 N Broadway St, Pittsburg, KS 66762, our branch has grown alongside our members, evolving from a small organization into a vital resource for over 12,000 members. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support and engagement. We believe that when we help individuals and families achieve their financial goals, we strengthen the fabric of our entire community. This mission drives us every day as we offer a range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Over the years, Kansas Teachers Community has not only built its assets currently totaling an impressive $122,721,836 but also developed deep ties within the Pittsburg area. We are proud to be part of a community that values education and supports local initiatives. Through various partnerships and outreach efforts, we strive to make a positive impact on the lives of those around us. In addition to our commitment to personal service and community involvement, we recognize the importance of adapting to the changing needs of our members. Our branch offers modern conveniences such as online and mobile banking options for those who prefer digital solutions. With ATM availability and drive-thru banking services, we ensure that accessing your funds is both easy and convenient. While members can visit us at 3204 N Broadway St, official correspondence should be sent to P O Box 2034, Pittsburg, KS 66762. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM. As we continue to grow and adapt in this dynamic world, our commitment remains steadfast to serve you with integrity and care. We invite you to join Kansas Teachers Community Credit Union today and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Let us help you achieve your financial dreams!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. We offer ample parking for our members, ensuring that you can easily access our services without any hassle. For those who may need extra support, our facility is ADA compliant, featuring ramps and accessible entrances.

Banking Services Available

At Kansas Teachers Community Credit Union, we provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is ready to assist you. We also have an ATM on-site for quick cash withdrawals and balance checks. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be sent to P O Box 2034, Pittsburg, KS 66762 if different from our physical address.

Connect With Us

Ready to experience personalized banking? Give us a call at 620-231-4160 or stop by during our operating hours. We look forward to welcoming you into the Kansas Teachers Community family!

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. If you're in a hurry, take advantage of our drive-thru service available Monday through Thursday from 8 AM to 5 PM, Fridays until 6 PM, and Saturdays from 9 AM to noon.

Member Eligibility

At Kansas Teachers Community, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you're looking to join us, it's simple! Membership is available to anyone who lives or works in Crawford County, along with their family members. This means that if you're a teacher, staff member of a school, or related to someone who is, you can enjoy all the benefits we have to offer. By choosing Kansas Teachers Community, you'll gain access to personalized financial services and the support of a friendly team that truly cares about your financial well-being. Getting started is easy! You can find more detailed eligibility criteria by visiting our website at http://www.kstcu.org/about-us/membership. Once you know you're eligible, opening an account is just as straightforward check out the steps outlined here: http://www.kstcu.org/borrow/apply-for-a-loan. If you have any questions or need assistance along the way, don't hesitate to give us a call at (620) 231-4160. We're excited to welcome you to the Kansas Teachers Community family!

Business Banking & Commercial Services

Merchant Services That Matter

Running a business involves handling transactions smoothly and efficiently. That's where our merchant services come in. We offer tools that help you accept payments easily, whether online or in-person. This means more time focusing on what you do best serving your customers. At Kansas Teachers Community located at 3204 N Broadway St Pittsburg Ks 66762 in Pittsburg, KS, we are here to support your journey. Connect with us today at (620) 231-4160 to discover how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are ready to offer flexible financing solutions tailored to your needs when you decide to partner with us. Imagine having the capital to invest in new equipment, expand your team, or launch a marketing campaign that takes your business to the next level. Our loan products provide the financial backing you need to turn these ideas into reality.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our Business Banking services include merchant services and business loans designed to support your growth. From managing day-to-day transactions to securing funding for expansion, we understand the unique challenges businesses face and are here to help.

Digital Banking Convenience

In today's fast-paced world, digital convenience is essential. That's why we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from anywhere at any time right from your smartphone or computer. Additionally, our ATM services allow for quick cash withdrawals and balance checks without stepping inside the branch. Need assistance? We also provide basic drive-thru banking services for deposits and withdrawals during convenient hours. Our team is here to ensure that banking with us is not just accessible but also enjoyable.

Get in Touch

If you have questions about any of our services or want to learn more about how we can support your financial journey, feel free to reach out! Call us at 620-231-4160, visit our website at www.kstcu.org, or stop by our branch in Pittsburg. At Kansas Teachers Community Credit Union, we're committed to helping you achieve your financial dreams one step at a time!

Loans and Credit Options

For those unexpected expenses or projects that require additional funds, our Personal Loans & Debt Consolidation solutions can help you manage debt effectively. You can consolidate multiple loans into one easy payment, simplifying your financial life. Additionally, we offer Credit Cards with Rewards that allow you to earn benefits while making everyday purchases. Imagine earning cash back or points toward travel just by using your card for groceries or gas!

Personal Banking Services

Starting with personal banking, we provide checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your daily expenses while saving for that dream vacation or a new home. Our accounts come with no monthly fees and great interest rates, making it simple for you to achieve your financial goals. When it comes time to make larger purchases like a vehicle or home, our Auto Loans & Vehicle Financing options are here to assist you. With competitive rates and flexible terms, financing your next car can be stress-free. Plus, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing service offers personalized support throughout the process.

Digital & Online Banking

At Kansas Teachers Community, we understand that banking should be easy and secure. That's why we've developed a suite of digital and online banking services designed to meet your needs anytime, anywhere. With our 24/7 online banking services, you can manage your accounts with just a few clicks, giving you the freedom to handle your finances on your terms. Visit us at https://www.kstcu.org/ to explore the full range of services we offer. From checking balances to transferring funds, our user-friendly online platform makes it simple. You can also enjoy the convenience of person-to-person transfers, allowing you to send money to friends or family quickly and easily without any hassle. For those who prefer using their mobile devices, our mobile application is here for you. It lets you access your accounts on the go, ensuring that you stay connected wherever life takes you. And while mobile payments aren't available right now, rest assured that our team is always looking for ways to enhance your banking experience. You can opt for e-statements to receive your account information electronically. This feature not only helps reduce paper clutter but also allows you quick access to your statements anytime you need them. Although we don't currently support electronic signature authorization, our processes remain straightforward and secure. At Kansas Teachers Community, we prioritize your security as much as convenience. Our online banking system employs robust security measures to protect your personal information while ensuring that managing your accounts feels seamless. Whether you're at home or on the go, Kansas Teachers Community is committed to providing accessible and efficient banking solutions tailored just for you.

Financial Strength

At Kansas Teachers Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on solid foundations, and our financial strength speaks volumes about our commitment to you. With a net worth of $16,644,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,281,997 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,644,074 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with 1,129 used auto loans and a total of $68,541,532 in loans and leases available. Our operational efficiency is reflected in our $0 net income, which allows us to continue providing competitive loan rates and reliable financial products for our members. We take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $423,739, while we manage a robust base of 21,656 total share accounts, showing that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kansas Teachers Community is your trusted partner. Visit us at 3204 N Broadway St Pittsburg Ks 66762 or call 620-231-4160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $37,206,509 in used vehicle loans and $8,132,678 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have financing solutions that fit your budget.

Credit Lines

For those who need extra flexibility in managing expenses, our total credit lines amount to $15,849,287. This option allows you to access funds as needed while paying interest only on what you use. At Kansas Teachers Community, we prioritize member satisfaction and strive to make the lending process as straightforward as possible. If you're interested in refinancing or would like to explore eligibility options for any of our loan products, please don't hesitate to ask us during your visit or call. To learn more about how we can assist you with your financial journey or to apply for a loan today, visit our website at Kansas Teachers Community or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,681,392, making buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the home-buying process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, our goal is to help members manage their finances effectively through responsible borrowing.

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Kansas Teachers Community