Kansas Teachers Credit Union Independence KS | Best Auto Loans & Checking Accounts

Introduction

Welcome to Kansas Teachers Community, where your financial well-being is our top priority! Located at 112 N 10Th St, Independence, KS 67301, we have been proudly serving our community since 1949. With a commitment to providing personalized service and strong financial products, we currently support over 12,000 members with a total of $122,721,836 in assets. At Kansas Teachers Community, we believe that everyone deserves access to quality banking services. That's why we offer a variety of solutions tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our dedicated team of 37 employees, led by CEO Elesa Parsons and Board President June Freund, is here to ensure you receive the best possible service. For any official correspondence, please send it to our mailing address: P O Box 476, Independence, KS 67301. You can reach us at 620-331-6934, or visit our website at www.kstcu.org for more information about our services or to apply for an account. With total deposits amounting to $25,105,104 and a robust net worth of $16,644,074, we're proud of our strong financial standing. Whether you're looking to take out a loan or simply manage your finances better, we're here to help you every step of the way. Come see how we can make a difference in your financial journey. We invite you to visit us today and experience the caring and supportive atmosphere that defines Kansas Teachers Community!

Branch History & Mission

Community Commitment

Kansas Teachers Community takes pride in being more than just a credit union; we are an integral part of Independence's fabric. We actively engage in partnerships and outreach programs aimed at improving the lives of those around us. Whether through local events or educational initiatives, we work tirelessly to give back and uplift our neighbors. We invite you to become a part of this inspiring journey. Join Kansas Teachers Community today and experience firsthand how we can help you achieve your financial dreams while being a part of something bigger a community focused on growth and support. Together, let's build a brighter future! For more information or to start your membership process, please call us at 620-331-6934 or visit our website.

Our Evolution

Over the years, Kansas Teachers Community has evolved significantly while remaining true to its mission of providing quality financial services tailored to the needs of our members. From our humble beginnings, we've expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. We have embraced digital advancements like online banking and mobile applications, ensuring that our members can access their accounts anytime and anywhere. Our dedication to accessibility is also evident in our drive-thru service, which allows for convenient transactions without having to leave your vehicle. Although we do not have ATM availability at this branch, we strive to provide comprehensive services that meet our community's needs.

Our Mission

Our mission goes beyond just offering financial products; it is about supporting our community. We believe in empowering individuals through education and financial literacy. By fostering strong relationships with our members, we aim to help them achieve their financial goals while contributing positively to the well-being of the entire community. While members can visit us at 112 N 10Th St Independence Ks 67301, official correspondence should be sent to P O Box 476, Independence, KS 67301 if you need to reach us by mail. Our team is available Monday through Friday from 9:00 AM to 5:00 PM to assist you with any questions or concerns.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. With ADA-compliant features and ramps available, everyone can navigate our space comfortably. Plus, our ample parking ensures that you have a hassle-free visit. If you prefer to stay in your vehicle, we offer drive-thru banking for quick and easy transactions.

Get in Touch

Ready to experience personalized banking? We invite you to stop by or give us a call at 620-331-6934. Our dedicated staff looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, providing flexible hours for your convenience. At Kansas Teachers Community Credit Union, we offer a range of services including personal banking options like checking and savings accounts, auto loans, and mortgage refinancing. Our friendly team is always here to assist with any of your financial needs. While members can visit us at 112 N 10th St, official correspondence should be sent to P O Box 476, Independence, KS 67301 if needed.

Member Eligibility

At Kansas Teachers Community, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is simple and open to those who live, work, or attend school in the area, as well as their family members. This means that if you're connected to our community in any way, you can join us at Kansas Teachers Community located at 112 N 10Th St Independence Ks 67301. By becoming a member, you'll gain access to a variety of financial services tailored just for you, including competitive rates on loans and savings accounts, personalized customer service, and an array of convenient banking options. To learn more about the specific eligibility criteria and to see if you qualify, feel free to check out our membership page at http://www.kstcu.org/about-us/membership. If you're ready to take the next step towards opening your account, you can find all the details on how to apply by visiting http://www.kstcu.org/borrow/apply-for-a-loan. For any questions or assistance, don't hesitate to give us a call at (620) 331-6934. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have member or non-member commercial loans available, we strive to create opportunities for future financing options that empower local enterprises.

Merchant Services That Matter

In addition to loans, our merchant services help streamline your transactions. Imagine being able to accept payments effortlessly while focusing on what you do best running your business. With solutions tailored to meet your needs, we aim to simplify payment processing so you can concentrate on growing your brand. For any inquiries or assistance, feel free to visit us at 112 N 10Th St Independence Ks 67301 in Independence, KS, or give us a call at (620) 331-6934. Let's work together towards achieving your business goals!

Comprehensive List Of Services

Business Banking Services

For local businesses, we offer specialized services like merchant solutions and business loans. We know how important it is for small businesses to have reliable banking support, which is why we're dedicated to helping entrepreneurs thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Kansas Teachers Community offers online and mobile banking services. Check your balance, transfer funds, or pay bills from anywhere at any time. Plus, with person-to-person payment options, sharing expenses with friends or family has never been easier.

Credit Cards That Reward You

With our credit cards featuring rewards programs, every purchase you make can bring you closer to earning exciting perks. Whether you're planning a vacation or simply want to maximize your spending, our credit cards offer flexibility and benefits that enhance your financial experience.

Drive-Thru and ATM Services

While we currently do not have ATMs available, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without stepping inside. This feature adds an extra layer of convenience for those busy days when you're on the go. At Kansas Teachers Community, we're more than just a financial institution; we're a partner in your financial success. For more information about any of these services or to discuss how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (620) 331-6934 or visit us at our branch in Independence. We look forward to serving you!

Loans and Financing

When life presents opportunities like buying a new car or purchasing your dream home Kansas Teachers Community has you covered with our auto loans and mortgage refinancing options. We understand that financing can be daunting, which is why we strive to make the process straightforward and hassle-free. Need extra funds? Our personal loans are perfect for debt consolidation or covering unexpected expenses.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having a checking account that simplifies your everyday transactions while also helping you save for future goals. Our savings accounts offer competitive interest rates, so your money can grow over time.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 at https://www.kstcu.org/. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our e-statements are available, so you can go paperless and keep your finances organized without the clutter. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds instantly from your account. And if you're on the go, our mobile application lets you manage your accounts right from your smartphone no need to visit a branch!

Security and Accessibility

Your security is our priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all online activities are protected by robust security measures. You can bank with confidence knowing that your information is safe. With Kansas Teachers Community, accessing your financial information has never been more convenient or straightforward. Whether you're at home or out and about, managing your money is just a few taps away!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which indicates our focus is on serving you rather than generating profit. We work hard every day to ensure that each dollar is used effectively for the benefit of our members.

Dedicated Team Support

We take pride in having 36 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to helping you navigate your financial journey with confidence.

Member-Centric Savings

Members' savings are secured through $19,281,997 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profits. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for Your Benefit

With $16,644,074 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and provide the best possible services tailored to your needs.

Solid Financial Health

With a net worth of $16,644,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.56% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $68,541,532 in total loans and leases and 1,129 used auto loans processed. This means we're here to help you finance your next vehicle or achieve other important milestones.

Trustworthy Partnership

Total Share Accounts: 21,656 illustrate a strong and growing member base that trusts us with their finances. This trust is the cornerstone of what makes Kansas Teachers Community not just a credit union but your partner in achieving financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kansas Teachers Community is your trusted partner. Visit us at 112 N 10Th St Independence KS 67301 or call 620-331-6934 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,206,509 in used vehicle loans and $8,132,678 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to guide you through the process.

Credit Lines and Personal Finance

For those looking for flexible borrowing solutions, we also have credit lines available. With a total of $15,849,287 in credit lines loans issued, our offerings can help you manage unexpected expenses or consolidate existing debt efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,681,392, providing you with the support needed for this significant investment.

Refinancing Options

If you're already carrying debt elsewhere and are considering refinancing options, we're here to help. We encourage you to explore how consolidating your loans with us could save you money on interest while simplifying your payments. Our knowledgeable staff is ready to assist you with any questions regarding eligibility and application processes. Feel free to reach out at 620-331-6934 or visit us at 112 N 10Th St Independence Ks 67301 during our lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how Kansas Teachers Community can support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans at this time, our approach aims to provide effective financial management solutions tailored for our members.

Loan Aggregator

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Kansas Teachers Community