Kansas State University Credit Union Manhattan KS | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Kansas State University, your trusted credit union located at 601 McCall Rd, Manhattan, KS 66502. Since our establishment in 1946, we have been dedicated to serving our community with reliable financial services tailored to meet the needs of our members. With a total membership of 9,776 and assets reaching an impressive $129,156,320, we are committed to fostering financial well-being for everyone in our community. At Kansas State University, we understand that each member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you are looking for help with saving for your future or financing your next vehicle, we have you covered. Our leadership team is here to support you every step of the way. Led by our CEO, LaRae Kraemer, and Board President, Dorothy Doan, we pride ourselves on being approachable and responsive to your needs. Our dedicated staff of 35 employees is always ready to assist you with personalized service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 601 McCall Rd, Manhattan, KS 66502. With total deposits amounting to $13,769,505 and a net worth of $13,477,335, you can trust that your finances are secure with us. We also maintain a robust cash balance of $928,947, ensuring that we can provide timely support when you need it most. Join us today and experience the difference that a member-focused credit union can make in your financial journey. Feel free to give us a call at 785-776-3003 or visit our website at kstatecu.com for more information about how we can help you achieve your financial goals!

Branch History & Mission

At Kansas State University, we celebrate a rich history that began in 1946. From our humble beginnings, we have grown into a trusted financial partner for nearly 10,000 members in Manhattan, KS. Our branch at 601 McCall Rd is not just a location; it represents the commitment and care we extend to our community. Over the years, we have built strong relationships with our members, helping them achieve their financial goals. Our mission is straightforward yet profound: to provide accessible and reliable financial services while supporting the community that supports us. We focus on delivering personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We believe in empowering our members with the tools they need to succeed financially. While you can visit us at our main branch address of 601 McCall Rd, official correspondence should be sent to the same mailing address. Our location is conveniently situated near local landmarks, making it easy for you to stop by during your busy day. As a modern credit union, we have embraced technology to enhance your experience. From online banking and mobile payments to e-statements and electronic signatures, we are dedicated to providing services that fit your lifestyle. We take pride in being ADA compliant and ensuring that everyone has access to our resources. Community outreach is at the heart of what we do. Whether it's partnering with local organizations or participating in events, we strive to give back and make a positive impact in Manhattan and beyond. Our efforts reflect our belief that when our members thrive, so does the community. We invite you to join Kansas State University Credit Union today and become part of a family that cares about your financial well-being. Experience personalized service, competitive rates, and a welcoming atmosphere where you are more than just a number you're part of something bigger. Reach out to us at 785-776-3003 or visit our website for more information on how we can help you on your financial journey!

Branch Location & Accessibility

Comprehensive Banking Services

At Kansas State University Credit Union, we strive to meet all your banking needs under one roof. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you. We also offer ATM access for easy cash withdrawals and basic shared branch services for members of partner credit unions. Whether you're looking for personal loans or business banking solutions, we've got you covered. While members can visit us at 601 Mccall Rd Manhattan Ks 66502, official correspondence should be sent to 601 McCall Rd, Manhattan, KS 66502 if different.

Connect With Us Today!

Have questions or need assistance? Don't hesitate to reach out! Call us at (785) 776-3003 or drop by during our operating hours. We look forward to welcoming you at Kansas State University Credit Union where your financial journey begins!

Easy Access and Amenities

Getting to us is hassle-free! We have ample parking available right outside our branch for your convenience. Our location is fully accessible, featuring ADA-compliant ramps and entryways so everyone can visit us comfortably. Plus, if you're in a hurry or prefer to bank from your vehicle, our drive-thru service makes it even easier for you to handle transactions without leaving your car.

Operating Hours That Fit Your Schedule

We know life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, with special Wednesday hours from 10:00 AM to 5:30 PM. If you need to make a quick deposit or withdrawal during off-hours, our drive-thru service is available from 9:00 AM to 5:30 PM as well.

Member Eligibility

At Kansas State University, we believe that becoming a member is like joining a supportive family where your financial needs come first. If you're looking to join us at our branch located at 601 Mccall Rd Manhattan Ks 66502, you'll find it's an easy and welcoming process! Membership is open to anyone affiliated with Kansas State University, including students, faculty, staff, and their families. This inclusive approach means that whether you're just starting your financial journey or looking to enhance it, we're here for you. The benefits of being part of our community are plenty. As a member, you can access a wide range of services designed to help you manage your finances effectively, from checking and savings accounts to loans and credit cards with great rewards. To get started, simply check out the detailed eligibility criteria on our website at http://www.kstatecu.com/about-us/membership. If you're ready to open an account or have any questions, don't hesitate to give us a call at (785) 776-3003. We can't wait to welcome you into the Kansas State University family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, our merchant services offer essential tools to simplify transactions for local businesses. Imagine a small café using our point-of-sale systems to accept payments seamlessly while tracking sales data all in one place. This real-world application not only enhances customer experience but also streamlines operations, allowing business owners to focus on what they do best serving their customers. Whether you're starting a new venture or looking to expand an existing one, Kansas State University is here to partner with you every step of the way. Visit us at 601 Mccall Rd Manhattan Ks 66502 or call us at (785) 776-3003 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our business banking services include merchant services and business loans designed to support your ventures. We are committed to helping local businesses thrive by offering the tools they need for growth.

Call Us Today!

At Kansas State University, we strive to be more than just a credit union; we want to be your trusted financial partner. Whether you're opening a new account or exploring loan options, our friendly staff is here to help every step of the way. Feel free to reach us at 785-776-3003 or visit us online at kstatecu.com for more information about our services. Join us in building a brighter financial future today!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features that allow you to manage your finances anytime, anywhere. Our online and mobile banking platforms empower you with easy access to your accounts. You can perform transactions like deposits and withdrawals from the comfort of your home or on-the-go with just a few taps on your smartphone. For those who prefer traditional banking methods, we offer basic drive-thru banking for quick transactions and shared branch transactions for members of partner credit unions. Our ATMs are also available for cash withdrawals and balance checks when you need them most.

Personal Banking Solutions

Whether you're looking to manage your daily expenses or save for future goals, our personal banking services have you covered. We offer checking and savings accounts that cater to various lifestyles, ensuring you find the right fit for your financial journey. If you're dreaming of a new car, our auto loans and vehicle financing options provide competitive rates that help you hit the road without breaking the bank. For those considering homeownership or refinancing, our mortgage loans can guide you through the process with ease. Plus, if unexpected expenses arise, our personal loans and debt consolidation services can help you regain control over your finances. With rewards on our credit cards, we also make it easier for you to earn while you spend.

Digital & Online Banking

Mobile Banking Features

For those who prefer managing their accounts on a mobile device, our mobile application is here for you. Available for download, this app brings all the features of online banking right to your fingertips. You can also enjoy the convenience of mobile payments just tap and go when you're shopping.

Online Banking Services

Our online banking platform, accessible through https://www.kstatecu.com/, offers a user-friendly experience designed to help you take control of your financial life. With 24/7 access, you can check your balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease.

Secure Transactions

Security is a top priority at Kansas State University. We offer electronic signature authorization for transactions, ensuring that your activities are safe and verified. Plus, with e-statements available, you'll receive important documents electronically, reducing paper clutter while keeping everything organized and accessible. With these powerful digital tools at your disposal, managing your finances has never been easier or more secure. Join us at Kansas State University and experience the freedom of digital banking today!

Financial Strength

Member Trust

Total Share Accounts: 20,537 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kansas State University is your trusted partner. Visit us at 601 Mccall Rd Manhattan Ks 66502 or call 785-776-3003 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $27,539,601 in share certificates and $20,612,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus means our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $584,776 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Your Benefit

With $12,892,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $66,787,893 in total loans and leases and $22,727,000 specifically in used auto loans.

Strong Net Worth

With a net worth of $13,477,335, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,227,819 in used vehicle loans and $5,810,981 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right loan that fits your budget.

Credit Lines

For those who need ongoing access to funds for various expenses, we provide credit lines totaling $8,368,889. This option gives you the flexibility to borrow only what you need when you need it. Our knowledgeable staff is always ready to assist you with any questions regarding eligibility or refinancing options. You can reach us at (785) 776-3003 or visit us at our branch located at 601 Mccall Rd Manhattan Ks 66502 in Manhattan, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our lending solutions today and see how Kansas State University can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,822,654, allowing you to secure your dream home without unnecessary stress. If you're considering refinancing your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,815,253 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can help build or improve your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. The platform prioritizes accuracy by pulling in data from legitimate financial institutions, which means you can trust that the information is reliable.

Benefits of Using LendMesh

- Verified Data: All loan offers come from credible sources, ensuring transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our focus is solely on delivering unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the value and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*