Kansas State University Credit Union Manhattan KS | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Kansas State University, your trusted partner in financial well-being. Located at 2600 Anderson Ave, Manhattan, KS 66502, our branch has been serving the community since 1946. With a strong commitment to our members, we proudly support over 9,776 individuals and families, helping them achieve their financial goals. At Kansas State University Credit Union, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total assets exceeding $129 million and a robust deposit base of $13,769,505, we are well-equipped to serve you. Our dedicated team of 35 employees, led by CEO LaRae Kraemer and Board President Dorothy Doan, is here to ensure you receive personalized service every time you visit. We take pride in providing a welcoming environment where you can feel confident in managing your finances. Whether you're looking for assistance with loans or simply have questions about our services, we're just a phone call away at 785-776-3003. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 2600 Anderson Ave, Manhattan, KS 66502. Join us today and experience the benefits of membership at Kansas State University Credit Union. Explore our website at www.kstatecu.com for more information or to get started on your financial journey!

Branch History & Mission

Welcome to the Kansas State University branch, a cornerstone of community support and financial empowerment in Manhattan, KS. Since our establishment in 1946, we have proudly served our members, growing from a small credit union into a thriving institution with a total membership of nearly 9,800. Our journey has been marked by significant milestones and achievements that reflect our commitment to the financial well-being of our community. Located at 2600 Anderson Ave, right near the vibrant Kansas State University campus, our branch is easily accessible for students, faculty, and local residents alike. Whether you're coming in for a quick deposit or to explore your loan options, you'll find a welcoming environment focused on your needs. For official correspondence, please send mail to 2600 Anderson Ave, Manhattan, KS 66502. Our mission is straightforward: we are dedicated to providing exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking solutions that help them achieve their personal and financial goals. From personal banking products like checking and savings accounts to auto loans and credit cards with rewards, we offer a range of services tailored just for you. With total assets exceeding $129 million, we ensure that our members can trust us with their finances. Our focus on customer service extends beyond traditional banking; we also provide online and mobile banking options for those who prefer managing their accounts digitally. Plus, our ATM availability and drive-thru services make banking convenient no matter your schedule. As part of our mission to give back, we actively engage in community outreach efforts and partnerships that strengthen the fabric of Manhattan. Whether it's hosting financial literacy workshops or supporting local events, we believe in making a positive impact where it matters most. At Kansas State University Credit Union, we're more than just a bank; we're your financial partner committed to your success. We invite you to join us today and discover the benefits of membership! Visit us during our operating hours Monday through Friday from 9:00 AM to 6:00 PM (with lobby hours until 5:30 PM) and Saturday from 9:00 AM to 12:00 PM or contact us at 785-776-3003 for more information about how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch!

If you have any questions or want to learn more about how we can assist you, feel free to call us at 785-776-3003. We look forward to welcoming you into our community and helping you achieve your financial aspirations! Stop by today; we're excited to serve you!

Operating Hours

We understand that convenience is key for our members. That's why our lobby hours are designed to fit your busy schedule. We welcome you Monday through Tuesday and Thursday to Friday from 9:00 AM to 5:30 PM, with extended hours on Wednesday starting at 10:00 AM. Need help on a Saturday? We're open from 9:00 AM to 12:00 PM!

Services Offered

At our Kansas State University branch, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and rewarding credit cards, we strive to provide all the financial tools you might require. For added convenience, we also have an ATM available on-site and a drive-thru service for quick transactions like deposits and withdrawals. Additionally, if you're a member of another participating credit union, you can take advantage of shared service center transactions right here at our branch. This means more flexibility when managing your finances!

Member Eligibility

At Kansas State University, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying the benefits we offer. If you live, work, or go to school in our area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to be part of our family. Whether you're looking for personal banking services or loans tailored to your needs, Kansas State University is here for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.kstatecu.com/about-us/membership. Once you're ready to take the plunge into membership, opening an account is simple! Just visit us online at http://www.kstatecu.com/spend-save/apply-for-a-loan or give us a call at (785) 776-3003. We can't wait to welcome you through our doors at 2600 Anderson Ave Manhattan Ks 66502 and help you on your financial journey!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any member or non-member commercial loans funded, we are dedicated to providing future financing solutions that empower entrepreneurs like you.

Merchant Services

Imagine having a reliable partner by your side when managing transactions. Our merchant services simplify payment processing, allowing you to focus on what really matters growing your business. From credit card processing to digital payments, we offer flexible options that meet your needs. Located at 2600 Anderson Ave Manhattan Ks 66502 in Manhattan, KS, our team is ready to assist you with personalized service and expert advice. Call us at (785) 776-3003 to learn more about how our business banking solutions can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available for easy withdrawals and balance checks. We also provide drive-thru banking for deposits and withdrawals along with simple transactions to enhance your banking experience without stepping inside.

Business Banking

For small businesses, we understand the importance of having reliable banking solutions. Our business banking services include merchant services and business loans designed to support growth and streamline operations. We're committed to being a partner in your success.

Credit Cards

If you're looking for a credit card that rewards your spending, our credit cards with rewards offer great benefits that suit your lifestyle. Whether it's earning points on purchases or enjoying cash back, we aim to enhance your financial experience while helping you save.

Online & Mobile Banking

In today's fast-paced world, managing finances on-the-go is essential. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, e-statements, and secure electronic signature authentication, banking with us is both safe and convenient.

Personal Banking

Our personal banking options are tailored for your everyday needs. From checking and savings accounts to help you manage your daily transactions, to auto loans and vehicle financing that make car ownership easier, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options provide flexible solutions to fit your budget. For those unexpected expenses or big purchases, our personal loans and debt consolidation services can assist you in regaining control over your finances.

Shared Branch Transactions

We know flexibility matters. That's why we offer shared branch transactions for members of partner credit unions, allowing deposits and withdrawals even when you're away from home. At Kansas State University, we strive to create a welcoming environment where all your financial needs are met with care. Whether you're opening a new account or applying for a loan, our friendly staff is ready to assist you every step of the way. Ready to take the next step? Visit us at 2600 Anderson Ave Manhattan Ks 66502 or check out our website at West Office for more information on how we can help you achieve your financial goals!

Digital & Online Banking

Key Features

Our online banking platform is accessible 24/7, so you can check balances, pay bills, and transfer money at your convenience. You can start exploring these services by visiting us at https://www.kstatecu.com/. With our mobile application, you have the power of banking right in your pocket, making transactions straightforward and efficient. For those who prefer going paperless, we offer e-statements that allow you to view your account details securely online. Not only does this save trees, but it also gives you quick access to your financial information whenever you need it. Plus, if you ever need to sign documents, our electronic signature authorization makes the process smooth and hassle-free.

Mobile Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few taps, and the money is on its way! If you're out shopping or dining out, take advantage of our mobile payments feature for quick and secure transactions without needing cash or cards.

Security You Can Trust

We prioritize your safety with robust security measures in place across all our digital platforms. You can feel confident knowing that your personal information is protected while using our online banking services. In summary, whether you're checking your balance from home or making payments on the go, Kansas State University is committed to providing you with user-friendly digital banking solutions that fit seamlessly into your lifestyle. Join us today and experience the ease of managing your finances with confidence!

Financial Strength

At Kansas State University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid financial foundation that allows us to provide exceptional services tailored to your needs. With a net worth of $13,477,335, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,539,601 in share certificates and $20,612,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,892,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $22,227 in used auto loans and a total of $66,787,893 in loans and leases. Our operational efficiency is reflected in our net income of $584,776, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 20,537, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kansas State University is your trusted partner. Visit us at 2600 Anderson Ave Manhattan Ks 66502 or call 785-776-3003 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,227,819 in used vehicle loans and $5,810,981 in new vehicle loans already helping members get on the road. We provide financing options that make it easy for you to own a vehicle without breaking the bank.

Credit Lines and Other Options

In addition to our auto and mortgage loans, we provide credit lines with a total value of $8,368,889. This flexibility allows you to access funds as needed for various expenses without going through a lengthy application process each time. If you are interested in refinancing or exploring eligibility options for any of these products, our team is here to help guide you through the process. Don't hesitate to reach out! For more information or to start your application today, contact us at (785) 776-3003, or visit us at our branch located at 2600 Anderson Ave Manhattan Ks 66502 in Manhattan, KS. We're ready to assist you on your journey towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,822,654, make buying or refinancing simple. We offer competitive rates and flexible terms, ensuring that you can find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,815,253 in loans helping members manage their finances effectively. These cards come with great rewards and benefits, allowing you to make purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that every offer displayed is fair and transparent. You can trust that the information you receive reflects current market conditions.