Kansas State University Credit Union Enterprise KS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Kansas State University, your trusted financial partner located at 109 E 1St St, Enterprise, KS 67441. Since our establishment in 1946, we have proudly served our community with a commitment to providing exceptional financial services tailored for all members. Whether you're looking to open a new checking account, secure an auto loan, or explore mortgage options, we're here to support you every step of the way. With over 9,776 members and total assets exceeding $129 million, we understand the importance of building strong relationships and investing in our community. Our dedicated team of 35 employees, led by CEO LaRae Kraemer and Board President Dorothy Doan, is passionate about helping you achieve your financial goals. We offer a range of services including personal banking, auto loans, credit cards with rewards, and even business banking solutions. At Kansas State University, we believe that financial wellness should be accessible to everyone. That's why we maintain a strong focus on member satisfaction and community impact. Our total deposits amount to $13,769,505, reflecting the trust placed in us by our valued members. Additionally, we hold a net worth of $13,477,335, ensuring stability and security for all your financial needs. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 601 McCall Rd, Manhattan, KS 66502. Feel free to reach out to us at 785-776-3003 or visit our website at kstatecu.com for more information about how we can assist you today!

Branch History & Mission

Community Focus

At Kansas State University Credit Union, we understand that our success is intertwined with that of our community. This belief drives us to engage actively in local events and partnerships aimed at fostering growth and well-being. From sponsoring educational programs to supporting local businesses through tailored loans and services, we are dedicated to making a positive impact. We invite anyone interested in joining a community-focused financial institution to become a member today! Experience firsthand how we prioritize your financial well-being while also giving back to our beloved Enterprise community. For more information about membership eligibility or to apply for an account or loan, please visit our website or give us a call at (785) 776-3003. Together, let's build a brighter future!

Mission Statement

Our mission is simple yet powerful: to provide affordable financial services while enhancing the quality of life in our community. We believe in empowering our members through education and support. By offering financial literacy programs and community outreach initiatives, we strive to uplift those around us. While you can visit us at 109 E 1St St Enterprise Ks 67441 for all your banking needs during our operating hours Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM official correspondence should be directed to our mailing address at 601 McCall Rd, Manhattan, KS 66502, Manhattan, KS 66502.

Our Journey

Nestled at 109 E 1st St, our branch has evolved significantly while remaining true to its mission. Initially established to support students and faculty of Kansas State University, it quickly became a trusted financial partner for families and businesses throughout the region. Throughout the years, we have embraced change and innovation while ensuring that our members receive exceptional service tailored to their needs. As part of our commitment to accessibility and modern banking solutions, we offer various services including personal banking, auto loans, mortgages, credit cards with rewards, and online banking features. Our drive-thru service enhances convenience for those on the go. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably.

Branch Location & Accessibility

Accessibility Features

At our Kansas State University branch, accessibility is a priority. We offer ADA-compliant features to ensure everyone can visit us comfortably. There's ample parking available nearby, and our drive-thru service allows for quick transactions without leaving your vehicle.

Operating Hours

We know your time is valuable! Our lobby hours are Monday, Tuesday, Thursday, and Friday from 10 AM to 5 PM. Please note that we are closed on Wednesdays and Saturdays. If you have any questions about our services or need assistance outside these hours, don't hesitate to call us at 785-776-3003.

Services Offered

While visiting our branch, you'll find a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need help with online banking? Our team can guide you through that as well! Plus, with basic drive-thru banking available for deposits and withdrawals, managing your finances has never been easier. We invite you to come by and experience the welcoming atmosphere of the Kansas State University branch. Let us help you achieve your financial goals today!

Member Eligibility

Becoming a member of Kansas State University is like joining a warm, welcoming community where your financial well-being is a priority. If you're looking to enhance your banking experience, you'll be happy to know that eligibility is open to anyone who lives, works, or attends school in the area around 109 E 1St St Enterprise Ks 67441. This means whether you're a local resident or just passing through for school or work, you can enjoy all the benefits of membership. At Kansas State University, members gain access to personalized services tailored to their needs, from checking accounts to loans and everything in between. The process of becoming a member is straightforward and inviting. You can easily check the specific eligibility details by visiting http://www.kstatecu.com/about-us/membership . When you're ready to take the next step, opening an account is just as simple! For more information on how to apply, visit http://www.kstatecu.com/spend-save/apply-for-a-loan or give us a call at (785) 776-3003. Join us today and discover how Kansas State University can support your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer tailored merchant services that help streamline your transactions. Imagine a local café processing payments effortlessly, allowing them to focus on serving customers rather than juggling financial tasks. Our services enable businesses like yours to manage sales smoothly and efficiently. Visit us at 109 E 1St St Enterprise Ks 67441 in Enterprise, KS, or call us at (785) 776-3003 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATMs on site at this branch location, we ensure easy access through our drive-thru banking service for deposits, withdrawals, and other simple transactions. At Kansas State University, we prioritize making banking easier for you. Whether through face-to-face service or convenient digital tools, we're here to help you succeed financially. Explore all our services today by visiting us at Enterprise or give us a call at (785) 776-3003. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking of getting a new car? Our auto loans and vehicle financing options make it simple and affordable to drive away in the vehicle you want. We provide competitive rates and flexible terms, ensuring that you can find a loan that fits your budget and lifestyle.

Business Banking

For entrepreneurs and small business owners, we provide essential business banking services including merchant services and business loans. We understand that every business is unique, so we tailor solutions that help you thrive in today's competitive market.

Credit Cards with Rewards

Experience the benefits of spending smartly with our credit cards that come with rewards. Earn points on purchases that can be redeemed for travel, merchandise, or cash back all while building your credit score responsibly.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're ready to buy a home or refinance your existing mortgage, we're here to guide you through the process. Our mortgage specialists will work closely with you to find the best solution tailored to your financial situation.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking features, manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on the go.

Personal Banking

Managing your day-to-day finances is made easy with our personal banking services. We offer checking and savings accounts that fit your lifestyle, helping you achieve your savings goals. Whether you're setting aside money for a rainy day or managing monthly expenses, our accounts are designed with you in mind.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our personal loans offer a straightforward way to access funds when you need them most. Additionally, if you're juggling multiple debts, consider our debt consolidation options, which simplify payments and often lower interest rates.

Digital & Online Banking

Key Features

Our online banking platform at https://www.kstatecu.com/ provides you with 24/7 access to your accounts. You can check balances, pay bills, and transfer money between accounts without needing to visit a branch. Plus, if you're sending money to friends or family, our person-to-person transfers make it easy and fast. For those who prefer using their smartphones, our mobile application offers all the features you need at your fingertips. Whether you're looking to make a quick payment through our mobile payments feature or want to view your statements electronically with e-statements, we've got you covered. We also support electronic signature authorization, allowing you to complete transactions securely without the hassle of paperwork.

Security and User-Friendliness

Your security is our top priority. Our online banking services come equipped with advanced security features to ensure that your information remains safe. We've designed our platform to be user-friendly so that everyone can navigate it easily, regardless of tech experience. With real-time account management at Kansas State University, you have complete control over your finances. Need to check your balance before making a purchase? Want to transfer funds while waiting in line? You can do all this and more with just a few taps on your device. In summary, Kansas State University is committed to providing modern banking solutions that fit into your lifestyle. Explore our digital banking options today at https://www.kstatecu.com/ and take advantage of the ease and security we offer!

Financial Strength

A Growing Membership

Total Share and Deposit Accounts: 20,537, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep enhancing our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kansas State University is your trusted partner. Visit us at 109 E 1St St Enterprise Ks 67441 or call (785) 776-3003 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $27,539,601 in share certificates and $20,612,278 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $584,776 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $12,892,559 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our robust lending capacity; with $2,227 in used auto loans and $66,787,893 in total loans and leases, we support our members' financial goals across various sectors.

Solid Foundation

With a net worth of $13,477,335, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,227,819 in used vehicle loans and $5,810,981 in new vehicle loans already helping members get on the road. We know how important it is to have reliable transportation, and our flexible financing options make it easy for you to drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,815,253 in loans helping members manage their finances effectively. This option allows you to cover everyday expenses while enjoying rewards and benefits tailored for our members.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $8,368,889 provide a safety net for unexpected expenses or planned purchases. It's an easy way to access cash when you need it most without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,822,654, make buying or refinancing simple. We're here to guide you through the process, whether you are a first-time buyer or looking to refinance your existing mortgage for better terms.

Refinancing Options

If you're considering refinancing any of your current loans, our team can help assess your situation and find the best rates available. We aim to ensure that every member has access to competitive financing solutions that work for them. At Kansas State University, we believe in empowering our members through smart financial choices. If you're interested in learning more about our loan offerings or would like assistance with your application, don't hesitate to contact us at (785) 776-3003 or visit us at our branch located at 109 E 1St St Enterprise Ks 67441 in Enterprise, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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KANSAS STATE UNIVERSITY FEDERAL CREDIT UNION - Enterprise, KS