At Kalsee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, you can trust that your money is in safe hands. With a
net worth of $28,730,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 10.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$28,360,112 in share certificates and
$41,361,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$6,020,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$27,022,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have
$48,857 in used auto loans and a total of
$205,580,076 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a
net income of $1,080,823, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
82 full-time employees and
2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at
50,670, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total
$519,915, further reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kalsee is your trusted partner. Visit us at
119 N Main St Vicksburg MI 49097 or call
269-382-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.