KALSEE CREDIT UNION

Welcome to Kalsee, your trusted financial partner located at 5220 Lovers Ln Ste 200, Portage, MI 49002. Since our establishment in 1954, we have dedicated ourselves to serving our community with integrity and commitment. With a strong membership base of 22,197, we take pride in providing valuable services tailored to meet the needs of our members. At Kalsee, we understand that financial health is key to achieving personal goals and dreams. With total assets amounting to an impressive $274,141,149 and total deposits reaching $-757,346, we are well-equipped to offer a range of loans and services. Our total loans stand at 13,824, reflecting our commitment to supporting both individual members and local businesses with their financial needs. Your financial wellbeing is in good hands with us! Under the leadership of our CEO, Matt Lahman, and Board President, David Stuut, we strive to create a welcoming environment that fosters trust and reliability. Whether you're looking for an auto loan or need assistance managing your savings, we're here to help you every step of the way. While members can visit us at our branch address, official correspondence should be sent to PO Box 3006, Kalamazoo, MI 49003-3006. We invite you to explore our website at kalsee.com for more information about our services or feel free to reach out by phone at 269-382-7800. Join us today and become part of a community-focused credit union that values your financial journey as much as you do!

Welcome to Kalsee, your friendly neighborhood credit union located at 5220 Lovers Ln Ste 200 in Portage, Michigan. Our branch is conveniently situated near local favorites like the Portage Library and the beautiful Lake Center Park, making it easy for you to drop by while enjoying a day out in the community. At Kalsee, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. We also provide ample parking right outside our door, making your banking experience as hassle-free as possible. While our main address is 5220 Lovers Ln Ste 200, for any official correspondence, please use our mailing address at PO Box 3006, Kalamazoo, MI 49003-3006. Our lobby hours are designed with your busy schedule in mind. We are open Monday, Wednesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and on Tuesdays from 10:00 AM to 5:00 PM. Whether you're stopping in for a quick question or need assistance with your accounts, our friendly team is here to help. If you prefer convenience on the go, we also offer ATM services for quick withdrawals and balance checks right at your fingertips. However, please note that we currently do not have drive-thru banking available at this location. Ready to explore what Kalsee has to offer? Give us a call at 269-382-7800 or visit us today! Your financial journey starts here with us at Kalsee.

At Kalsee, we believe that everyone deserves a supportive financial community, and becoming a member is your first step into that welcoming space. If you're wondering about eligibility, it's quite simple! You can join us if you live, work, worship, or attend school in our local area. We also welcome family members of existing members, making it easy to share the benefits of being part of our credit union. To learn more about the specifics, feel free to visit our detailed eligibility page at https://www.kalsee.com/join . Opening an account is just as straightforward! With a few easy steps, you can set yourself up for a brighter financial future with us. Whether you're looking for competitive rates on loans or personalized service from friendly staff, we've got you covered. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (269) 382-7800. Your journey toward membership at Kalsee starts today!

At Kalsee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing with you, reflecting our commitment to providing reliable service and support. With a net worth of $28,730,526, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,046 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,360,112 in share certificates and $41,361,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,020,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $27,022,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $4,857 in used auto loans and $205,580,076 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $1,080,823, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 82 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $519,915. Total Share and Deposit Accounts: 50,670, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kalsee is your trusted partner. Visit us at 5220 Lovers Ln Ste 200 Portage Mi 49002 or call (269) 382-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.