KALSEE CREDIT UNION

Welcome to Kalsee, your trusted partner in financial growth and community support, located right at the heart of Kalamazoo at 3121 Portage St, MI 49001. Since our establishment in 1954, we have dedicated ourselves to serving our 22,197 members with tailored financial solutions and a commitment to excellence. With total assets of $274,141,149, we're proud to offer a range of services that cater to your personal and business banking needs. At Kalsee, we believe in building lasting relationships with our members. Our experienced team, led by CEO Matt Lahman and Board President David Stuut, is here to assist you every step of the way. Whether you're looking for auto loans, mortgage financing, or everyday banking services, we have you covered. We currently hold a robust portfolio of loans totaling 13,824, ensuring that we can meet various borrowing needs while maintaining a net worth of $28,730,526. While members can visit us at our branch for all your banking needs, official correspondence should be sent to 2501 Millcork St, Kalamazoo, MI 49001-3006. We invite you to explore our website at www.kalsee.com for more information about our services or to reach out via phone at 269-382-7800. Join us today as we continue to make a positive impact in our community through dedicated service and financial empowerment. Your journey towards financial success starts here!

Joining the Kalsee community is like stepping into a supportive family where your financial needs are truly understood and prioritized. To become a member of Kalsee, you'll need to meet some simple eligibility criteria that focus on your connection to our community. Generally, if you live, work, worship, or attend school in Kalamazoo County, you're likely eligible to join us! We believe in making banking accessible for everyone, so don't hesitate to reach out and see if you qualify. For detailed information on the eligibility requirements, feel free to visit our website at Kalsee Membership Eligibility. Once you confirm your eligibility, opening an account with us is straightforward and welcoming. Whether you're interested in checking accounts, savings options, or loans, we're here to assist you every step of the way. You can start the process online by visiting Open an Account or give us a call at 269-382-7800 if you have any questions. We're located at 3121 Portage St, Kalamazoo, MI 49001, ready to welcome you into our Kalsee family!

At Kalsee, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks or taps, you can take charge of your finances anytime, anywhere. Our online banking platform is available 24/7 at https://www.kalsee.com/ , allowing you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, managing your accounts has never been simpler. Plus, our mobile application enhances your banking experience, offering features like mobile payments that make transactions quick and hassle-free. Imagine paying for groceries or splitting a dinner bill with friends right from your phone! Security is also a top priority for us. With electronic signature authorization available, you can sign documents securely without needing to visit a branch. This feature not only saves you time but also ensures that your sensitive information stays protected. We also provide e-statements for those who prefer to go paperless. This way, you can easily access your account statements whenever you need them while helping the environment too! If you want to send money to friends or family quickly, our person-to-person transfer service makes it easy to send funds directly from your account to theirs. At Kalsee, we believe in making banking accessible and user-friendly for all our members. Dive into the world of digital banking today and experience how simple managing your finances can be!

At Kalsee, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is sound is essential. That's why we're proud to share our strong financial standing with you. With a net worth of $28,730,526, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,046 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,360,112 in share certificates and $41,361,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,020,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We're committed to reinvesting in our community. With $27,022,692 in undivided earnings, we enhance our banking tools and lending options while improving security measures to serve you better. This allows us to support your financial goals effectively. Our lending capacity is noteworthy as well. With $4,857 in used auto loans and $205,580,076 in total loans and leases, we're here to help you achieve your dreams whether it's buying a car or funding a new project. Our operational efficiency is reflected in our $1,080,823, which enables us to keep offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 82 full-time employees and 2 part-time employees who are dedicated to providing excellent service at every visit. You can count on us to be here for you when you need assistance. In summary, with net shares totaling $519,915, and a growing member base represented by 50,670 accounts, Kalsee stands firm as a reliable choice for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kalsee is your trusted partner. Visit us at 3121 Portage St Kalamazoo Mi 49001 or call (269) 382-7800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.