Kaleida Health Credit Union Williamsville NY | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Kaleida Health, your trusted partner in financial wellness located at 1540 Maple Rd, Williamsville, NY 14221. Since opening our doors in 1975, we have proudly served our community with a commitment to providing exceptional personal and business banking services. With over 3,396 members relying on us, we are dedicated to fostering a supportive environment where everyone can thrive. At Kaleida Health, we understand that financial decisions can be daunting. That's why we offer a range of products tailored to meet your needs, from checking and savings accounts to auto loans and mortgage financing. As of now, our total assets stand at an impressive $19,578,581, and we've facilitated more than 809 loans and leases for our members, helping them achieve their dreams. Our leadership team, led by CEO Michele Walczak and Board President Jeffrey Dominiak, is passionate about making a positive impact in the lives of our members. We believe that banking should be personal and approachable. Our team of 6 dedicated employees is here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 100 High St, Buffalo, NY 14203-1126. Whether you're looking for guidance on how to manage your finances or simply need assistance with your account, we invite you to reach out via phone at 716-568-3939. Join us at Kaleida Health as we continue to build a brighter financial future together! Explore our offerings today by visiting our website at Kaleida Health FCU. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Commitment

We recognize that a thriving community benefits everyone. That's why we not only focus on financial growth but also on enhancing quality of life through education and local initiatives. As we continue to grow in membership and assets, we remain committed to building strong relationships within Williamsville and beyond. If you're looking for a credit union that genuinely cares about its members and is dedicated to helping you achieve your financial goals, we invite you to join us at Kaleida Health. Experience the difference of being part of a community-focused institution where your success is our priority. For more information or to become a member today, call us at 716-568-3939 or visit our website at Kaleida Health FCU. Your journey towards better financial health begins here!

Our Mission

At Kaleida Health, our mission is straightforward: to provide exceptional financial services while actively supporting our local community. We believe in the power of collaboration and partnership. Through various outreach programs and community involvement efforts, we aim to give back to those who have supported us throughout the years. While you can visit us at 1540 Maple Rd for all your banking needs during our lobby hours Monday, Tuesday, Wednesday, and Friday from 7 AM to 3 PM and Thursday from 9 AM to 5 PM official correspondence should be sent to our mailing address at 100 High St, Buffalo, NY 14203-1126.

Our Story

Kaleida Health was established with a mission to enhance the lives of our members through accessible financial services and community support. Over the years, we have evolved significantly, expanding our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to our members goes beyond just banking; we strive to foster a sense of belonging and provide resources that empower individuals and families. As part of our growth journey, we have prioritized digital advancements to make banking easier and more convenient. Our online and mobile banking platforms allow members to manage their finances from anywhere while ensuring security and ease of access. We understand that every member's needs are unique; therefore, our customer-centric initiatives focus on providing personalized service that truly makes a difference.

Branch Location & Accessibility

Welcome to the Kaleida Health branch located at 1540 Maple Rd, Williamsville, NY 14221! We are here to provide you with convenient financial services in a friendly atmosphere. Nestled in the heart of Williamsville, our location is just a short drive from popular landmarks like the Glen Falls Park and nearby shopping centers, making it easy for you to stop by during your day. Our branch is designed with accessibility in mind. We offer ample parking and are fully compliant with ADA standards, ensuring everyone can easily reach us. Whether you're coming in for personal banking needs or looking to discuss loans and financing options, our team is ready to assist you. We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule: Monday, Tuesday, Wednesday, and Friday from 7 AM to 3 PM; and Thursday from 9 AM to 5 PM. If you have any questions or need assistance before your visit, feel free to call us at 716-568-3939. While members can visit us at our main branch address for all their banking needs, official correspondence should be sent to our mailing address at 100 High St, Buffalo, NY 14203-1126. At Kaleida Health, we pride ourselves on offering a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. While we currently do not have ATM services or drive-thru banking available, our dedicated staff is always on hand to help you with any transactions or inquiries. We invite you to come visit us soon! Our friendly team looks forward to helping you achieve your financial goals.

Member Eligibility

At Kaleida Health, we believe that joining our community means stepping into a place where you're valued and supported. Becoming a member is easy! If you're an employee or retiree of Kaleida Health, or if you're related to someone who is, you're already eligible. Our welcoming branch at 1540 Maple Rd, Williamsville, NY 14221, is here to provide you with the financial resources you need. Plus, once you join us, you'll enjoy great benefits like personalized banking services and competitive rates on loans and accounts. Ready to take the next step? Opening an account with us is straightforward. You can start your membership journey by visiting our account opening page here. If you have any questions, feel free to give us a call at 716-568-3939. For more detailed information about eligibility criteria, check out our resource page at . We can't wait to welcome you into the Kaleida Health family!

Business Banking & Commercial Services

At Kaleida Health, we understand that every business journey is unique. Whether you're just starting out or looking to expand your established company, having the right financial partner can make all the difference. Our commercial services are designed with your needs in mind. Imagine walking into your store and seeing more customers than ever before. With our business loan options, we help turn that dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions so you can focus on what matters most growing your business. From payment processing solutions to managing cash flow, we provide tools that make daily operations smoother and more efficient. Join us at Kaleida Health located at 1540 Maple Rd Williamsville Ny 14221 in Williamsville, NY, and discover how we can help your business thrive! For inquiries, call us at (716) 568-3939.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services available at this location, our digital tools ensure that accessing your finances is simple and efficient. You can reach us at 716-568-3939 during our lobby hours: Monday through Wednesday and Friday from 7 AM to 3 PM; Thursday from 9 AM to 5 PM. At Kaleida Health, we're more than just a credit union; we're part of your community. Our goal is to provide personalized service that meets your unique needs. If you're ready to explore how we can help you achieve your financial goals, visit us online at kaleidahealthfcu.org or stop by our branch today!

Business Banking Solutions

For business owners, we provide tailored solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is here to assist you every step of the way.

Digital Banking Convenience

In today's fast-paced world, we understand that convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check your balance, pay bills, transfer funds, and even use our person-to-person payment service with just a few taps on your smartphone.

Loans and Credit Options

Managing debt can be challenging, but with our personal loans and debt consolidation options, you can find relief while keeping your financial goals on track. We also offer credit cards with rewards that allow you to earn points on everyday purchases perfect for those who want to get more out of their spending.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively while earning interest. If you're thinking about purchasing a new car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Plus, we provide flexible mortgage loans and refinancing solutions for those ready to invest in their dream home.

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check your balance, view transactions, and transfer money with ease. Whether you're at home or on the go, you can stay connected to your finances. Plus, if you ever need to send money quickly to a friend or family member, our person-to-person transfer feature is right at your fingertips.

Mobile Convenience

For those who prefer using their smartphones, our mobile application is available for download. It provides all the essential features of online banking directly from your device. Although mobile payments are not available yet, our app ensures that managing your money is still simple and efficient. By choosing Kaleida Health, you're opting for a banking experience that prioritizes accessibility and ease of use. Join us today and take advantage of our digital banking services tailored just for you!

Security and Accessibility

We prioritize your security with robust measures in place to keep your information safe. While we do not currently offer electronic signature authorization, our online banking environment remains secure for all transactions. You can also choose e-statements for quick access to your account statements without the hassle of paper clutter.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 5,314, showing a strong and growing member base that trusts us with their finances. This collective strength allows us to maintain net shares available for lending and investments amounting to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kaleida Health is your trusted partner. Visit us at 1540 Maple Rd Williamsville Ny 14221 or call (716) 568-3939 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $2,296,628 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $331 in used auto loans and $13,590,252 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $598,459 in share certificates and $2,679,646 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,930,884, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,496 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,059,783 in used vehicle loans and $4,708,985 in new vehicle loans already helping members get on the road. We make financing simple and straightforward, so you can focus on choosing the right vehicle without worrying about complicated paperwork or hidden fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,033,622, make buying or refinancing simple. We offer various mortgage products designed to fit different budgets and lifestyles, ensuring that you find a plan that suits your needs perfectly.

Personal Loans & Credit Lines

For those unexpected expenses or if you're looking to consolidate debt, our personal loans and credit lines are here to help. With a total of $1,000,000 available in credit lines, we provide flexibility when you need it most. You can manage your finances effectively without the stress of high-interest rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option gives you peace of mind while providing access to funds for emergencies or everyday purchases. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We aim to make financing as easy as possible so that you can focus on what matters most. For more information about our loan offerings or to discuss which product might be best for you, feel free to reach out at (716) 568-3939, or visit us at our branch located at 1540 Maple Rd Williamsville Ny 14221 in Williamsville, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

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KALEIDA HEALTH FEDERAL CREDIT UNION