KAIPERM FEDERAL CREDIT UNION

Welcome to Kaiperm, your trusted partner in financial services since 1957. Located at 1550 Newell Ave, Walnut Creek, CA 94596, our Downtown Office is here to serve our community with dedication and care. With over 7,283 members relying on us for their financial needs, we pride ourselves on being a cornerstone of support in the Walnut Creek area. At Kaiperm, we understand that every member's journey is unique. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and personal financing. Our total assets of $115,791,932 and total deposits amounting to $8,397,463 reflect our strong commitment to providing secure and reliable banking solutions. While you can always visit us at our branch address for friendly service, please note that official correspondence should be directed to PO Box 4156, Walnut Creek, CA 94596-0156 if necessary. Under the leadership of CEO Kramer Chan and Board President Darren Nielson, we are dedicated to fostering a community-oriented approach that prioritizes your financial well-being. Our team of 16 employees is ready to assist you with any questions or concerns you might have simply give us a call at 925-939-5626. Join us today and discover how Kaiperm can empower your financial future. Visit our website at Kaiperm Credit Union or stop by our branch; we can't wait to welcome you!

At Kaiperm, we are proud of our rich history and commitment to serving the community of Walnut Creek, CA. Since opening our doors in 1957, we have grown from a small financial institution into a vital resource for over 7,283 members. Our headquarters in Walnut Creek has been the heart of our operations, allowing us to build lasting relationships with our members and support local initiatives. Located at 1550 Newell Ave, Walnut Creek, CA 94596, our branch is easily accessible to those in the area. We encourage you to stop by during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, and Wednesday from 9:00 AM to 4:00 PM. While members can visit us at this address, official correspondence should be sent to PO Box 4156, Walnut Creek, CA 94596-0156. Our mission at Kaiperm is straightforward yet impactful: to provide exceptional financial services while fostering community growth and support. We believe in empowering individuals through accessible banking options such as personal accounts, auto loans, mortgage financing, and credit cards that offer rewards. Our total assets stand at an impressive $115,791,932, reflecting our stability and ability to serve your financial needs effectively. We understand the importance of convenience in today's world. That's why we offer various digital services including online banking and mobile payments. Our commitment to accessibility extends beyond just technology; we also ensure that our facilities meet ADA compliance standards so that all community members can enjoy our services without barriers. In addition to providing top-notch financial products, Kaiperm actively participates in community outreach efforts. We partner with local organizations and initiatives that aim to uplift those around us. Whether it's sponsoring events or providing educational resources about financial literacy, we strive to make a positive impact on Walnut Creek and its residents. As we look toward the future, we invite you to join the Kaiperm family. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. With our strong legacy of trust and service behind us, we are excited to help you achieve your financial goals. For more information or to get started with us today, please call us at 925-939-5626 or visit our website at www.kaipermcu.org. Together, let's build a brighter future for you and your community!

At Kaiperm, we believe that everyone deserves to be part of a caring community that supports their financial journey. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible to join us. Our goal is to provide you with not just banking services but a sense of belonging and support as you navigate your financial goals. You can explore the specific eligibility criteria at this link, where you'll find all the details you need. Once you've checked your eligibility, opening an account with us is an easy step forward. Just visit our website or reach out to us at (925) 939-5626 for assistance. We're here to help you every step of the way, whether it's setting up a checking account, applying for a loan, or simply answering your questions about membership benefits. Join us at Kaiperm, located at 1550 Newell Ave Walnut Creek Ca 94596, and experience the friendly service and resources designed just for you!

At Kaiperm, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to providing reliable services and resources to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $9,816,346, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,228,932 in share certificates and $15,378,314 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $8,104,026 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $315 in used auto loans and $90,896,617 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although we reported a net income of $-9,405, this reflects our focus on investing back into the credit union to enhance your experience rather than simply maximizing profits. We also take pride in having 16 full-time employees who are dedicated to helping you achieve your financial goals. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 13,128, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kaiperm is your trusted partner. Visit us at 1550 Newell Ave Walnut Creek Ca 94596 or call (925) 939-5626 to learn more about how we can help you achieve your financial goals.