Justice Credit Union Clarksburg WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Justice, a trusted financial partner in the heart of Clarksburg, WV. Established in 1935, we have proudly served our community for decades, fostering a sense of belonging and financial wellness among our 69,188 members. Our branch, located at 1000 Custer Hollow Dr, Clarksburg, WV 26306, is dedicated to providing personalized banking solutions that cater to your unique needs. At Justice, we believe in making banking accessible and straightforward. With total assets exceeding $1 billion ($1,049,106,074) and total deposits reaching $105,433,251, our financial strength allows us to offer a variety of services including personal banking accounts, auto loans, mortgages, and business loans. We currently support 41,210 loans and leases that empower our members to achieve their financial goals. Our commitment goes beyond just numbers; it extends into the community we serve. Under the leadership of CEO Mark Robnett and Board President Ellen Warwick, we strive to create a welcoming environment where you feel valued. With a team of 176 dedicated employees, we ensure that your banking experience is efficient and friendly. While you can reach us at our Clarksburg branch for all your banking needs, please remember to visit our website at jfcu.org for more information about our services or to start an application online. If you have any questions or need assistance, don't hesitate to call us at 703-480-5300. Join us today and discover how Justice can help you build a brighter financial future!

Branch History & Mission

At Justice, we take pride in our rich legacy that dates back to 1935 when we first opened our doors in the heart of Clarksburg, WV. Over the decades, we have grown from a small community credit union into a trusted financial partner for over 69,188 members. Our journey has been marked by a commitment to serving our community with integrity and compassion. Located at 1000 Custer Hollow Dr, Clarksburg, WV 26306, our branch is easily accessible to all residents. We have been dedicated to providing personalized banking services that cater to the unique needs of our members. As part of the larger family of Justice Credit Union, headquartered in Chantilly, VA, we strive to be more than just a place to bank; we aim to build relationships and foster financial well-being. Our mission is clear: we are here to empower individuals and families through sound financial services while actively engaging in community support. We believe that everyone deserves access to quality banking options, whether it's personal checking accounts, auto loans, or business financing solutions. Our focus on member service ensures that you receive tailored assistance every step of the way. In addition to traditional banking services, we embrace innovation and technology. Our online banking platform allows you to manage your finances with ease from anywhere at any time. You can also take advantage of features like electronic signatures and mobile applications, reflecting our commitment to making banking convenient and accessible for all. While our branch does not currently offer ATM or drive-thru services, we compensate with a robust set of offerings designed for your financial growth. From mortgages and personal loans to credit cards with rewards, Justice is committed to helping you achieve your financial goals. As part of our mission, we actively engage in community outreach programs. We partner with local organizations to support initiatives that uplift our neighbors and strengthen our community ties. This commitment reflects our belief that a strong community leads to stronger members. If you're looking for a credit union that puts people first and values community involvement as much as it does sound financial practices, we invite you to join us at Justice. Visit us at 1000 Custer Hollow Dr or give us a call at 703-480-5300 during our lobby hours from Monday through Friday, 8:30 AM - 4:30 PM. Discover how you can benefit from being part of a credit union dedicated to your success!

Branch Location & Accessibility

Accessibility Features

At the Justice branch, accessibility is a priority. Our facility is designed with features that meet ADA compliance standards, ensuring that everyone can navigate comfortably. Ample parking is available nearby for your convenience.

Operating Hours

We are open Monday through Friday from 8:30 AM to 4:30 PM. Our dedicated staff is ready to assist you during these hours with everything from personal banking to auto loans and credit card services.

Services Offered

Here at the Justice branch, we offer a variety of financial services tailored to meet your needs. From checking and savings accounts to mortgage loans and business banking solutions, we aim to provide comprehensive support for all your financial goals. While we currently do not have ATM or drive-thru services available, our team is always ready to help you with cash withdrawal needs inside the branch. We invite you to visit us soon! If you have any questions or need assistance before your visit, don't hesitate to call us at 703-480-5300. At Justice Credit Union, we look forward to serving you and helping you achieve your financial aspirations!

Member Eligibility

Becoming a member of Justice feels like joining a friendly neighborhood where everyone looks out for one another. If you're looking to enjoy personalized financial services and a sense of community, we welcome you with open arms! Membership at Justice is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're a long-time resident or just moved to the Clarksburg area, you can easily take advantage of the benefits we offer. Our members enjoy access to competitive loan rates, savings accounts with great interest options, and a host of additional financial services tailored just for you. Getting started is simple! Just visit us at our branch located at 1000 Custer Hollow Dr Clarksburg Wv 26306, or give us a call at (703) 480-5300 if you have any questions. For more details on eligibility criteria, feel free to check out our website at http://www.jfcu.org/eligibility.html. When you're ready to open an account, you can find all the necessary information at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad8j3zj2ddpt8xwv183ao934y056fcdy5ylxzzhy3xs1cq-vwwtolguy6ft2jkarjia9k3qamj-vh8hguxhxmngpqm85waczplaua6wmflvrp. Join us today and experience the difference that being part of the Justice family can make in your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions easier. Imagine having a reliable payment processing system that saves you time and helps you manage sales efficiently. Our services allow you to accept various payment methods, ensuring your customers have a smooth shopping experience. Visit us at 1000 Custer Hollow Dr Clarksburg Wv 26306 in Clarksburg, WV, or give us a call at (703) 480-5300 to learn more about how we can support your business needs today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,000, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at this branch location, rest assured that cash withdrawal services are still accessible through other networks nearby. Our team is always available to assist you with any questions regarding accessing cash when needed. At Justice, located at 1000 Custer Hollow Dr Clarksburg Wv 26306, we are committed to providing comprehensive financial services that cater to all aspects of life from personal banking needs to business growth strategies. If you're ready to learn more about how we can assist you or want to open an account today, give us a call at (703) 480-5300 or visit us online at West Virginia Branch #7. Let us help you take control of your financial future!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing solutions can help you hit the road without breaking the bank. We offer flexible terms that fit your budget, so you can drive away with confidence, knowing you're making a smart financial choice.

Business Banking

For entrepreneurs and business owners, our Business Banking services include Merchant Services and Business Loans tailored specifically for your operational needs. Grow your business with financial support that understands the challenges of running a company.

Credit Cards with Rewards

Our Credit Cards with Rewards program is designed with you in mind. Use your card for everyday purchases and earn rewards that can be redeemed for travel, merchandise, or cashback. It's like getting paid to spend!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide various options to help you secure the right loan for your dream home. Whether you're purchasing your first house or looking to refinance an existing mortgage for better rates, we're here to guide you through each step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. You can access your accounts anytime, anywhere pay bills, transfer funds, or check balances all from the comfort of your phone or computer.

Personal Banking

Managing your finances should be simple and effective. With our Personal Banking options, including checking and savings accounts, you can easily keep track of your day-to-day expenses and save for future goals. Imagine having a dedicated account where you can set aside money for a vacation or an emergency fund all while enjoying competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's medical bills or home repairs, we offer loans that can help manage these costs effectively, allowing you to focus on what truly matters without financial stress.

Digital & Online Banking

Key Features

Navigating your finances has never been easier with our user-friendly platform available at https://www.jfcu.org/. From checking your balance to transferring funds, our online banking system simplifies every task. You can even authorize transactions with electronic signatures, making it quick and hassle-free. For those who prefer to go paperless, we provide e-statements, allowing you to view your account statements online without the clutter of physical paperwork. Plus, if you're on the move, our mobile application gives you access to all these features right from your smartphone or tablet.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps on your screen. And if you're looking for a way to make payments while out and about, you'll appreciate the convenience of mobile payments though this feature is currently not available at Justice, we're always exploring ways to enhance your banking experience. Whether it's checking account balances or making payments, managing your finances in real-time has never been more straightforward. At Justice, we prioritize security so you can bank with peace of mind. Join us today and take advantage of the modern banking solutions offered through Justice. Your financial journey starts here!

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts stand at 119,555, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further indicating our readiness to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Justice is your trusted partner. Visit us at 1000 Custer Hollow Dr Clarksburg Wv 26306 or call (703) 480-5300 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $124,911,566 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $4,283 in used auto loans and $765,349,170 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings and Resources

Members' savings are secured through $269,712,679 in share certificates and $125,265,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,903,433, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $133,704,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,598,419 in used vehicle loans and $48,526,440 in new vehicle loans already helping members get on the road. We make it easy for you to finance the vehicle you need, whether it's brand new or pre-owned.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $900,000 provide the capital needed to grow and expand your operations. We know how important it is for businesses to have access to funding when they need it most. At Justice, located at 1000 Custer Hollow Dr Clarksburg Wv 26306 in Clarksburg, WV, we pride ourselves on offering personalized service and support throughout the loan process. If you're interested in learning more about our loan offerings or checking your eligibility, feel free to contact us at (703) 480-5300 during our operating hours from Monday to Friday, 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,666,406, make buying or refinancing simple. We also provide refinancing options that can help lower your monthly payments or free up cash for other expenses.

Personal Loans and Credit Cards

For those looking for more flexibility, we also offer unsecured credit card loans with a total of $54,798,751 in loans available. This can be a great way to manage your finances effectively while enjoying the benefits of rewards and easy payment options.

Loan Aggregator

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Justice