Justice Credit Union Bridgeport WV | Quick Personal Loans & Auto Financing

Introduction

At Justice, located at 180 White Oaks Blvd, Bridgeport, WV 26330, we believe in the power of community and the strength of relationships. Since our establishment in 1935, we've dedicated ourselves to providing exceptional financial services tailored to our members' needs. With a membership base of 69,188 individuals, we pride ourselves on being a trusted partner in your financial journey. Justice is not just another credit union; we are a part of your community. We've built a solid foundation over the years, reflected in our impressive total assets of $1,049,106,074 and total deposits amounting to $105,433,251. Our commitment to serving you is evident in everything we do from offering competitive auto loans and personal banking services to ensuring that our financial practices promote stability and growth. Under the leadership of CEO Mark Robnett and Board President Ellen Warwick, our team of 176 employees is passionate about helping you achieve your financial goals. We offer a range of services including personal banking accounts, vehicle financing, mortgage loans, and business banking solutions. While members can visit us at our branch location for personalized service, any official correspondence should be sent to the same address: 180 White Oaks Blvd, Bridgeport, WV 26330. We invite you to connect with us today! Call us at 703-480-5300 or visit our website at jfcu.org for more information on how we can help you thrive financially. Your success is our mission!

Branch History & Mission

Community Engagement

Justice is deeply rooted in the community. We actively participate in outreach programs and initiatives that support local causes and help those in need. By partnering with various organizations, we aim to create positive impacts that resonate throughout Bridgeport and beyond. As we look forward, we remain focused on innovation while staying true to our core values of service and community support. With total assets amounting to an impressive $1,049,106,074, we are well-equipped to meet the evolving needs of our members. While members can visit us at 180 White Oaks Blvd, official correspondence should be sent to the same address. If you're interested in joining our growing family or learning more about what we offer, don't hesitate! Reach out at 703-480-5300 or explore our website at jfcu.org. Join us today and experience the difference that community-focused banking can make!

Our Mission

At Justice, our mission goes beyond providing financial services; we aim to empower our members and uplift the community. We believe in fostering strong relationships built on trust and transparency. Our services include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options like merchant services and business loans. We strive to make banking accessible for everyone. That's why we've embraced technology with features like online and mobile banking, allowing members to manage their finances effortlessly from anywhere. Our commitment to accessibility extends to ADA compliance, ensuring that all members can comfortably access our services.

Branch Location & Accessibility

Welcome to the Justice branch, your friendly neighborhood credit union located at 180 White Oaks Blvd in Bridgeport, WV. We are proud to serve the Harrison County community with a convenient and accessible location that makes banking easy for everyone. Whether you're just down the road or visiting from nearby landmarks like the Bridgeport Conference Center, our branch is here to assist you with all your financial needs. While members can visit us at our main address, official correspondence should be sent to the same location: 180 White Oaks Blvd, Bridgeport, WV 26330. Our branch is designed with accessibility in mind, featuring ADA-compliant entryways and ramps for those who need them. At the Justice branch, we are open Monday through Friday from 8:30 AM to 4:00 PM, making it easy to stop by during your day. Although we currently do not offer drive-thru banking or ATM services on-site, our team is always ready to help you with personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and more. Parking is available right outside our doors for your convenience. If you have any questions or would like to learn more about our services, please don't hesitate to give us a call at 703-480-5300. We invite you to come visit us soon and discover how we can support your financial journey!

Member Eligibility

Welcome to the community at Justice, where becoming a member is like opening the door to a world of support and opportunity. If you live, work, or worship in our local area, or if you're related to someone who does, you're likely eligible to join us! We believe in making banking accessible for everyone, so whether you're looking for a checking account, an auto loan, or simply a place that puts your needs first, we've got you covered. To learn more about the specific eligibility requirements and see if you qualify, visit our detailed page at http://www.jfcu.org/eligibility.html . Joining Justice is easy! You can start the process by visiting us at our location on 180 White Oaks Blvd Bridgeport Wv 26330 or give us a call at (703) 480-5300. We're here to help you every step of the way as you open your account and become part of our family. For those ready to take the next step right now, check out our online application process here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,000, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services enable you to accept payments easily, whether online or in-person. Imagine having the ability to streamline transactions while focusing on what you do best growing your business. Visit us at 180 White Oaks Blvd Bridgeport Wv 26330 in Bridgeport, WV, or call us at (703) 480-5300 to learn how our tailored solutions can empower your business today!

Comprehensive List Of Services

Accessibility and Convenience

We pride ourselves on making banking easy and accessible for everyone. With features like online banking, mobile app access, and person-to-person payment options, managing your finances has never been simpler. While we currently do not have ATM or drive-thru services at this location, our digital offerings ensure that you can handle transactions on-the-go without any hassle.

Business Banking Solutions

If you're a business owner, we have you covered too! Our Business Banking services include merchant services and business loans designed to help your business thrive. We understand the unique challenges businesses face and are here to support you in reaching your goals.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! These cards not only offer the convenience of cashless transactions but also allow you to earn rewards for everyday purchases. Whether it's travel points or cash back, these benefits can add up quickly!

Get Started Today

At Justice, we're committed to helping you navigate your financial journey with confidence. Whether you're interested in opening a new account or applying for a loan, our team is here to assist you every step of the way. Feel free to reach out to us at (703) 480-5300 or visit us at 180 White Oaks Blvd Bridgeport Wv 26330 in Bridgeport, WV. Let's start building your financial future together! For more information about our services, visit us online at Br # 15 West Virginia Call Center.

Loans for Every Need

When life presents unexpected expenses or opportunities, our Auto Loans & Vehicle Financing can help get you behind the wheel of that new car you've been eyeing. Or perhaps you're thinking about purchasing a home? Our Mortgage Loans & Refinancing options provide competitive rates and flexible terms tailored to fit your budget. In addition, our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one manageable payment. This is particularly useful for those looking to reduce financial stress and regain control over their budgets.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking options, including checking and savings accounts. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking services, you can check your balances, transfer money, and pay bills right from your smartphone or computer making it easier than ever to stay on top of your finances.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, if you're looking to go paperless, our e-statements are available for easy access to your account statements without the clutter. For those who prefer using their smartphone, our mobile application provides all the functionalities you need right in your pocket. Unfortunately, we currently do not support mobile payments, but we're continuously working on improving our services for you.

Security You Can Trust

Security is a top priority at Justice. We utilize advanced encryption technology to protect your personal information and financial data. You can also use our electronic signature authorization option for added convenience when completing transactions online. Our digital banking services are designed not just for accessibility but also for ease of use. You can manage your accounts in real-time, ensuring that you're always in control of your finances. In today's fast-paced world, having reliable digital banking solutions is essential. At Justice, we strive to provide you with the tools you need to manage your money efficiently and securely. Visit us today at https://www.jfcu.org/ and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Innovation

Our dedication to serving our members is reflected in our $124,911,566 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $4,283 in used auto loans and $765,349,170 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

The trust placed in us by our community is shown by our total share accounts of 119,555. This growing member base reflects confidence in our ability to manage finances effectively and responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Justice is your trusted partner. Visit us at 180 White Oaks Blvd Bridgeport Wv 26330 or call (703) 480-5300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $269,712,679 in share certificates and $125,265,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,903,433, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $133,704,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,598,419 in used vehicle loans and $48,526,440 in new vehicle loans already helping members get on the road. Whether you're after a reliable used car or the latest model, our flexible terms can make your purchase more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $900,000 provide the capital needed to grow and expand. Whether it's for new equipment or operational costs, we have tailored solutions to support your business journey. At Justice, we also provide refinancing options for many of our loan products. If you're considering refinancing your auto loan or mortgage for better rates or terms, please reach out we can help determine eligibility and find a suitable plan for you. For more information about our loan offerings or to see how we can assist with your financial needs, feel free to contact us at 703-480-5300 or visit us at our branch located at 180 White Oaks Blvd Bridgeport WV 26330. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,666,406, make buying or refinancing simple. We are here to guide you through the process and ensure you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $54,798,751 in loans available. These cards provide great rewards and can be an excellent tool for handling daily expenses while building your credit.

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JUSTICE FEDERAL CREDIT UNION