Justice Credit Union New York NY | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Justice, your trusted financial partner located at 290 Broadway Fl 10, New York, NY 10007. Established in 1935, we have proudly served our community for nearly nine decades, building a solid foundation of trust and reliability. With a total membership of 69,188 and assets amounting to an impressive $1,049,106,074, we are dedicated to providing top-notch financial services tailored to meet the needs of our members. At Justice, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our commitment to our community is evident through our total deposits of $105,433,251 and total loans reaching 41,210. We believe in empowering our members by offering competitive rates and personalized service. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to: Justice FCU c/o FBI NY Office Attn: Greg Caruso, 26 Federal Plaza 23rd Floor, New York, NY 10278. Under the leadership of our CEO Mark Robnett and Board President Ellen Warwick, Justice Credit Union continues to thrive with a strong net worth of $133,704,979 and cash on hand totaling $2,917,165. Our dedicated team of 176 employees is here to assist you from Monday to Friday between 8:30 AM and 4:30 PM. Join us at Justice Credit Union where your financial well-being is our top priority. If you're looking for a reliable partner in your financial journey or need assistance with any of our services, don't hesitate to reach out! Call us at (703) 480-5300 or visit our website at www.jfcu.org. We're here to help you achieve your financial goals!

Branch History & Mission

Our Journey

Since opening our doors at 290 Broadway Fl 10, New York, NY 10007, we have dedicated ourselves to providing exceptional financial services. Over the years, we have expanded our offerings and embraced new technologies to enhance member experience. Today, we serve nearly 69,188 members and proudly hold total assets amounting to $1,049,106,074. Our branch is not just a place to conduct transactions; it's a hub for community engagement and support. We've forged valuable partnerships and participated in numerous outreach programs aimed at empowering individuals and families through education and financial literacy. While you can visit us at our physical location for all your banking needs during our operating hours from Monday to Friday, 8:30 AM to 4:30 PM, we also provide various digital services that allow you to manage your finances conveniently from anywhere.

Our Mission

At Justice Credit Union, our mission is straightforward yet profound: to improve the financial well-being of our members and their communities. We believe in serving not just as a financial institution but as a partner in your journey towards achieving your goals. Whether you're looking for personal banking options like checking accounts or loans, or need business banking solutions including merchant services and business loans, we are here for you. We recognize that access to quality financial services can make a real difference in people's lives. That's why we focus on building lasting relationships with each of our members while ensuring that everyone feels welcome and valued at Justice Credit Union. If you wish to reach out for any inquiries or assistance, feel free to call us at 703-480-5300. While members can visit us at 290 Broadway Fl 10 for service needs, official correspondence should be sent to Justice FCU c/o FBI NY Office Attn: Greg Caruso, New York, NY 10278. Join us today and experience the benefits of being part of the Justice family! Visit us online at Justice Credit Union or explore eligibility requirements here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

At Justice, we prioritize your convenience. While our branch is situated in a vibrant urban area, we offer an inviting atmosphere where members can feel at home. Parking might be a challenge in this busy part of the city, but public transportation options abound, making it easy to reach us by subway or bus. Our branch is designed with accessibility in mind. It features ADA-compliant ramps and entrances so that everyone can enjoy our services without hassle. If you need assistance, our friendly staff is always ready to help.

Get in Touch

Ready to learn more? We invite you to visit us at 290 Broadway Fl 10 or give us a call at 703-480-5300. If you're looking for official correspondence details or additional information about our services, please note that mail can be sent to Justice FCU c/o FBI NY Office Attn: Greg Caruso, New York, NY 10278. We look forward to welcoming you into our community at Justice Credit Union!

Operating Hours

We are here for you Monday through Friday from 8:30 AM to 4:30 PM. We understand that life can get busy, and we're committed to being available when you need us. Feel free to stop by during these hours to discuss your banking needs or simply ask questions.

Services Offered

At Justice Credit Union, we pride ourselves on providing a wide array of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every financial situation. Our credit cards come with rewards that fit your lifestyle, and if you're a business owner, our merchant services can help take your operations to the next level. Plus, enjoy the ease of online and mobile banking managing your finances has never been simpler! While we currently do not offer ATM or drive-thru services at this location, our team is here to assist you with cash withdrawals and other transactions directly inside the branch.

Member Eligibility

Joining the Justice community is a warm and welcoming experience that opens doors to a world of financial possibilities. If you live, work, or worship in the New York area, or are related to someone who does, you're likely eligible for membership! This means you can enjoy all the benefits of being part of our cooperative, where your needs come first. Here at Justice, we believe that everyone deserves access to personalized financial services that empower them to achieve their goals. Getting started is easy! You can explore more about the eligibility requirements by visiting this link. Once you're ready to join us, simply head over to our account opening page here. If you have any questions or need assistance, feel free to reach out at (703) 480-5300. We look forward to welcoming you into our family at Justice, located at 290 Broadway Fl 10 New York Ny 10007!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your transactions. Imagine easily accepting payments from customers without the hassle of complicated setups. Our services allow you to focus on running your business while we handle payment processing securely and efficiently. Located at 290 Broadway Fl 10 New York Ny 10007 in New York, NY, we are here to provide the financial support your business deserves. For more information, call us at (703) 480-5300 or visit our website at https://www.jfcu.org/ . Let's work together to turn your business goals into reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,000, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

In addition to these core offerings, we ensure that accessing cash is simple with our ATM & Cash Withdrawal Services, although please note that we currently do not have ATMs on-site. For any inquiries or assistance, don't hesitate to reach out at 703-480-5300 during our lobby hours from Monday to Friday between 8:30 AM and 4:30 PM. At Justice, we're committed to making banking easier for everyone. Explore all these services today by visiting us online at Justice FCU or stop by our branch in New York City! Your financial journey starts here let us be part of it!

Business Banking

If you're a business owner, you'll appreciate our Business Banking services. We provide essential tools like merchant services and business loans designed to support your operations and growth ambitions. Our team is here to help you navigate the financial landscape of running a business effectively.

Loans and Financing

When it comes to financing big purchases or consolidating debt, our Auto Loans & Vehicle Financing options are tailored just for you. Picture driving away in your dream car with affordable monthly payments that fit within your budget. Additionally, if you're considering homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing services will guide you through each step of the process. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation solutions provide flexible options to help you regain control over your finances. We also offer Credit Cards with Rewards, giving you the chance to earn while you spend turning everyday purchases into valuable benefits.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them through our Online & Mobile Banking options. You can check balances, transfer money, and pay bills right from your device making banking convenient and straightforward.

Digital & Online Banking

Key Features

One of the standout features is our user-friendly mobile application, which allows you to check your balance, transfer funds, and pay bills right from your smartphone. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. You can also enjoy the convenience of electronic signature authorization for various transactions, making it easier than ever to handle your banking needs without visiting a branch. For those who prefer going paperless, we offer e-statements so you can access your account statements whenever you need them, reducing clutter and enhancing security. If you're on the go and need to make payments or manage your account, our mobile payments feature ensures you're covered though currently we don't have this option available just yet.

Security & Accessibility

We take your security seriously. Our online banking platform uses advanced encryption technologies to keep your information safe while providing you with real-time access to your accounts. Whether you're checking balances or reviewing recent transactions, you can feel confident knowing that your data is protected. At Justice, we believe in making banking accessible for everyone. With easy navigation and clear instructions throughout our online services, you'll find everything you need right at your fingertips. Experience the freedom of managing your finances on your terms with our comprehensive digital banking options. Join us today at https://www.jfcu.org/ !

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 176 full-time employees ready to assist you with knowledgeable service.

Growing Member Base

Total Share and Deposit Accounts stand at 119,555, showing a strong and growing member base that trusts us with their finances. This trust is essential as it allows us to offer more comprehensive services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Justice is your trusted partner. Visit us at 290 Broadway Fl 10 New York Ny 10007 or call (703) 480-5300 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Future

With $124,911,566 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $4,283 in used auto loans and $765,349,170 in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $269,712,679 in share certificates and $125,265,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,903,433, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $133,704,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,598,419 in used vehicle loans and $48,526,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $900,000 provide the capital needed to grow and expand your business. We understand the unique challenges that entrepreneurs face and are committed to offering solutions that foster growth and stability. If you're interested in learning more about eligibility for any of these loan products or would like assistance with the application process, please feel free to reach out to us at (703) 480-5300 or visit us at our branch located at 290 Broadway Fl 10 New York Ny 10007 in New York, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Justice, we're dedicated to providing personalized service and support as you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,666,406, make buying or refinancing simple. We provide flexible terms and competitive rates designed to fit your budget and lifestyle. If you're considering refinancing your current mortgage, we also have options available that can help reduce your monthly payments or shorten your loan term.

Personal and Credit Card Loans

We also cater to personal finance needs with unsecured credit card loans, totaling $54,798,751. These loans come with flexible terms that can help you manage day-to-day expenses effectively. Whether it's for unexpected costs or planned purchases, having access to funds through our credit card loans can provide peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This user-friendly platform is designed to help you find the most suitable loan options without the hassle of navigating through numerous offers. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. Furthermore, LendMesh maintains a strict policy of No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The primary goal is to provide unbiased results that empower users to make informed financial decisions. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions at their fingertips. This dynamic approach allows for quick evaluations and helps borrowers find favorable terms that suit their specific situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores LendMesh's reliability as a trusted resource for anyone looking to secure a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JUSTICE FEDERAL CREDIT UNION