Justice Credit Union Chicago IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Justice, your trusted credit union in the heart of Chicago! Established in 1935, we have proudly served our community for over 88 years, helping our members achieve their financial goals. Located at 2111 W Roosevelt Rd Ste 194, Chicago, IL 60608, we are dedicated to providing personalized service and a wide range of financial products tailored to meet your needs. At Justice, we understand that every member is unique. That's why we offer services like personal banking, auto loans, mortgages, and business financing options. With total assets exceeding $1 billion and total deposits of $105,433,251, our commitment to your financial well-being is backed by solid resources. We currently serve 69,188 members and have funded a total of 41,210 loans, ensuring that we are here for you every step of the way. Our leadership team, led by CEO Mark Robnett and Board President Ellen Warwick, is focused on fostering a welcoming environment where you can feel confident about your banking choices. With a net worth of $133,704,979 and cash in hand totaling $2,917,165, you can trust that your money is safe with us. While members can visit us at our branch location for assistance or to open an account, official correspondence should be directed to our mailing address if it differs from the branch. If you're looking for reliable banking solutions with a community touch, look no further! We invite you to explore our website at www.jfcu.org or give us a call at 703-480-5300 to learn more about how we can assist you. Join us at Justice today your journey toward financial success starts here!

Branch History & Mission

Commitment to Accessibility

As part of our commitment to accessibility, we provide ATM services on-site, ensuring you have easy access to your funds whenever you need them. Although we do not currently offer drive-thru banking or shared service center options, our lobby hours are designed for your convenience: Monday through Friday from 8:30 AM until 4:30 PM.

Join Us

We invite you to become part of the Justice family. Experience how we put our mission into action every day. Whether you're looking for personal banking solutions or want to learn more about managing your finances effectively, we're here for you. Visit us today or call us at (703) 480-5300 to get started on your journey toward financial empowerment! Discover more about us online at jfcu.org where your financial future begins!

Our Mission

At Justice, our mission is clear: to provide exceptional financial services while supporting our members' aspirations and contributing positively to our community. We strive to make banking straightforward and accessible through personalized service and innovative solutions. We understand that every member has unique needs. That's why we offer a range of products from checking and savings accounts to auto loans and credit cards with rewards designed to fit your lifestyle. Our online and mobile banking services ensure that you can manage your finances anytime, anywhere. While members can visit us at 2111 W Roosevelt Rd Ste 194 Chicago Il 60608, official correspondence should be sent to nan, nan, nan nan if it differs from our branch address.

Our Story

Justice was founded with a simple yet powerful vision: to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to meet the changing needs of our members. Today, we proudly serve over 69,188 members with total assets exceeding $1 billion. Our journey has been marked by dedication to financial education and community support, helping people achieve their dreams whether it's buying a home, financing a vehicle, or saving for the future. Our branch is not just a place for transactions; it's a hub for community engagement. We regularly partner with local organizations to offer workshops and events that promote financial literacy and personal growth. By fostering these relationships, we help build stronger communities and create opportunities for everyone.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and pathways, ensuring that everyone can navigate comfortably. Ample parking is available nearby, making it hassle-free for you to visit us.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 1:00 PM, then again from 2:00 PM to 4:30 PM. We invite you to come in during these hours for personal banking services, including checking and savings accounts, auto loans, and more.

Services Offered

At Justice, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking accounts and credit cards with rewards, to business banking solutions such as merchant services and business loans, we have something for everyone. Plus, with ATM availability right at our branch, cash withdrawals and balance checks are quick and easy. If you're looking for the convenience of drive-thru banking, please note that we currently do not offer this service. However, our friendly staff is always ready to assist you inside the branch.

Visit Us Today!

Don't hesitate to reach out! If you have any questions or would like more information about our services, feel free to call us at (703) 480-5300. We look forward to seeing you soon at Justice!

Member Eligibility

At Justice, we believe that everyone deserves a chance to be part of our welcoming community. Joining us as a member is simple and open to anyone who meets our eligibility criteria. Whether you're a resident of the local area, employed by one of our partner organizations, or related to an existing member, you could be on your way to enjoying the many benefits we offer. Our members enjoy personalized service, competitive rates on loans, and access to financial education resources that empower them to achieve their goals. For more details on who can join, feel free to visit our eligibility page at http://www.jfcu.org/eligibility.html. If you're ready to take the next step, opening an account with us is easy! Just check out the account opening information at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad8j3zj2ddpt8xwv183ao934y056fcdy5ylxzzhy3xs1cq-vwwtolguy6ft2jkarjia9k3qamj-vh8hguxhxmngpqm85waczplaua6wmflvrp. If you have any questions or need assistance, don't hesitate to call us at (703) 480-5300. We can't wait to welcome you into our family at Justice, located at 2111 W Roosevelt Rd Ste 194 Chicago Il 60608!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,000, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine running your shop smoothly while easily accepting various payment methods from your customers credit cards, mobile payments, and more right at your fingertips. Our tools are designed to make transactions easier, allowing you to focus on what you do best: growing your business. Visit us at 2111 W Roosevelt Rd Ste 194 Chicago Il 60608 in Chicago, IL, or call us at (703) 480-5300 to learn how we can partner with you on your business journey. Together, let's build a brighter future for your company!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates that can help make your dream car a reality. We know how important it is for our members to hit the road without breaking the bank.

Business Banking Services

For business owners, we offer specialized banking solutions including merchant services and business loans. We recognize the importance of supporting local businesses in Chicago, and we're committed to helping you thrive.

Credit Cards with Rewards

Enjoy spending with our credit cards that offer rewards for everyday purchases. This means every time you swipe, you're earning benefits that can enhance your financial journey.

Digital Banking Features

We pride ourselves on providing easy-to-use digital banking features such as online banking and mobile access. With these tools, managing your finances becomes straightforward check balances, pay bills, or transfer money all from the palm of your hand. Whether you're visiting us at Justice or connecting online via our website at Chicago Br #22, we're here for you. Have questions? Feel free to call us at (703) 480-5300 during our operating hours: Monday through Friday from 8:30 AM to 1:00 PM and 2:00 PM to 4:30 PM. Join us today to experience how Justice can empower you on your financial journey!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with flexible terms and personalized service. You can trust us to guide you through the process so that you feel confident in your decision.

Personal Banking Solutions

Starting with personal banking, we offer both checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your money anytime, anywhere. Our members appreciate the convenience of basic ATM access for quick withdrawals and balance checks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come into play. If you're managing multiple debts, consider our debt consolidation options which can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

In today's fast-paced world, convenience and security are paramount when managing your finances. At Justice, we understand that our members want to access their accounts anytime and anywhere, which is why we offer a robust suite of digital and online banking services designed to keep your banking experience smooth and secure. With our online banking platform, you can manage your accounts 24/7, giving you the freedom to check balances, pay bills, and transfer funds at your convenience. Our user-friendly interface ensures that even those new to online banking can navigate effortlessly. Plus, with features like electronic signature authorization available, signing documents from the comfort of your home has never been easier. For those who prefer paperless options, we provide e-statements to help you stay organized while protecting the environment. You'll receive your statements directly in your inbox, making it simple to review your finances without the clutter of paper. If you're always on the go, don't worry! Our mobile application makes it easy to bank right from your smartphone. Whether you're making person-to-person transfers or simply checking your account balance, our app puts all the power of online banking right in your pocket. Plus, we support person-to-person payments, allowing you to send money quickly and securely to friends and family. At Justice, security is a top priority. Our online services use advanced encryption technologies to ensure that your personal information remains safe. With features designed for ease-of-use and real-time account management, you can have peace of mind knowing that you are in control of your financial journey. Explore more about our digital offerings by visiting our website today! Whether you're at home or out and about, Justice is here to make banking easier for you.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Justice is your trusted partner. Visit us at 2111 W Roosevelt Rd Ste 194 Chicago Il 60608 or call (703) 480-5300 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $269,712,679 in share certificates and $125,265,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,903,433, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $124,911,566 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to improvement helps us support your financial goals more effectively.

Solid Financial Foundation

With a net worth of $133,704,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Journey

Our lending capacity is robust, with $4,283 in used auto loans and $765,349,170 in total loans and leases available for members. Our ability to generate operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to service is evident as we manage a total of 119,555 accounts, showcasing a strong and growing member base that trusts us with their finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,598,419 in used vehicle loans and $48,526,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we've got you covered.

Commercial Loans

For business owners, our outstanding commercial loans totaling $900,000 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, our team is here to assist you. At Justice, we prioritize making financial services available and beneficial for everyone. If you're considering refinancing or looking into eligibility options, please reach out to us at (703) 480-5300 or visit us at 2111 W Roosevelt Rd Ste 194 Chicago Il 60608 in Chicago, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can help you achieve your financial aspirations!

Credit Lines and Personal Loans

Our total credit lines amount to $263,584,250, giving you access to additional funds when needed. This flexibility can be especially useful for managing unexpected expenses or consolidating debt into manageable payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,666,406, make buying or refinancing simple. We provide support throughout the process, ensuring you understand each step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $54,798,751 in loans helping members manage their finances effectively. These cards come with various benefits that allow for easy access to credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, making it easier to compare options without confusion or hidden fees.

Justice