Justice Credit Union Miami FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Justice Credit Union, located at 400 Nw 2Nd Ave Ste 309, Miami, FL 33128. Since our founding in 1935, we have proudly served our community with a commitment to providing exceptional financial services that empower our members. With a total membership of 69,188 and assets reaching an impressive $1,049,106,074, we are dedicated to ensuring your financial well-being. At Justice Credit Union, our focus is on building lasting relationships with our members. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have the resources and expertise to help you achieve your goals. Our total deposits amount to $105,433,251, reflecting the trust our members place in us. Led by CEO Mark Robnett and Board President Ellen Warwick, our team of 176 employees is here to support you every step of the way. We understand that financial decisions can be overwhelming; that's why we're committed to offering clear guidance and assistance tailored just for you. While members can visit us at our Miami branch for all their banking needs, official correspondence should be sent to our mailing address at 5175 Parkstone Dr Ste 200, Chantilly, VA 20151-3816. Our various loan options include over 41,210 loans and leases designed to meet diverse needs from personal loans to business financing. With a net worth of $133,704,979 and cash in hand totaling $2,917,165, we are well-equipped to serve you confidently and reliably. We invite you to explore what Justice Credit Union has to offer. Visit us online at www.jfcu.org or give us a call at 305-329-1400 during our operating hours from 8:00 AM to 5:00 PM (EST). Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

A Community-Centric Approach

We understand that every member's journey is unique. That's why we focus on personalized service tailored to each individual's financial goals. Our team is here to listen and guide you through your options whether you're looking for savings accounts with competitive rates or assistance with debt consolidation. In addition to our commitment to excellent service, we also adhere strictly to ADA compliance standards ensuring that everyone can access our services without barriers.

Join Us Today!

As we look towards the future, Justice remains committed to fostering a financially secure community where everyone can thrive. We invite you to join us on this journey experience the difference with Justice today! Visit us online at www.jfcu.org or call us at 305-329-1400 for more information about how we can help you achieve your financial dreams.

Our Journey

Since our opening, Justice has experienced remarkable growth and transformation. From humble beginnings as a small credit union focused on personal banking services to becoming a robust financial partner offering auto loans, mortgages, business banking, and more, our evolution reflects our commitment to providing valuable services that cater to the changing needs of our members. Throughout the years, we have embraced innovation while ensuring accessibility for all. We are proud to offer online banking services that allow our members to manage their finances easily. Additionally, with ATM availability at our branch and across various locations, we ensure that cash access is convenient for everyone.

Our Mission

At Justice, our mission goes beyond just banking. We strive to empower individuals and families by providing financial education and resources that lead to better economic outcomes. We are dedicated to supporting local initiatives and partnerships that uplift our community be it through sponsorships or volunteering efforts. Our goal is to foster financial wellness while also being good stewards of the neighborhoods we serve. While members can visit us at 400 Nw 2Nd Ave Ste 309 Miami Fl 33128, official correspondence should be sent to our mailing address at 5175 Parkstone Dr Ste 200, Chantilly, VA 20151-3816.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us soon! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at (305) 329-1400. Our team is eager to help you with all your banking needs at Justice!

Operating Hours

Our friendly staff is here to assist you Monday through Friday from 8:00 AM to 5:00 PM (EST). Whether you need help opening an account, applying for a loan, or just have questions about our services, feel free to drop by during these hours.

Parking and Accessibility

We know how important it is for our members to have hassle-free access to banking services. That's why our branch offers ample parking nearby. Plus, we are fully ADA compliant, ensuring that everyone can visit us comfortably.

Services Offered

At Justice, we provide a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. Need cash? We have ATM availability right on site for your convenience.

Member Eligibility

At Justice, we believe that everyone deserves a supportive financial community. Becoming a member is easy and open to those who meet our eligibility criteria, which you can find detailed at http://www.jfcu.org/eligibility.html . Generally, if you live or work in the areas we serve, or if you have family members who are already members, you're likely to qualify. We welcome individuals from various backgrounds, making our community truly diverse and inclusive. Joining Justice comes with fantastic benefits like personalized service, competitive rates on loans and savings accounts, and access to a range of financial products tailored just for you. Ready to take the next step? You can start the account opening process by visiting this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad8j3zj2ddpt8xwv183ao934y056fcdy5ylxzzhy3xs1cq-vwwtolguy6ft2jkarjia9k3qamj-vh8hguxhxmngpqm85waczplaua6wmflvrp . If you have any questions or need assistance, don't hesitate to reach out to us at (305) 329-1400. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $900,000, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to streamline your transactions and enhance customer experiences. Our merchant services offer easy payment processing solutions that can simplify your operations. From credit card processing to online invoicing, we make it easier for you to manage payments so you can focus on what matters most growing your business. Located at 400 Nw 2Nd Ave Ste 309 Miami Fl 33128 in Miami, FL, we invite you to connect with us at (305) 329-1400. Let's work together to bring your business vision to life!

Comprehensive List Of Services

Business Banking Services

For our business members, we know that having the right financial tools is crucial for success. That's why we offer merchant services that simplify payment processing and business loans to help you expand your operations. Whatever challenges your business faces, we're committed to helping you find solutions that work.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Miami Let Branch #33, we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily access ATM services for cash withdrawals and balance checks without any hassle. Our user-friendly digital platform ensures that banking is not just easy but also secure.

Member Support

We pride ourselves on providing exceptional member support because we believe in building lasting relationships with those we serve. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (305) 329-1400 during our lobby hours from 8:00 AM to 5:00 PM (EST) for personalized help. No matter what financial needs you have, Justice is here to support you. Visit us at 400 Nw 2Nd Ave Ste 309 Miami Fl 33128 in Miami, FL or explore our services online at https://www.jfcu.org/ . Let's take this journey together towards achieving your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer an array of services designed to make your life easier. You can open checking and savings accounts tailored to fit your lifestyle and help you achieve your financial goals. Need a new car? Our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. We also provide mortgage loans and refinancing solutions, making homeownership more accessible for our members. If you're facing unexpected expenses or looking to consolidate debt, our personal loans are a great option. Plus, with credit cards that offer rewards, you can earn while you spend! With all these options available, we strive to make managing your money as straightforward as possible.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you manage your money effectively. You can easily set up e-statements for quick access to your account statements without the clutter of paper. Plus, our electronic signature authorization makes it simple to complete transactions securely and efficiently. Need to send money to a friend? Our person-to-person transfers allow you to send funds instantly, making it easier than ever to share expenses or settle debts. If you're someone who prefers using your smartphone for banking, you'll love our mobile application. It's designed for quick access to all your accounts and offers many of the same features as our online platform.

Security and Accessibility

Your security is our top priority. We use advanced technology to protect your information while ensuring that you have easy access when you need it. With features like real-time account management, you can monitor your transactions and stay on top of your finances effortlessly. While we currently do not support mobile payments, rest assured that our other digital services are here to keep your banking experience smooth and hassle-free. Whether you're at home or out in town, Justice ensures that managing your money is always just a click away. Visit us today at https://www.jfcu.org/ and explore how our digital banking solutions can benefit you!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 119,555, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Justice is your trusted partner. Visit us at 400 Nw 2Nd Ave Ste 309 Miami Fl 33128 or call (305) 329-1400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $269,712,679 in share certificates and $125,265,772 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,903,433, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 176 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Services

With $124,911,566 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $4,283 in used auto loans and $765,349,170 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $133,704,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,598,419 in used vehicle loans and $48,526,440 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a dependable used one, our competitive rates make it easier than ever to hit the road.

Business Financing

For business owners, our outstanding commercial loans totaling $900,000 provide the capital needed to grow and expand your operations. Whether you're launching a new venture or looking to enhance an existing one, we have tailored solutions to meet your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,666,406, make buying or refinancing simple. We aim to streamline the process so that you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we have options available that could potentially lower your monthly payments and save you money over time. Our team is ready to discuss eligibility criteria and help you explore what works best for your financial situation. At Justice located at 400 Nw 2Nd Ave Ste 309 Miami Fl 33128, we're committed to providing personalized service and support as you navigate your financial journey. For more information about our loan offerings or to start an application today, please call us at 305-329-1400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you for all your lending needs!

Unsecured Credit Card Loans

Managing finances can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $54,798,751 in loans helping members manage their finances effectively. These cards provide a convenient way to handle unexpected expenses while offering rewards and benefits tailored for our members.

Loan Aggregator

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JUSTICE FEDERAL CREDIT UNION - Miami, FL