Jsc Texas City TX Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Jsc, your trusted financial partner located at 2300 Gulf Fwy, Texas City, TX 77591. Since our establishment in 1961, we've been dedicated to serving our members with personalized banking solutions that foster financial growth and stability. With a strong community focus, we proudly support over 130,320 members and manage assets totaling an impressive $2,658,205,471. At Jsc, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services. Our goal is to empower you with the right tools to achieve your financial aspirations. Our commitment goes beyond just numbers; it's about building lasting relationships within our community. Under the leadership of CEO Martyn Pell and Board President Deborah Conder, our team of 445 employees is here to ensure you receive exceptional service every time you visit us. We are dedicated to making banking accessible and straightforward for everyone in Texas City. While members can visit us at our branch location, official correspondence should be sent to PO Box 58346, Houston, TX 77258. Feel free to reach out to us at 281-488-7070 or explore our offerings online at wellbyfinancial.com. Join us on this journey towards financial wellness let's build a brighter future together!

Branch History & Mission

Community Commitment

We are proud of our community outreach efforts. Whether it's sponsoring local events or partnering with organizations that promote financial literacy, Jsc is committed to making a positive impact in Texas City and beyond. Our partnerships strengthen our ability to serve not only as a financial institution but as an integral part of the local fabric. In today's digital age, we also emphasize accessibility with online banking options and mobile payment services designed for your convenience. Our team is dedicated to helping you navigate your financial journey with confidence. Join us at Jsc and discover how we can help you achieve your financial goals while being part of a caring community. Experience firsthand the benefits of membership by visiting us or calling 281-488-7070 today! Your journey towards better financial health starts here with us at Jsc.

Our Mission

At Jsc, our mission is simple: we strive to empower our members through accessible financial services while fostering community growth and support. We believe that everyone deserves the opportunity for financial success and security. Our mission drives us to offer products that are not only competitive but also tailored to meet the unique needs of our members. While members can visit us at 2300 Gulf Fwy, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We understand that convenience matters; that's why we provide features like ATM access and drive-thru banking services, ensuring that your banking experience is smooth and efficient.

Branch Location & Accessibility

Operating Hours

We know your time is valuable. That's why our lobby hours are designed with your schedule in mind: open Monday and Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. For drive-thru banking, we're here even earlier Monday and Friday from 7 AM to 6 PM; Tuesday through Thursday from 8 AM to 6 PM; and Saturday from 8:30 AM to 1 PM.

Parking and Accessibility

At Jsc, we understand the importance of accessibility. Our branch offers ample parking, including designated spots for those with disabilities. We are fully ADA-compliant, featuring ramps and other amenities to make your visit as comfortable as possible.

Services Offered

Our Jsc branch provides a variety of services tailored for both personal and business banking needs. Whether you're looking for checking or savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Plus, we offer convenient ATM access and basic drive-thru services for deposits and withdrawals. If you have any questions or need assistance during your visit, don't hesitate to reach out! You can call us at 281-488-7070. We look forward to welcoming you at Jsc and helping you with all your financial needs!

Member Eligibility

At Jsc, we believe in creating a welcoming community where everyone can thrive together. Joining us as a member is simple and rewarding! If you're a resident of our local area, or if you work for one of the companies we partner with, you're likely eligible to become part of our family. We prioritize inclusivity and strive to support our members through various financial services tailored to their needs. For detailed eligibility criteria, feel free to check out our resource at . Once you know you're eligible, getting started is a breeze! Opening an account with us can be done online in just a few minutes. Whether you're looking for checking and savings accounts, auto loans, or credit cards, we have options that cater to your goals. If you have any questions or need assistance along the way, don't hesitate to reach out at (281) 488-7070. We're here to help you every step of the way at Jsc, located at 2300 Gulf Fwy Texas City Tx 77591.

Business Banking & Commercial Services

Financing Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment that boosts your productivity or expand your facilities to accommodate more customers. Our commercial loans make these possibilities a reality.

Merchant Services

In today's world, efficient payment processing is crucial. With our merchant services, businesses can accept payments quickly and securely, allowing you to focus on what matters most serving your customers. Picture a bustling café where transactions flow smoothly thanks to reliable payment options. That's what we aim for at Jsc. By choosing us for your banking needs, you're not just getting a lender; you're gaining a partner dedicated to your success in the vibrant business landscape of Texas City. Reach out today at (281) 488-7070 or visit us at 2300 Gulf Fwy Texas City Tx 77591 to learn more about how we can help your business grow!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. We offer competitive rates and flexible terms that fit your budget. Picture yourself driving off in your new car with an affordable monthly payment that doesn't stretch your finances too thin.

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are designed to help you thrive. We understand the challenges of running a business and offer solutions that simplify payments and provide capital when you need it most.

Convenient Access

At Jsc, we recognize the importance of convenience. Our ATM services allow for easy cash withdrawals and balance checks anytime you need them. Plus, our basic drive-thru banking makes it easy to handle simple transactions without leaving your car. With extended hours from Monday to Friday and Saturday mornings available at our drive-thru (Lobby: Mon-Fri 9am-5pm; Sat 9am-1pm), we strive to be accessible when it matters most.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards program offers great benefits. You can earn points for every dollar spent, which can be redeemed for travel, merchandise, or cash back. It's like getting paid for shopping!

Join Us Today!

We invite you to explore these services further by visiting us at Mainland Branch or calling us at (281) 488-7070. Our friendly staff is ready to assist you with any questions or guidance on how we can best serve your financial needs!

Mortgage Loans & Refinancing

Thinking about homeownership? Our mortgage loans and refinancing options provide the support you need to make informed decisions about buying or refinancing your home. Our dedicated team will guide you through the process, ensuring you understand all your options. With personalized service and favorable rates, we aim to make homeownership a reality for everyone.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts designed for convenience and growth. Imagine having quick access to your funds while enjoying competitive interest rates that help your savings grow over time. You can also easily monitor your account activity through our online and mobile banking platforms, making it simple to keep track of your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We can help you consolidate multiple debts into one manageable payment or provide funds for personal projects helping you regain control over your finances.

Digital & Online Banking

24/7 Accessibility

Need to check something late at night? No problem! With 24/7 online banking services, you can manage your accounts whenever it suits you. Whether it's setting up alerts for low balances or accessing your account history, everything is designed for ease of use.

Convenient Online Banking

With our robust online banking platform available at https://www.wellbyfinancial.com/ , you can handle all your banking needs with just a few clicks. Check balances, transfer funds, pay bills, and access e-statements anytime you wish. Plus, if you prefer to manage your accounts from your smartphone or tablet, our mobile application makes it even easier to stay connected to your finances.

Mobile Payments Made Easy

For those who love convenience, our mobile payments feature allows you to make purchases directly from your phone. It's a quick way to pay for what you need without fumbling for cash or cards. At Jsc, we're here to support you with personalized service and innovative tools that fit into your lifestyle. Experience the freedom of modern banking today!

Secure Features for Peace of Mind

Security is our top priority. Our online banking services come equipped with features like electronic signature authorization to ensure that your transactions are safe and efficient. You can also set up person-to-person transfers easily send money to friends or family without any hassle.

Financial Strength

Commitment to Innovation

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $19,552 in used auto loans and $1,895,029,656 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 273,529, showing a strong and growing member base that trusts us with their finances. This trust drives our commitment to maintaining the highest standards of service while continuing to grow our offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 2300 Gulf Fwy Texas City Tx 77591 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used vehicle, we've got options that fit your budget and lifestyle.

Credit Lines

In addition to our auto and mortgage offerings, we have credit lines available totaling $652,364,332. This option allows you the flexibility to cover unexpected expenses or make larger purchases without the hassle of applying for multiple loans. At Jsc, we believe in empowering our members through transparent lending practices and personalized service. We invite you to reach out at (281) 488-7070 to discuss your eligibility or explore refinancing options that could save you money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial needs may be, we're here to help guide you every step of the way! Visit us today at 2300 Gulf Fwy Texas City Tx 77591 in Texas City, TX!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. These cards come with various benefits and features that can cater to your spending habits while providing peace of mind.

Loan Aggregator

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JSC FEDERAL CREDIT UNION