Jsc Missouri City TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Jsc, your trusted partner in financial wellness located at 8215 Highway 6, Missouri City, TX 77459. Since our establishment in 1961, we have proudly served our community with dedication and care, fostering a strong bond with our 130,320 members. At Jsc, we believe that everyone deserves access to quality financial services tailored to their unique needs. With total assets of $2,658,205,471 and total deposits amounting to $145,471,298, our credit union stands firm as a reliable choice for both personal and business banking solutions. Our commitment to helping you achieve your financial goals is further reflected in our total loans, which number 75,206, providing flexible options for auto loans, mortgages, personal loans, and more. While members can visit us at our branch location, official correspondence should be sent to 1330 Gemini St, Houston, TX 77058. Our experienced team of 445 employees, led by CEO Martyn Pell and Board President Deborah Conder, is always ready to assist you with personalized service. At Jsc, we take pride in being more than just a credit union; we are a community cornerstone. With a net worth of $317,877,414 and cash in hand amounting to $19,953,044, we maintain a solid foundation that allows us to invest back into the community while offering competitive rates and innovative products. We invite you to explore all that we have to offer by visiting our website at www.wellbyfinancial.com or calling us at 281-488-7070. Whether you're looking for checking accounts or loan options tailored just for you, Jsc is here to support your financial journey every step of the way!

Branch History & Mission

Commitment to Community

We take pride in giving back to our community through various outreach programs and partnerships aimed at supporting local initiatives. We strive to make a positive impact on the lives of those around us because we believe in the power of community. As technology continues to advance, so do we. Our digital services include online banking and mobile payments that allow you to manage your finances from anywhere. We ensure our facilities are ADA compliant so everyone can access our services comfortably. Join us at Jsc today! Experience the difference that a member-focused credit union can make in your financial life. Discover how we can help you reach your goals by visiting us or giving us a call at 281-488-7070. Your journey toward better financial health starts here!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. Whether it's opening a checking account, obtaining an auto loan, or planning for retirement, we are here to guide and support you every step of the way. While members can visit us at 8215 Highway 6, official correspondence should be sent to 1330 Gemini St, Houston, TX 77058. Our operating hours reflect our dedication to convenience: we're open Monday through Friday from 9 AM to 5 PM. For those on-the-go, we also offer drive-thru banking and ATM availability, ensuring that accessing your funds is quick and easy.

Branch Location & Accessibility

Accessibility and Nearby Landmarks

Our branch is situated near popular local spots, making it easy to stop by while you're out running errands. With ample parking available right outside, accessing our services is hassle-free. We pride ourselves on being ADA compliant, ensuring that everyone can easily navigate our facilities. If you prefer drive-thru banking, we have that covered too! Our drive-thru service allows for quick deposits and withdrawals without leaving your car. While members can visit us at 8215 Highway 6, official correspondence should be sent to our mailing address at 1330 Gemini St, Houston, TX 77058.

Get in Touch!

We invite you to come visit us or give us a call at 281-488-7070. Our dedicated team is eager to help you with anything from opening new accounts to answering any questions about our services. Experience the friendly service and community focus that sets Jsc apart we look forward to seeing you soon!

Operating Hours and Services

We know your time is valuable. That's why our lobby hours are designed to fit your schedule. We're open from 9 AM to 5 PM Monday through Friday, giving you plenty of opportunities to take care of your banking needs during the week. At Jsc, we offer a variety of services tailored just for you! From personal banking like checking and savings accounts to auto loans and mortgages, we strive to meet all your financial requirements. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks anytime.

Member Eligibility

Becoming a member of Jsc is more than just opening an account; it's about joining a supportive community that values you as an individual. If you're looking to become part of our family, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. We believe everyone deserves access to friendly financial services tailored to their needs. You can enjoy all the benefits we offer, from competitive loan rates to personalized banking experiences designed with your goals in mind. Ready to take the next step? Opening your account is simple! Just visit us at 8215 Highway 6 Missouri City Tx 77459, or give us a call at (281) 488-7070 for any questions. For more details on eligibility and to stay updated, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions for you and your customers. Picture this: a busy restaurant seamlessly accepting payments through various methods credit cards, mobile payments, and more ensuring customer satisfaction and streamlining operations. At Jsc, we believe in empowering local businesses. Reach out to us at (281) 488-7070 to discover how we can support your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to upgrade its equipment or a retail store planning to expand its inventory. With our competitive loan options, businesses can access the funding they need to thrive.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms that fit your budget. Imagine driving off in that dream car while knowing you got the best deal possible.

Business Banking

If you're a small business owner, our Business Banking services, including Merchant Services and Business Loans, are tailored just for you. We understand that running a business comes with unique challenges, so we offer resources that can help streamline your operations and support growth.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's not just about spending; it's about getting something back for it!

Digital Banking Features

At Jsc, we believe in making banking easier for everyone. Our Online & Mobile Banking platforms let you manage accounts from anywhere at any time. Whether you're depositing checks via mobile app or accessing ATM services for quick cash withdrawals, convenience is always at your fingertips.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction or need quick access to cash, our Drive-Thru Banking offers simple transactions like deposits and withdrawals without leaving your vehicle. Plus, with our ATM services available 24/7, you can withdraw cash or check balances whenever you need. We invite you to explore all these services and more at Jsc. If you're ready to take control of your financial future or have questions about what we offer, don't hesitate to reach out! Call us at (281) 488-7070 or visit us online at Sienna Ranch. Your journey towards smarter banking starts today!

Home Financing Solutions

When it comes to homeownership, we understand how important it is to have reliable support. That's why we offer Mortgage Loans & Refinancing solutions designed to help you secure your dream home or improve your current loan terms. We're here to guide you through the process, making it as straightforward as possible.

Personal Banking

For individuals seeking convenience and flexibility, we provide various personal banking options. Our Checking & Savings Accounts are designed to make managing your money easy and accessible. With features like online banking and mobile payments, you can check your balance or transfer funds right from your smartphone. Need some extra cash? Our Personal Loans & Debt Consolidation services can help you navigate financial hurdles with ease.

Digital & Online Banking

Key Services

Our online banking service operates 24/7, ensuring you have round-the-clock access to your accounts. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick, so you can share expenses without hassle. For those who prefer using their smartphones, our mobile application is here to help. It supports mobile payments, allowing you to make purchases with just a tap. Plus, with electronic signature authorization available, signing documents online has never been simpler or more secure.

Stay Informed

We also provide e-statements for those who want to keep track of their transactions without the clutter of paper statements. This eco-friendly option not only saves trees but also helps you stay organized. All these features are designed with you in mind making your banking experience as straightforward as possible. With Jsc's digital and online banking services, managing your finances is not just easier; it's smarter too. Join us today and discover how simple banking can be!

Financial Strength

Growing Member Base

The trust placed in us is evident through our growing member base, reflected by 273,529 total share accounts. This shows that more people choose Jsc as their trusted partner for financial growth. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 8215 Highway 6 Missouri City Tx 77459 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, we support our members' financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency. Although our net income stands at $0, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to these popular loan products, we have competitive credit lines available, totaling $652,364,332. This can be an excellent solution if you need ongoing access to funds without having to apply for multiple loans. If you're considering refinancing your existing loans or are unsure about your eligibility for our products, don't hesitate to reach out! Our knowledgeable staff at (281) 488-7070 can provide insights into your options and help you find the best solution tailored just for you. The performance insights and financial data mentioned here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us at Jsc and discover how our loan offerings can help you achieve your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is ready to assist you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We provide personalized service to guide you through each step of obtaining a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. This option provides you with access to funds for emergencies or everyday purchases without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from recognized financial institutions, ensuring full transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact that accurate comparisons can have on individuals looking for financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for users. By partnering exclusively with verified financial institutions, LendMesh guarantees that all loan offers presented are legitimate and trustworthy.

JSC FEDERAL CREDIT UNION