Jsc League City TX Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Jsc, your trusted financial partner located at 2660 W Main St, League City, TX 77573. Established in 1961, we have been proudly serving our community for over six decades, providing essential banking services to our growing family of 130,320 members. With total assets exceeding $2.65 billion and deposits reaching $145,471,298, we are committed to ensuring your financial well-being. At Jsc, we believe in the power of community. Our dedicated team of 445 employees, led by CEO Martyn Pell and Board President Deborah Conder, works tirelessly to deliver exceptional service and support tailored to your needs. Whether you're looking for personal banking options like checking accounts and auto loans or business solutions such as merchant services and business loans, we have you covered. While members can visit us at our physical branch location, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We pride ourselves on transparency and accessibility, offering various services that include online and mobile banking for your convenience. Our commitment to you goes beyond just numbers; it's about building relationships based on trust. With a net worth of $317,877,414 and cash readily available at $19,953,044, you can rest assured that your finances are in safe hands. Ready to take the next step? Feel free to reach out via phone at 281-488-7070 or visit our website at www.wellbyfinancial.com for more information about our services. Join us today and experience the Jsc difference!

Branch History & Mission

Community Engagement

We believe in building lasting connections within our community. Our team works tirelessly on initiatives aimed at supporting local events and organizations. By collaborating with local businesses and nonprofits, we create opportunities for growth and development that benefit everyone. With ADA-compliant facilities and customer-centric initiatives in place, we ensure that every member can easily access our services without barriers. Whether you need assistance at the branch or prefer online interactions, we're here for you. Join us today at Jsc! Experience the difference that comes from being part of a credit union that truly cares about its members and their community. Reach out at (281) 488-7070 or visit us during our operating hours: Lobby: Mon - Fri 9 am - 5 pm; Sat 9 am - 1 pm; Drive-Thru: Mon - Fri 8 am - 6 pm; Sat 8:30 am - 1 pm. Together, let's build a brighter financial future!

Our Mission

The mission of Jsc is simple yet powerful: to empower our members through exceptional financial services and community support. We strive not only to help you manage your finances but also to enhance your overall well-being. Our commitment goes beyond banking; we actively engage with the community through various outreach programs and partnerships, ensuring that we contribute positively to the lives of those around us. As part of our dedication to customer service, we offer a range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. With features like online and mobile banking, ATM access, and drive-thru services, we make managing your finances easier than ever.

Branch Location & Accessibility

Convenient Access and Amenities

At Jsc, we prioritize your convenience and comfort. Our branch features accessible parking and ADA-compliant entryways, ensuring everyone can access our services without any hassle. Plus, we have a drive-thru service available for those who prefer to bank from their vehicles.

Operating Hours

Our lobby hours are designed to fit your busy schedule: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Need to make a quick transaction? Our drive-thru is open Monday through Friday from 8 AM to 6 PM and Saturday from 8:30 AM to 1 PM. We're here when you need us!

Services Offered

At Jsc, we offer a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage options, we're committed to helping you achieve your financial goals. Our ATM is readily available for cash withdrawals and balance checks whenever you need it. Don't hesitate to reach out! You can contact us at 281-488-7070 if you have any questions or need assistance. We look forward to welcoming you at our League City West Branch soon!

Member Eligibility

At Jsc, we believe that everyone deserves a chance to be part of a supportive community where financial growth and well-being come first. Joining us as a member is easy and welcoming! If you live, work, worship, or attend school in the areas surrounding League City, you're likely eligible for membership. We want you to enjoy all the benefits we offer, from personal banking services to loan options tailored just for you. For more detailed eligibility criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account is a breeze! Just visit our online application portal at http://www.wellbyfinancial.com/online-applications/ or give us a call at (281) 488-7070 if you have any questions. We're here to help you every step of the way as you join our family at Jsc, located at 2660 W Main St League City Tx 77573. Embrace the opportunity for better banking with us today!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds you need when expanding your operations or investing in new equipment. With our various loan options, you can take your business to the next level without unnecessary hurdles.

Merchant Services Made Easy

In today's fast-paced environment, efficient payment processing is crucial. Our merchant services streamline transactions, allowing you to focus on what really matters growing your business. Picture this: a customer walks into your store and completes their purchase swiftly and securely. That's the kind of experience we help create! Whether you're just starting out or looking to expand, Jsc is dedicated to being your trusted financial partner in League City, TX. Reach out today at (281) 488-7070 or visit us at 2660 W Main St League City Tx 77573 to explore how we can help you thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? We have ATM access available for quick withdrawals and balance checks anytime. For those who prefer face-to-face interactions but want the convenience of quick transactions, our basic drive-thru banking allows you to make deposits, withdrawals, and simple transactions without leaving your car. At Jsc, we're committed to providing exceptional service that meets the needs of all our members. Whether it's through traditional banking methods or modern digital solutions, we aim to enhance your financial journey. For more information about any of our services or if you're ready to start banking with us today, give us a call at (281) 488-7070 or visit us online at League City West Branch. Your financial wellness is just around the corner!

Business Banking Services

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to grow your existing business, our financial tools can help pave the way to success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With these features, accessing your accounts is just a click or tap away. You can manage transactions, pay bills, and even send money to friends with our person-to-person payment service all from the comfort of your home or on-the-go.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. We understand that this is a big step, and our knowledgeable staff will work with you every step of the way, answering questions and providing support.

Lending Options for Every Need

In addition to auto loans and mortgages, we also provide personal loans for debt consolidation or unexpected expenses. With our credit cards offering rewards, you can earn while you spend on everyday purchases.

Personal Banking Solutions

Our personal banking options make it easy for you to manage your day-to-day finances. We offer checking and savings accounts designed to help you save and spend wisely. Need a car? Our auto loans and vehicle financing solutions are here to assist you with competitive rates and flexible terms, making it easier than ever to drive away in your dream car.

Digital & Online Banking

Enhanced Services

For those who love mobile payments, we've got you covered! You can easily make purchases with just a tap using our mobile payments feature. Need to send money to a friend? Our person-to-person transfers allow you to quickly send or receive money with ease. At Jsc, we prioritize your financial well-being by providing accessible and efficient tools for real-time account management. Whether you're at home or on the move, managing your money has never been more straightforward. Join us today and experience the convenience of digital banking!

Key Features

Our online banking system is user-friendly and secure, allowing you to easily check balances, transfer funds, and pay bills without needing to visit a branch. If you're on the go, our mobile application makes it even simpler. You can perform all the same tasks right from your smartphone, ensuring you have everything you need at your fingertips. We also offer electronic signature authorization, making it easy to sign documents securely from wherever you are. Plus, enjoy the benefits of e-statements for quick access to your account statements without the clutter of paper.

Financial Strength

A Solid Foundation

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 273,529, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments standing at $0, we are equipped to support all your banking needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 2660 W Main St League City Tx 77573 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Services

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your goals; we have provided $19,552 in used auto loans and manage a total of $1,895,029,656 in loans and leases designed to help you achieve your dreams.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Your Savings Are Safe with Us

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. We provide flexible financing solutions tailored to your budget, making it easier than ever to drive away with your dream vehicle.

Credit Lines and Refinancing Options

Our total credit lines amounting to $652,364,332 provide additional flexibility for those who need access to funds without the hassle of traditional loans. Plus, if you're considering refinancing an existing loan or want to explore eligibility options for any of our products, our team is ready to assist you in finding the best solution for your situation. At Jsc, we're committed to supporting our members' financial journeys with transparency and personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just have questions about our services, visit us today or call (281) 488-7070 we're here for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We know that securing a mortgage can be daunting, but our team is dedicated to guiding you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. Whether you're looking to make a large purchase or simply want a safety net for unexpected expenses, our credit card options are designed with you in mind.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh empowers users to make timely decisions. This feature is crucial in a market where rates can change frequently, ensuring you don't miss out on a better deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh can genuinely benefit those looking for the best financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

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JSC FEDERAL CREDIT UNION