Jsc League City TX Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Jsc, your trusted financial partner located at 1280 E League City Pkwy, League City, TX 77573. Since our establishment in 1961, we have dedicated ourselves to serving our community with integrity and care. With a total membership of over 130,320 and assets amounting to an impressive $2,658,205,471, we pride ourselves on being a reliable resource for all your banking needs. At Jsc, we understand that every member has unique financial goals. That's why we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment extends beyond just services; we strive to make a positive impact in the communities we serve. Under the leadership of CEO Martyn Pell and Board President Deborah Conder, our dedicated team of 445 employees is always ready to assist you. Whether you're visiting us in person or using our online services at wellbyfinancial.com, we're here to support your financial journey. While members can visit us at our branch address, official correspondence should be sent to PO Box 58346, Houston, TX 77258. If you have any questions or need assistance, don't hesitate to call us at 281-488-7070. Explore the possibilities with Jsc today! We invite you to join our growing family and experience the difference that comes from a credit union built on trust and community values.

Branch History & Mission

At Jsc, our journey began in 1961 with a simple yet powerful vision: to provide exceptional financial services that uplift the community of League City, TX. Over the years, we have grown from a small credit union to a trusted partner for over 130,000 members, helping them achieve their financial goals while fostering a strong sense of community. Located at 1280 E League City Pkwy, our branch is not just a place for transactions; it's a hub where relationships are built. Close to local landmarks and easily accessible for our members, we aim to create an inviting atmosphere where everyone feels welcome. While members can visit us at this address, official correspondence should be sent to PO Box 58346, Houston, TX 77258. As we reflect on our history, we take pride in our significant milestones. Today, Jsc boasts total assets of over $2.65 billion, a testament to our members' trust and commitment. Our mission is clear: we strive to enhance the financial well-being of each member by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. Our dedication extends beyond financial services; we actively engage in community outreach initiatives aimed at supporting local causes and fostering growth within League City. Whether through educational programs or partnerships with local organizations, we believe in giving back to the community that has supported us throughout the years. In today's digital world, we recognize the importance of convenience and accessibility. That's why we've embraced technology with features like online banking and mobile payments. Our commitment to ADA compliance ensures that all members can access our services without barriers. With operating hours designed for your convenience Monday through Friday from 9 am to 5 pm (with drive-thru hours starting as early as 7 am) we make it easy for you to connect with us when you need assistance. Plus, our ATM availability ensures you have quick access to your funds at any time. Join us at Jsc and experience what makes us different. We invite you to become part of our family where your financial success is our priority. Together, let's build a brighter future for you and our community! For more information or to open an account today, please visit our website or call us at 281-488-7070.

Branch Location & Accessibility

Connect with Us

While you can always reach out in person at our League City location, official correspondence should be directed to our mailing address at PO Box 58346, Houston, TX 77258. For any questions or assistance, feel free to give us a call at 281-488-7070. We invite you to visit the Jsc Tuscan Lakes Branch soon! Our dedicated team is ready to help with everything from personal banking solutions like checking accounts and auto loans to online services that let you manage your finances anytime, anywhere. Come experience the difference today!

Convenient Access and Features

At Jsc, we understand that accessibility is key for our members. Our branch is designed with your comfort in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us easily. Parking is readily available, so you won't have to worry about finding a spot when you arrive. For those on the go, we offer both ATM access and drive-thru banking services. Our drive-thru hours are tailored for your convenience: Monday and Friday from 7 AM to 6 PM, Tuesday through Thursday from 8 AM to 6 PM, and Saturday from 8:30 AM to 1 PM. You can quickly handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. This schedule allows you flexibility whether you're stopping by before work or on the weekend.

Member Eligibility

At Jsc, we believe in building a community where everyone feels welcome and valued. Becoming a member is easy and opens the door to a world of financial benefits tailored just for you. If you're living, working, or studying in the area, you might already qualify! We invite individuals who meet our eligibility criteria to join us at our branch located at 1280 E League City Pkwy League City Tx 77573. For more detailed information on what it takes to become a member, feel free to check out our eligibility page at . Joining us means gaining access to exceptional services like personalized banking, competitive loan rates, and dedicated support from our friendly team. Ready to take the next step? Opening an account is simple; just visit our online application page at http://www.wellbyfinancial.com/online-applications/ , or give us a call at (281) 488-7070 if you have any questions. We can't wait for you to become part of the Jsc family!

Business Banking & Commercial Services

Financing Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine being able to purchase new equipment or expand your operations without worrying about cash flow. Our loans are designed to give you the financial backing you need to take those important steps forward.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is vital. With our merchant services, you can accept payments seamlessly, ensuring that every sale counts towards your bottom line. Whether you're running a retail shop on Main Street or an online store, our solutions simplify transactions so you can focus on what you do best running your business. Visit us at 1280 E League City Pkwy League City Tx 77573 in League City, TX, and discover how Jsc can partner with you for success. For more information, call us at (281) 488-7070. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have you covered too! Our Business Banking services include essential tools like Merchant Services and Business Loans. We know that running a business comes with its challenges; that's why we're here to support your growth and success with customized solutions.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. That's why at Jsc, we offer robust Online & Mobile Banking features. With just a few taps on your smartphone, you can manage your accounts, transfer funds, and even pay bills without stepping foot in the branch. For quick cash access, our ATM & Cash Withdrawal Services are available whenever you need them. And if you're ever in need of assistance during normal banking hours, our Drive-Thru Banking provides convenience for simple transactions like deposits and withdrawals.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming, which is why we offer Personal Banking options like Checking and Savings Accounts. Imagine effortlessly keeping track of your spending while saving for that dream vacation. Our accounts come with features designed to help you reach your goals without the hassle. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive off in style. We offer competitive rates and flexible terms, ensuring that you find a financing plan that fits your budget perfectly. If you're planning on purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are designed to simplify the process and help you save money over time. Need some extra cash? Our Personal Loans & Debt Consolidation services can provide financial relief when unexpected expenses arise. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting rewards, making everyday spending more rewarding.

Stay Connected

Our commitment doesn't stop at traditional banking hours. Whether you prefer visiting us in person or using online tools from the comfort of your home, we ensure that managing your finances is as convenient as possible. If you're ready to explore how Jsc can assist you further or if you have any questions about our services, please don't hesitate to reach out! Call us at (281) 488-7070 or visit our website at Tuscan Lakes Branch for more information on opening an account or applying for loans. We look forward to serving you!

Digital & Online Banking

At Jsc, we understand that convenience and security are essential for our members. That's why we offer a range of digital and online banking services designed to make your financial management easy and accessible from anywhere. With our 24/7 Online Banking Services available at https://www.wellbyfinancial.com/ , you can manage your accounts at any time. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, our mobile application makes banking even more convenient. You can access all the features right from your smartphone, making it easier than ever to stay on top of your finances while on the go. Need to send money quickly? Our Person-to-Person Transfers feature allows you to send money to friends or family with ease. Just enter their details, and you're good to go! For added security, we provide Electronic Signature Authorization, ensuring that your transactions are safe and authenticated. And if you prefer going paperless, we offer E-Statements, so you can view your account statements anytime without the clutter of paperwork. If you enjoy using mobile payments, you're in luck! Our Mobile Payments Feature lets you make purchases directly from your phone, adding an extra layer of convenience to your shopping experience. At Jsc, we prioritize user-friendly experiences that empower our members with real-time account management. Explore all these features today at https://www.wellbyfinancial.com/ and see how easy banking can be!

Financial Strength

A Solid Foundation

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 434 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts stand at 273,529, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 1280 E League City Pkwy League City Tx 77573 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Reinvesting for You

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,552 in used auto loans and $1,895,029,656 in total loans and leases.

Secure Savings Options

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that can work for you.

Credit Lines and Unsecured Loans

For those looking for flexibility, we offer credit lines totaling $652,364,332, giving you access to funds when you need them most. Additionally, our unsecured credit card loans amounting to $46,609,251 help members manage their finances effectively without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We aim to guide you through the process and provide competitive rates that fit your budget.

Refinancing Options

If you're considering refinancing any of your current loans, reach out to us at (281) 488-7070. We can discuss eligibility options and potential savings that could benefit you financially. We pride ourselves on providing personalized service and clear communication throughout the lending process. Whether you're ready to apply for a loan or simply have questions about our offerings, our team is available during lobby hours from Monday to Friday between 9 AM and 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jsc, we're committed to helping you navigate your financial journey with confidence.

Loan Aggregator

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JSC FEDERAL CREDIT UNION