Jsc League City TX Credit Union | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Jsc, your trusted financial partner located at 501 N Egret Bay Blvd, League City, TX 77573. Since our establishment in 1961, we have been dedicated to serving our community with a personalized touch and a commitment to your financial well-being. With over 130,320 members relying on us, we take pride in being more than just a credit union; we are a community hub where you can find the support and resources you need. At Jsc, our financial strength speaks for itself. With total assets of $2,658,205,471 and total deposits reaching $145,471,298, we are well-equipped to help you achieve your goals. Whether you're looking for auto loans where we've successfully financed 75,206 loans or seeking reliable savings options, our comprehensive services are designed with you in mind. We understand that life can be unpredictable; that's why we maintain a strong net worth of $317,877,414 and keep $19,953,044 in cash readily available for our members. Our leadership team, headed by CEO Martyn Pell and Board President Deborah Conder, is committed to ensuring that your experience with us is both seamless and rewarding. While members can visit us at our branch for all banking needs including personal accounts, business services, and online banking official correspondence should be sent to our mailing address: PO Box 58346, Houston, TX 77258. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For quick transactions, utilize our drive-thru services available during extended hours. Have questions? Give us a call at 281-488-7070 or fax us at 281-283-0722. Join us today at Jsc and discover how we can help you thrive financially! Visit our website at wellbyfinancial.com for more information or to start your journey with us.

Branch History & Mission

Commitment to Innovation

Jsc embraces modern technology while ensuring compliance with ADA standards, making it easier for everyone to access our services. Whether you're visiting us in person or using our online banking platform, we're committed to providing a user-friendly experience. Our digital offerings include mobile payments, e-statements, and person-to-person transfers ensuring you have the tools you need at your fingertips.

Community Focus

While members can visit us at 501 N Egret Bay Blvd League City Tx 77573, official correspondence should be sent to PO Box 58346, Houston, TX 77258. We take pride in being more than just a bank; we are your neighbors. Through various community outreach efforts, we aim to give back and support local organizations that make a difference.

Join Us Today

Experience the benefits of membership with Jsc! Whether you're looking for personal loans or business banking solutions, we invite you to become part of our growing family. Contact us at (281) 488-7070 or explore more about what we offer by visiting our website. Together, let's build a brighter financial future for everyone in League City!

Our Mission

Our mission at Jsc is simple yet powerful: to provide accessible financial services while fostering community growth and support. We believe that everyone deserves a chance to thrive financially, which is why we offer a range of services designed to meet diverse needs from personal banking options like checking and savings accounts to auto loans and mortgages. We're dedicated to making banking straightforward and beneficial for all. As a proud member of the League City community, we strive not just to meet your banking needs but to enhance your life through various outreach programs and partnerships. We understand that a healthy financial life contributes to a thriving community, so we actively engage in initiatives that uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Jsc, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and spacious parking options, ensuring that everyone can enjoy a hassle-free banking experience. We also offer drive-thru services for those who prefer to bank from the comfort of their vehicle.

Address and Correspondence

While you can visit us at our branch address for all your banking transactions, please send any official correspondence to our mailing address: PO Box 58346, Houston, TX 77258.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 281-488-7070. Our friendly team is here to help you navigate your financial journey. We invite you to stop by the Jsc League City Branch today where we're dedicated to serving you better!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday and Friday from 9 AM to 5 PM, and Tuesday through Thursday from 8 AM to 6 PM. If you're planning a weekend visit, our drive-thru service is available on Saturday from 8:30 AM to 1 PM.

Services Offered

At Jsc League City Branch, we pride ourselves on offering a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM availability on-site and basic drive-thru banking services for deposits and withdrawals, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Jsc feels like joining a close-knit family dedicated to your financial well-being. If you live, work, worship, or attend school in the League City area, you're likely eligible to join us! It's an easy and welcoming process that puts you on the path to accessing a range of benefits, from competitive loan rates to personalized service. We believe in fostering a supportive community where everyone can thrive. For the most accurate and detailed eligibility criteria, feel free to check out our website at . Once you're ready to take the next step, opening an account is straightforward and can be done online at http://www.wellbyfinancial.com/online-applications/ . If you have any questions or need assistance during the process, don't hesitate to give us a call at (281) 488-7070. Join us at Jsc, located at 501 N Egret Bay Blvd League City Tx 77573, and experience the difference of being part of something special!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to expand your operations, invest in new equipment, or hire additional staff. With our competitive rates and personalized service, we're here to provide the financial backing you need.

Merchant Services That Empower You

In today's fast-paced market, efficient payment solutions are essential. Our merchant services allow businesses to accept payments seamlessly, whether in-store or online. This means you can focus more on what you do best running your business while we take care of the payment processing. Visit us at 501 N Egret Bay Blvd League City Tx 77573 in League City, TX, or give us a call at (281) 488-7070 to learn more about how our services can help your business thrive. Let's grow together!

Comprehensive List Of Services

A Welcoming Environment

When you visit Jsc, whether it's in person or online, you'll find a welcoming environment where our friendly staff is eager to assist you with any inquiries. We aim to foster relationships built on trust and understanding. We invite you to explore all that Jsc has to offer! If you have questions or wish to learn more about our services, feel free to call us at (281) 488-7070 or visit us at 501 N Egret Bay Blvd League City Tx 77573 in League City, TX. Your financial success starts here!

Auto Loans & Vehicle Financing

If you're thinking about getting a new car, our auto loans and vehicle financing options make it simple. We understand how important reliable transportation is, so we provide competitive rates and flexible terms tailored to fit your budget. Picture yourself driving off the lot in a new vehicle without the stress of complicated loan processes.

Business Banking Solutions

Small businesses are vital to our community, which is why we provide business banking services that include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is ready to support you with the right financial tools.

Credit Cards with Rewards

For those who enjoy making purchases while earning rewards, our credit cards are designed just for you. Imagine earning points on every purchase that can be redeemed for travel, merchandise, or cashback! It's an easy way to maximize the value of your everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why League City Branch offers robust online and mobile banking services. You can manage your accounts, transfer funds, and pay bills anytime from anywhere using our user-friendly app or website. Plus, with access to ATMs for cash withdrawals and drive-thru banking for quick transactions, we've made banking accessible when you need it most.

Home Financing Made Easy

Buying a home can be daunting, but with our mortgage loans and refinancing options, we strive to make this journey smoother for you. We offer various plans suited for first-time buyers and those looking to refinance their existing mortgages. Let us help turn the dream of homeownership into reality.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts. Imagine having a place where you can easily access your money while also earning interest on your savings. Our accounts come with features designed to help you keep track of your spending and savings goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can assist with everything from home repairs to medical bills. Additionally, if you're juggling multiple debts, our debt consolidation loans could simplify your finances by combining them into one manageable monthly payment.

Digital & Online Banking

Mobile Banking at Your Fingertips

Our mobile application makes it even easier to handle your banking needs. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a tap away. Imagine paying for groceries or splitting dinner bills without ever reaching for cash it's all possible with our mobile payment feature.

Online Banking Made Easy

Visit us at https://www.wellbyfinancial.com/ to explore the full range of our online banking features. You can check your account balance, transfer funds, and view transaction history all from the comfort of your home or on the go. With 24/7 online banking services, you'll never have to worry about being out of touch with your finances.

Secure and Convenient Transactions

Security is a top priority for us at Jsc. We offer electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with e-statements available, you can manage your finances more efficiently while reducing paper clutter.

Stay in Control

With all these tools at your disposal, you have real-time access to manage your accounts effectively. Track your spending habits, pay bills on time, and make informed decisions about your finances all from your smartphone or computer. Join us at Jsc today to experience the ease of digital banking! Your financial journey starts here.

Financial Strength

Efficient Operations

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We have a strong community presence with 273,529 total share accounts, showing a growing member base that trusts us with their finances. Our focus remains on meeting your needs while ensuring our branch remains a stable choice for all your banking requirements. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 501 N Egret Bay Blvd League City Tx 77573 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, we support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options to fit your budget.

Credit Lines and Additional Options

For those looking for added flexibility, our total credit lines amount to $652,364,332. This product provides you with quick access to funds whenever you need them. Plus, if you're considering refinancing options, we're here to discuss eligibility criteria that may work for you. If you have any questions or need further assistance, don't hesitate to reach out! You can contact us at (281) 488-7070 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's auto financing or home loans, we are committed to supporting your financial journey every step of the way at Jsc!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. We provide tailored solutions that can help you navigate the home buying process with ease.

Unsecured Credit Card Loans

Managing everyday expenses is crucial, and that's where our flexible terms on unsecured credit card loans come into play. We currently have a total of $46,609,251 in unsecured credit card loans available to help our members manage their finances effectively. These cards can be a great tool for convenience while also offering rewards.

Loan Aggregator

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JSC FEDERAL CREDIT UNION