Jsc Katy TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jsc, your trusted financial partner in Katy, Texas! Located at 6711 S Fry Rd, our branch has been proudly serving the community since 1961. With a deep commitment to our members, we have grown to support over 130,320 individuals, providing them with a range of services tailored to meet their financial needs. At Jsc, we understand that every member's journey is unique. That's why we offer a variety of personal banking solutions including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our total assets stand strong at an impressive $2,658,205,471, ensuring that we are well-equipped to help you achieve your financial goals. Our dedicated team of 445 employees, led by CEO Martyn Pell and Board President Deborah Conder, is here to guide you every step of the way. We believe in fostering lasting relationships built on trust and transparency. Whether you're looking for advice on debt consolidation or seeking financing for a new vehicle, we are here to assist you. While members can visit us at 6711 S Fry Rd, official correspondence should be sent to our mailing address: 1330 Gemini St, Houston, TX 77058. Feel free to reach out to us at 281-488-7070 or explore more about our offerings on our website: Wellby Financial. Join us today and experience the difference of community-focused banking!

Branch History & Mission

Community Engagement

At Jsc, we're more than just a financial institution; we're a part of the fabric of Katy. Through various partnerships and community outreach programs, we strive to make a difference in the lives of our members. Whether it's supporting local events or providing financial education workshops, we are dedicated to giving back. As a member-driven credit union, your voice matters here. We invite you to join our growing family and experience the personalized service that sets us apart from traditional banks. With total assets exceeding $2.65 billion, you can trust that your funds are secure while you enjoy competitive rates and exceptional service. To learn more about how Jsc can help you achieve your financial goals or to open an account today, visit us online at wellbyfinancial.com or give us a call at 281-488-7070. Your journey towards better banking starts here!

Our Mission

The mission of Jsc is simple yet powerful: to empower our members through comprehensive financial services while fostering a strong sense of community support. We believe that financial wellness goes hand-in-hand with community growth. That's why we offer a variety of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards designed to meet your unique needs. We are committed to innovation and customer service excellence. Our branch offers advanced digital banking solutions such as online banking and mobile payments, making it easier for you to manage your finances on-the-go. Additionally, we ensure that all our facilities are ADA compliant so that everyone can access our services comfortably.

Branch Location & Accessibility

Easy Access and Parking

At our Jsc branch, we prioritize your comfort and convenience. The parking lot offers plenty of space, so you can park without any hassle. We also ensure that our facility is ADA compliant, with ramps and accessible entrances for everyone. Whether you're visiting us for personal banking or business services, we strive to make your experience as smooth as possible.

Operating Hours

We know your time is valuable. That's why we are open from 6 AM to 9 PM on weekdays, giving you ample opportunity to visit us at a time that works best for you. If you need assistance or have questions about our services, feel free to reach out to us at 281-488-7070. Our friendly staff is always ready to help!

Services Offered

At Jsc, we offer a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide credit cards with rewards and online/mobile banking options for easy access to your accounts anytime, anywhere. Plus, with ATM availability right here at the branch, cash withdrawals are quick and simple. While members can visit us at 6711 S Fry Rd for in-person assistance, official correspondence should be sent to our mailing address: 1330 Gemini St, Houston, TX 77058.

Visit Us Today!

We invite you to come by the Jsc branch today! Experience the welcoming atmosphere and discover how we can support your financial goals. Whether you're opening a new account or looking for guidance on loans, we're here for you every step of the way. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Jsc is like stepping into a welcoming community that supports you every step of the way. If you're looking to join, you'll find that eligibility is quite accessible! At Jsc, we invite individuals who live, work, or worship in our local area to become part of our family. Whether you're a student, a professional, or simply someone seeking better financial opportunities, there's a place for you here. You can explore more about the specific eligibility criteria by visiting this link. Opening an account is just as straightforward! With just a few clicks online, you can start your journey with us at Jsc. If you have any questions or need assistance along the way, feel free to reach out at (281) 488-7070. We're here to help make your membership experience smooth and enjoyable!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having the resources to purchase new equipment or hire additional staff without the stress of financial strain. Our loans can help turn those dreams into reality.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that make daily transactions smoother for your business. From processing payments quickly to managing invoices effortlessly, our services are designed to save you time and enhance customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Katy, TX. Visit us at 6711 S Fry Rd Katy Tx 77494 or call us at (281) 488-7070 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Accessibility Made Easy

We pride ourselves on making banking accessible for all members. You can rely on our basic ATM access for quick withdrawals and balance checks without any hassle. And if you ever have questions or need assistance, don't hesitate to reach out at (281) 488-7070. At Jsc, we're not just about transactions; we're about building relationships and providing the tools you need for financial success. Whether you're planning a major life event or simply managing day-to-day expenses, let us partner with you on this journey. Ready to get started? Visit us today at 6711 S Fry Rd Katy Tx 77494 or explore our offerings online at Katy Heb Branch. Your financial future starts here!

Business Banking Services

If you're a business owner, we know that every dollar counts. That's why we provide robust business banking services, including merchant services to help streamline your transactions and business loans to fuel your growth. We are committed to helping local businesses thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. Our digital banking features allow you to manage your accounts anytime, anywhere. With online and mobile banking, you can check balances, transfer funds, and pay bills with just a few taps on your device. Our ATM services ensure easy access to your cash whenever you need it.

Personal Banking Solutions

We understand that managing finances can be overwhelming, which is why our personal banking services are designed with you in mind. From checking and savings accounts that help you manage everyday expenses to auto loans and vehicle financing for those exciting new purchases, we've got you covered. If you're considering homeownership, our mortgage loans and refinancing options can simplify the process and make it more affordable. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation options offer flexibility and peace of mind. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our digital offerings include electronic signature authorization, which allows you to sign documents securely online. This means no more printing or mailing paperwork just quick and easy transactions right at your fingertips. Plus, with e-statements available, you can keep track of your account activity without the clutter of paper statements. For those who prefer mobile banking, our user-friendly mobile application is here to help. You can make payments using mobile payments and send money directly to friends or family through our person-to-person transfer feature. It's all about making your life easier while keeping your information secure. At Jsc, we prioritize accessibility and ease-of-use in all our services. Whether you're checking balances, applying for loans, or managing investments, everything is just a few clicks away. We're committed to providing you with a banking experience that meets the demands of modern life while ensuring that your data remains protected. Explore the world of convenient banking with us today! Visit https://www.wellbyfinancial.com/ to get started on your digital banking journey with Jsc.

Financial Strength

A Growing Community

Total Share Accounts: 273,529, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrates the robust nature of our financial standing. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jsc is your trusted partner. Visit us at 6711 S Fry Rd Katy Tx 77494 or call (281) 488-7070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 434 full-time employees and 11 part-time employees who are always ready to assist you with knowledgeable service.

Member-Centric Resources

Members' savings are secured through $676,088,425 in share certificates and $402,007,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $317,877,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength enables us to be a reliable partner for our members.

Reinvestment for Better Services

With $312,903,724 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $19,552 in used auto loans and $1,895,029,656 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $440,808,447 in used vehicle loans and $321,572,562 in new vehicle loans already helping members get on the road. We believe in making it easy for you to drive away with confidence.

Credit Lines

Additionally, our total credit lines amount to $652,364,332, giving you access to funds when you need them most. This is a great way to ensure that you have financial flexibility while keeping your budget intact. At Jsc, we care about your financial well-being and aim to support you at every stage of life. If you're considering refinancing any of these options or want more information about eligibility criteria, please don't hesitate to reach out. You can contact us at (281) 488-7070, or visit us at our branch located at 6711 S Fry Rd Katy Tx 77494 in Katy, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can benefit you today!

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $46,609,251 in loans helping members manage their finances effectively. This option provides you with the freedom to handle unexpected expenses or make purchases without dipping into your savings.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $81,868,085, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to help you navigate the process smoothly.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh guarantees that all loan offers presented are legitimate and trustworthy.

JSC FEDERAL CREDIT UNION